USDA Guaranteed Loans are the most popular rural development mortgage program in Nevada. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Nevada USDA income limits playing a major role. Guaranteed Loan income limits across NV are listed below.
Nevada USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Carson City, NV MSA | $86,850 | $114,650 |
| Churchill County, NV | $86,850 | $114,650 |
| Douglas County, NV | $89,900 | $118,650 |
| Elko County, NV | $100,500 | $132,650 |
| Esmeralda County, NV | $86,850 | $114,650 |
| Eureka County, NV | $108,550 | $143,300 |
| Humboldt County, NV | $90,700 | $119,700 |
| Lander County, NV | $103,950 | $137,200 |
| Las Vegas-Henderson-Paradise, NV MSA | $86,850 | $114,650 |
| Lincoln County, NV | $86,850 | $114,650 |
| Lyon County, NV | $86,850 | $114,650 |
| Mineral County, NV | $86,850 | $114,650 |
| Nye County, NV | $86,850 | $114,650 |
| Pershing County, NV | $86,850 | $114,650 |
| Reno, NV MSA | $89,850 | $118,600 |
| White Pine County, NV | $86,850 | $114,650 |
