VA Loans are available across the U.S. for military veterans and their spouses. Not all areas have the same maximum VA mortgage limits however. Most areas of the country have the maximum limit set at $510,400 for VA loans, though a few high-cost areas have limits up to $1,000,000 or more. To check limits for your area, please click on your state from list below.
Maximum VA Loan Limits by State
Alabama VA Loan Limits
(VA mortgage loans are available across the state of AL including these cities and towns: Dothan, Decatur, Montgomery, Gulf Shores, Birmingham, Hoover, Orange Beach, Tuscaloosa, Auburn, Mobile, Madison City and more…)
Alaska VA Loan Limits
(VA mortgage loans are available across the state of AK including these cities and towns: Ketchikan, Anchorage, Sitka, Juneau, Fairbanks and more…)
Arizona VA Loan Limits
(VA mortgage loans are available across the state of AZ including these cities and towns: Chandler, Surprise, Scottsdale, Glendale, Flagstaff, Gilbert, Goodyear, Peoria, Lake Havasu City, Avondale, Tucson, Tempe, Mesa, Phoenix, Yuma and more…)
Arkansas VA Loan Limits
(VA mortgage loans are available across the state of AR including these cities and towns: Fort Smith, Hot Springs, Fayetteville, Jonesboro, Rogers, Springdale, Pine Bluff, Little Rock, North Little Rock, Conway and more…)
California VA Loan Limits
(VA mortgage loans are available across the state of CA including these cities and towns: Norwalk, Long Beach, Lakewood, Glendale, Menifee, Newport Beach, Santa Barbara, Escondido, Fresno, Victorville, Hemet, Tracy, Oceanside, Vallejo, Antioch, Pomona, Oxnard, Santa Rosa, Santa Maria, Carson, Richmond, Santa Clarita, Garden Grove, Redding, Sunnyvale, Torrance, Inglewood, El Cajon, Visalia, Sacramento, West Covina, Westminster, Rancho Cucamonga, Hayward, Berkley, Lancaster, Alhambra, Santa Clara, Ontario, Bakersfield, San Marcos, Huntington Beach, Modesto, Chula Vista, Irvine, Burbank, Oakland, Hawthorne, Moreno Valley, Orange, Thousand Oaks, Murrieta, Daly City, Fontana, Livermore, Los Angeles, Corona, Santa Monica, Stockton, Temecula, Merced, El Monte, San Bernardino, San Francisco, San Leandro, Concord, Citrus Heights, Rialto, Compton, Vista, Downey, Carlsbad, Santa Ana, Simi Valley, Lake Forrest, Whittier, Salinas, Vacaville, Fremont, San Mateo, San Jose, Riverside, South Gate, Fullerton, Chino, San Diego, Fairfield, Napa, Mission Viejo, Chico, Costa Mesa, Roseville, Hesperia, Buena Park, Pasadena, Elk Grove, Anaheim, Palmdale, Clovis and more…)
Colorado VA Loan Limits
(VA mortgage loans are available across the state of CO including these cities and towns: Lakewood, Fort Collins, Loveland, Greely, Brighton, Parker, Aurora, Boulder, Littleton, Denver, Centennial, Castle Rock, Broomfield, Arvada, Grand Junction, Longmont, Pueblo, Westminster, Thornton, Northglenn, Commerce City, Colorado Springs and more…)
Connecticut VA Loan Limits
(VA mortgage loans are available across the state of CT including these cities and towns: Meriden, New Britain, New Haven, Greenwich, Bridgeport, Bristol, Manchester, West Haven, Fairfield, Hartford, Norwalk, West Hartford, Stamford, Milford, Hamden, Danbury, Waterbury, Stratford and more…)
Delaware VA Loan Limits
(VA mortgage loans are available across the state of DE including these cities and towns: Smyrna, Wilmington, Newark, Dover, Middletown and more…)
Florida VA Loan Limits
(VA mortgage loans are available across the state of FL including these cities and towns: Palm Coast, Tavares, Key West, Miami, Beverly Hills, The Villages, Jacksonville, Pensacola, Palm Bay, Eustis, Spring Hill, Fort Myers, Vero Beach South, Daytona Beach, Pompano Beach, Deltona, Cape Coral, Sebastian, Kissimmee, Port St. Lucie, Lady Lake, Tampa, West Palm Beach, Orlando, St. Petersburg, Homosassa Springs, Fort Walton Beach, Zephyrhills, Ocala, Gainesville, Leesburg, Avon Park, Citrus Springs, Bonita Springs, Titusville, Melbourne, Port Charlotte, Lakeland, Tallahassee, Fort Lauderdale, Sebring, Clearwater, Port Orange, Bradenton, Key Biscayne, St. Augustine, Marathon, Florida Ridge, Panama City, Navarre, Winter Haven, Sarasota and more…)
