USDA Guaranteed Loans are the most popular rural development mortgage program in Wisconsin. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Wisconsin USDA income limits playing a major role. Guaranteed Loan income limits across WI are listed below.
Wisconsin USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adams County, WI | $86,850 | $114,650 |
| Appleton, WI MSA | $96,400 | $127,250 |
| Ashland County, WI | $86,850 | $114,650 |
| Barron County, WI | $86,850 | $114,650 |
| Bayfield County, WI | $86,850 | $114,650 |
| Buffalo County, WI | $86,850 | $114,650 |
| Burnett County, WI | $86,850 | $114,650 |
| Clark County, WI | $86,850 | $114,650 |
| Columbia County, WI HUD Metro FMR Area | $90,050 | $118,850 |
| Crawford County, WI | $86,850 | $114,650 |
| Dodge County, WI | $86,850 | $114,650 |
| Door County, WI | $86,850 | $114,650 |
| Duluth, MN-WI MSA | $92,600 | $122,250 |
| Dunn County, WI | $86,850 | $114,650 |
| Eau Claire, WI MSA | $86,850 | $114,650 |
| Florence County, WI | $86,850 | $114,650 |
| Fond du Lac, WI MSA | $86,850 | $114,650 |
| Forest County, WI | $86,850 | $114,650 |
| Grant County, WI | $86,850 | $114,650 |
| Green Bay, WI HUD Metro FMR Area | $94,100 | $124,200 |
| Green County, WI HUD Metro FMR Area | $88,400 | $116,700 |
| Green Lake County, WI | $86,850 | $114,650 |
| Iowa County, WI HUD Metro FMR Area | $86,850 | $114,650 |
| Iron County, WI | $86,850 | $114,650 |
| Jackson County, WI | $86,850 | $114,650 |
| Janesville-Beloit, WI MSA | $86,850 | $114,650 |
| Jefferson County, WI | $88,900 | $117,350 |
| Juneau County, WI | $86,850 | $114,650 |
| Kenosha County, WI HUD Metro FMR Area | $93,850 | $123,900 |
| La Crosse-Onalaska, WI-MN MSA | $90,400 | $119,350 |
| Lafayette County, WI | $86,850 | $114,650 |
| Langlade County, WI | $86,850 | $114,650 |
| Lincoln County, WI | $86,850 | $114,650 |
| Madison, WI HUD Metro FMR Area | $108,550 | $143,300 |
| Manitowoc County, WI | $86,850 | $114,650 |
| Marinette County, WI | $86,850 | $114,650 |
| Marquette County, WI | $86,850 | $114,650 |
| Menominee County, WI | $86,850 | $114,650 |
| Milwaukee-Waukesha-West Allis, WI MSA | $94,650 | $124,950 |
| Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area | $108,550 | $143,300 |
| Monroe County, WI | $86,850 | $114,650 |
| Oconto County, WI HUD Metro FMR Area | $86,850 | $114,650 |
| Oneida County, WI | $86,850 | $114,650 |
| Oshkosh-Neenah, WI MSA | $89,900 | $118,650 |
| Pepin County, WI | $86,850 | $114,650 |
| Polk County, WI | $86,850 | $114,650 |
| Portage County, WI | $88,100 | $116,300 |
| Price County, WI | $86,850 | $114,650 |
| Racine, WI MSA | $86,850 | $114,650 |
| Richland County, WI | $86,850 | $114,650 |
| Rusk County, WI | $86,850 | $114,650 |
| Sauk County, WI | $86,850 | $114,650 |
| Sawyer County, WI | $86,850 | $114,650 |
| Shawano County, WI | $86,850 | $114,650 |
| Sheboygan, WI MSA | $88,400 | $116,700 |
| Taylor County, WI | $86,850 | $114,650 |
| Trempealeau County, WI | $86,850 | $114,650 |
| Vernon County, WI | $86,850 | $114,650 |
| Vilas County, WI | $86,850 | $114,650 |
| Walworth County, WI | $90,050 | $118,850 |
| Washburn County, WI | $86,850 | $114,650 |
| Waupaca County, WI | $86,850 | $114,650 |
| Wausau, WI MSA | $86,850 | $114,650 |
| Waushara County, WI | $86,850 | $114,650 |
| Wood County, WI | $86,850 | $114,650 |
