USDA Guaranteed Loans are the most popular rural development mortgage program in New Hampshire. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with New Hampshire USDA income limits playing a major role. Guaranteed Loan income limits across NH are listed below.
New Hampshire USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Belknap County, NH | $99,900 | $131,850 |
| Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area | $147,050 | $194,100 |
| Carroll County, NH | $99,900 | $131,850 |
| Cheshire County, NH | $99,900 | $131,850 |
| Coos County, NH | $99,900 | $131,850 |
| Grafton County, NH | $101,900 | $134,500 |
| Hillsborough County, NH (part) HUD Metro FMR Area | $103,150 | $136,150 |
| Lawrence, MA-NH HUD Metro FMR Area | $110,850 | $146,300 |
| Manchester, NH HUD Metro FMR Area | $101,900 | $134,500 |
| Merrimack County, NH | $106,600 | $140,700 |
| Nashua, NH HUD Metro FMR Area | $108,550 | $143,300 |
| Portsmouth-Rochester, NH HUD Metro FMR Area | $108,550 | $143,300 |
| Sullivan County, NH | $99,900 | $131,850 |
| Western Rockingham County, NH HUD Metro FMR Area | $108,550 | $143,300 |