Georgia VA Loan Limits
(VA mortgage loans are available across the state of GA including these cities and towns: Macon, Marietta, Valdosta, Albany, Savannah, Sandy Springs, Athens, Smyrna, Roswell, Columbus, Atlanta, Warner Robins, Augusta, Alpharetta, Johns Creek and more…)
Hawaii VA Loan Limits
(VA mortgage loans are available across the state of HI include Kailua, Waipahu, Kahului, Hilo, Milani Town, Honolulu, Pearl City, Kaneohe and more…)
Idaho VA Loan Limits
(VA mortgage loans are available across the state of ID including these cities and towns: Meridian, Boise, Coeur d’Alene, Twin Falls, Caldwell, Lewiston, Shoshone, Ketchum, Nampa, Idaho Falls, Gooding, Pocatello and more…)
Illinois VA Loan Limits
(VA mortgage loans are available across the state of IL including these cities and towns: Joliet, Palatine, Orland Park, Oak Lawn, Skokie, Des Plaines, Cicero, Tinley Park, Peoria, Oak Park, Elgin, Evanston, Aurora, Champaign, Decatur, Downers Grove, Waukegan, Rockford, Arlington Heights, Berwyn, Springfield, Bloomington, Chicago, Schaumburg, Naperville, Hoffman Estates, Normal, Wheaton, Mount Prospect, Bolingbrook and more…)
Indiana VA Loan Limits
(VA mortgage loans are available across the state of IN including these cities and towns: Lafayette, Elkhart, Noblesville, Indianapolis, Terre Haute, Anderson, Gary, Bloomington, Carmel, Greenwood, Muncie, Kokomo, Mishawaka, Hammond, Evansville, Fort Wayne, Lawrence, South Bend and more…)
Iowa VA Loan Limits
(VA mortgage loans are available across the state of IA including these cities and towns: Ankeny, Urbandale, Sioux City, Council Bluffs, Des Moines, Davenport, Iowa City, Ames, Cedar Rapids, Dubuque, Waterloo, West Des Moines and more…)
Kansas VA Loan Limits
(VA mortgage loans are available across the state of KS including these cities and towns: Lawrence, Lenexa, Kansas City, Hutchinson Olathe, Wichita, Salina, Shawnee, Manhattan, Overland Park, Topeka and more…)
Kentucky VA Loan Limits
(VA mortgage loans are available across the state of KY including these cities and towns: Bowling Green, Hopkinsville, Covington, Louisville, Richmond, Owensboro, Florence, Lexington and more…)
Louisiana VA Loan Limits
(VA mortgage loans are available across the state of LA including these cities and towns: Metairie, Lafayette, Shreveport, Alexandria, Monroe, Baton Rouge, Bossier City, Houma, Lake Charles, Kenner, New Orleans and more…)
Maine VA Loan Limits
(VA mortgage loans are available across the state of ME including these cities and towns: Lewiston, Auburn, Bangor, Portland and more…)
Maryland VA Loan Limits
(VA mortgage loans are available across the state of MD including these cities and towns: Laurel, Gaithersburg, Frederick, Bowie, Annapolis, Hagerstown, Baltimore, College Park, Salisbury, Rockville and more…)
Massachusetts VA Loan Limits
(VA mortgage loans are available across the state of MA including these cities and towns: Fall River, Peabody, Somerville, Framingham, Springfield, Brockton, Weymouth, Cambridge, Chicopee, Revere, New Bedford, Weymouth, Chicopee, Weymouth, Malden, Worcester, Waltham, Haverhill, , Peabody, Chicopee, Quincy, Lowell, Lynn, Peabody, Boston, Newton, Revere, Revere, Lawrence and more…)
Michigan VA Loan Limits
(VA mortgage loans are available across the state of MI including these cities and towns: Macomb, Flint, West Bloomfield, Troy, Canton, Farmington Hills, Saginaw, Taylor, Kalamazoo, Ypsilanti, Novi, St. Clair Shores, Southfield, Westland, Warren, Detroit, Battle Creek, Shelby, Rochester Hills, Waterford, Kentwood, Pontiac, , Clinton, Sterling Heights, Dearborn, Ann Arbor, Lansing, Livonia, Grand Rapids, Dearborn Heights, Royal Oak, Wyoming and more…)
Minnesota VA Loan Limits
(VA mortgage loans are available across the state of MN including these cities and towns: Woodbury, Apple Valley, Minnetonka, Lakeville, Plymouth, Coon Rapids, Blaine, Saint Paul, Maple Grove, Eden Prairie, Brooklyn Park, Rochester, Duluth, St. Cloud, Minneapolis, Bloomington, Edina, Burnsville, Eagan and more…)
Mississippi VA Loan Limits
(VA mortgage loans are available across the state of MS including these cities and towns: Hattiesburg, Tupelo, Gulfport, Southhaven, Biloxi, Meridian, Jackson and more…)
Missouri VA Loan Limits
(VA mortgage loans are available across the state of MO including these cities and towns: Lee’s Summit, Blue Springs, St. Louis, Chesterfield, Kansas City, Independence, Peters, St. Charles, Florissant, Joplin, Springfield, St, St. Joseph, Jefferson City, O’Fallon, Columbia and more…)
Montana VA Loan Limits
(VA mortgage loans are available across the state of MT including these cities and towns: Billings, Bozeman, Great Falls, Missoula, Helena, Butte and more…)
Nebraska VA Loan Limits
(VA mortgage loans are available across the state of NE including these cities and towns: Omaha, Kearney, Grand Island, Bellevue, Lincoln, Fremont and more…)
Nevada VA Loan Limits
(VA mortgage loans are available across the state of NV including these cities and towns: Carson City, Henderson, Reno, Sparks, Las Vegas, Fernley, North Las Vegas and more…)
New Hampshire VA Loan Limits
(VA mortgage loans are available across the state of NH including these cities and towns: Rochester, Concord, Nashua, Manchester, Dover and more…)
New Jersey VA Loan Limits
(VA mortgage loans are available across the state of NJ including these cities and towns: Woodbridge Township, Bayonne, Piscataway, Howell Township, Elizabeth, Paterson, Trenton, Old Bridge Township, Clifton, East Orange, Union City, Gloucester Township, Edison, Wayne, Newark, New Brunswick, Middletown Township, Troy Hills, Hamilton, Plainfield, Toms River, Cherry Hill, Jackson Township, Camden, Perth Amboy, Irvington, Passaic, Vineland, Franklin, Hoboken, Parsippany, Union, Brick Township, Lakewood Township, North Bergen, Jersey City and more…)
New Mexico VA Loan Limits
(VA mortgage loans are available across the state of NM including these cities and towns: Albuquerque, South Valley, Santa Fe, Roswell, Farmington, Hobbs, Clovis, Las Cruces, Rio Rancho and more)
New York VA Loan Limits
(VA mortgage loans are available across the state of NY including these cities and towns: Troy, White Plains, Staten Island, Queens, Manhattan, Buffalo, Yonkers, Niagara Falls, Brooklyn, Bronx, New Rochelle, Albany, Utica, Schenectady, Rochester, Syracuse, Binghamton, Mount Vernon, New York City and more…)
North Carolina VA Loan Limits
(VA mortgage loans are available across the state of NC including these cities and towns: Asheville, Burlington, Gastonia, Durham, Cary, Charlotte, Chapel Hill, Greensboro, Kannapolis, Raleigh, Winston-Salem, Rocky Mount, Concord, Huntersville, High Point, Fayetteville, Jacksonville, Greenville, Wilson, Wilmington and more…)
North Dakota VA Loan Limits
(VA mortgage loans are available across the state of ND including these cities and towns: Grand Forks, Dickinson, Minot, West Fargo, Bismark, Fargo and more…)
Ohio VA Loan Limits
(VA mortgage loans are available across the state of OH including these cities and towns: Kettering, Toledo, Cuyahoga, Parma, Alliance, Youngstown, Cincinnati, Canton, Cleveland, Falls, Springfield, Columbus, Hamilton, Elyria, Akron and more…)
Oklahoma VA Loan Limits
(VA mortgage loans are available across the state of OK including these cities and towns: Lawton, Bartlesville, Broken Arrow, Norman, Stillwater, Shawnee, Owasso, Oklahoma City, Midwest City, Muskogee, Tulsa, Enid, Moore, Edmond and more…)
Oregon VA Loan Limits
(VA mortgage loans are available across the state of OR including these cities and towns: Corvallis, Beaverton, Medford, Tigard, Albany, Bend, Eugene, Hillsboro, Springfield, Portland, Salem, Gresham and more…)
Pennsylvania VA Loan Limits
(VA mortgage loans are available across the state of PA including these cities and towns: Bethlehem, Lancaster, York, Erie, Philadelphia, Pittsburgh, Scranton, Reading, Wilkes-Barre, Levittown, Penn Hills, Altoona, Harrisburg, Allentown and more…)
Rhode Island VA Loan Limits
(VA mortgage loans are available across the state of RI including these cities and towns: Woonsocket, Providence, Coventry, East Providence, Warwick, Cranston, Pawtucket and more…)
South Carolina VA Loan Limits
(VA mortgage loans are available across the state of SC including these cities and towns: Sumter, Mount Pleasant, Columbia, Spartanburg, North Charleston, Hilton Head Island, Rock Hill, Greenville, Summerville, Charleston and more)
South Dakota VA Loan Limits
(VA mortgage loans are available across the state of SD including these cities and towns: Aberdeen, Watertown, Sioux Falls, Mithchell, Brookings, Rapid City and more…)
Tennessee VA Loan Limits
(VA mortgage loans are available across the state of TN including these cities and towns: Kingsport, Columbia, Bartlett, Nashville, Jackson, Franklin, Collierville, Clarksville, Memphis, Chattanooga, Murfreesboro, Johnson City, Knoxville, Cleveland, Germantown, Hendersonville and more…)
Texas VA Loan Limits
(VA mortgage loans are available across the state of TX including these cities and towns: Cedar Park, DeSoto, Carrollton, Harlingen, Lewisville, Amarillo, Grand Prairie, Conroe, Killeen, McKinney, League City, Beaumont, Corpus Christi, Missouri City, Fort Worth, Euless, Houston, Tyler, Allen, Frisco, Mansfield, Pflugerville, Atascocita, Victoria, Odessa, College Station, Baytown, Edinburg, Spring, Mesquite, McAllen, Arlington, Rowlett, Garland, Port Arthur, Temple, Pearland, Richardson, Pasadena, Pharr, North Richland Hills, Lubbock, San Marcos, Austin, El Paso, Dallas, Bryan, Irving, Mission, Denton, Laredo, Sugar Land, Plano, Round Rock, Wichita Falls, Flower Mound, Abilene, The Woodlands, New Braunfels, Georgetown, Waco, Brownsville, Longview, San Angelo, Midland, San Antonio and more…)
Utah VA Loan Limits
(VA mortgage loans are available across the state of UT including these cities and towns: St. George, Ogden, Sandy, West Valley City, Layton, Provo, Taylorsville, Orem, Lehi, Logan, Salt Lake City, West Jordan, South Jordan and more…)
Vermont VA Loan Limits
(VA mortgage loans are available across the state of VT including these cities and towns: Barre, Rutland, South Burlington, Burlington and more…)
Virginia VA Loan Limits
(VA mortgage loans are available across the state of VA including these cities and towns: Norfolk, Manassas, Suffolk, Alexandria, Virginia Beach, Harrisonburg, Newport News, Roanoke, Chesapeake, Richmond, Danville, Hampton, Lynchburg, Portsmouth, Charlottesville and more…)
Washington VA Loan Limits
(VA mortgage loans are available across the state of WA including these cities and towns: Spokane Valley, Tacoma, Burien, Yakima, Kent, Edmonds, Kirkland, Kennewick, Marysville, Vancouver, Bellingham, Spokane, Shoreline, Lakewood, Federal Way, Lacey, Seattle, Everett, Sammamish, Renton, Auburn, Olympia, Richland, Pasco, Bellevue, Redmond and more…)
West Virginia VA Loan Limits
(VA mortgage loans are available across the state of WV including these cities and towns: Parkersburg, Huntington, Charleston, Morgantown, Wheeling and more…)
Wisconsin VA Loan Limits
(VA mortgage loans are available across the state of WI including these cities and towns: West Allis, Milwaukee, Wauwatosa, Kenosha, Waukesha, Janesville, Madison, Oshkosh, Sheboygan, La Crosse, Eau Claire, Fond du Lac, Green Bay, Appleton, Racine and more…)
Wyoming VA Loan Limits
(VA mortgage loans are available across the state of WY including these cities and towns: Cheyenne, Casper, Laramie, Cody, Rock Springs,Gilette, Sheridan and more…)
