USDA Guaranteed Loans are the most popular rural development mortgage program in Nebraska. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Nebraska USDA income limits playing a major role. Guaranteed Loan income limits across NE are listed below.
Nebraska USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adams County, NE | $86,850 | $114,650 |
| Antelope County, NE | $86,850 | $114,650 |
| Arthur County, NE | $86,850 | $114,650 |
| Banner County, NE | $86,850 | $114,650 |
| Blaine County, NE | $86,850 | $114,650 |
| Boone County, NE | $86,850 | $114,650 |
| Box Butte County, NE | $86,850 | $114,650 |
| Boyd County, NE | $86,850 | $114,650 |
| Brown County, NE | $86,850 | $114,650 |
| Buffalo County, NE | $86,850 | $114,650 |
| Burt County, NE | $86,850 | $114,650 |
| Butler County, NE | $86,850 | $114,650 |
| Cedar County, NE | $86,850 | $114,650 |
| Chase County, NE | $86,850 | $114,650 |
| Cherry County, NE | $86,850 | $114,650 |
| Cheyenne County, NE | $92,350 | $121,900 |
| Clay County, NE | $86,850 | $114,650 |
| Colfax County, NE | $86,850 | $114,650 |
| Cuming County, NE | $86,850 | $114,650 |
| Custer County, NE | $86,850 | $114,650 |
| Dawes County, NE | $86,850 | $114,650 |
| Dawson County, NE | $86,850 | $114,650 |
| Deuel County, NE | $86,850 | $114,650 |
| Dodge County, NE | $86,850 | $114,650 |
| Dundy County, NE | $86,850 | $114,650 |
| Fillmore County, NE | $86,850 | $114,650 |
| Franklin County, NE | $86,850 | $114,650 |
| Frontier County, NE | $86,850 | $114,650 |
| Furnas County, NE | $86,850 | $114,650 |
| Gage County, NE | $86,850 | $114,650 |
| Garden County, NE | $86,850 | $114,650 |
| Garfield County, NE | $86,850 | $114,650 |
| Gosper County, NE | $86,850 | $114,650 |
| Grant County, NE | $86,850 | $114,650 |
| Greeley County, NE | $86,850 | $114,650 |
| Hall County, NE HUD Metro FMR Area | $86,850 | $114,650 |
| Hamilton County, NE HUD Metro FMR Area | $87,050 | $114,900 |
| Harlan County, NE | $86,850 | $114,650 |
| Hayes County, NE | $86,850 | $114,650 |
| Hitchcock County, NE | $86,850 | $114,650 |
| Holt County, NE | $86,850 | $114,650 |
| Hooker County, NE | $86,850 | $114,650 |
| Howard County, NE HUD Metro FMR Area | $86,850 | $114,650 |
| Jefferson County, NE | $86,850 | $114,650 |
| Johnson County, NE | $86,850 | $114,650 |
| Kearney County, NE | $86,850 | $114,650 |
| Keith County, NE | $86,850 | $114,650 |
| Keya Paha County, NE | $86,850 | $114,650 |
| Kimball County, NE | $86,850 | $114,650 |
| Knox County, NE | $86,850 | $114,650 |
| Lincoln County, NE | $86,850 | $114,650 |
| Lincoln, NE HUD Metro FMR Area | $92,450 | $122,050 |
| Logan County, NE | $86,850 | $114,650 |
| Loup County, NE | $86,850 | $114,650 |
| Madison County, NE | $86,850 | $114,650 |
| McPherson County, NE | $86,850 | $114,650 |
| Merrick County, NE HUD Metro FMR Area | $86,850 | $114,650 |
| Morrill County, NE | $86,850 | $114,650 |
| Nance County, NE | $86,850 | $114,650 |
| Nemaha County, NE | $91,050 | $120,200 |
| Nuckolls County, NE | $86,850 | $114,650 |
| Omaha-Council Bluffs, NE-IA HUD Metro FMR Area | $98,900 | $130,550 |
| Otoe County, NE | $86,850 | $114,650 |
| Pawnee County, NE | $86,850 | $114,650 |
| Perkins County, NE | $86,850 | $114,650 |
| Phelps County, NE | $86,850 | $114,650 |
| Pierce County, NE | $86,850 | $114,650 |
| Platte County, NE | $86,950 | $114,750 |
| Polk County, NE | $87,550 | $115,550 |
| Red Willow County, NE | $86,850 | $114,650 |
| Richardson County, NE | $86,850 | $114,650 |
| Rock County, NE | $86,850 | $114,650 |
| Saline County, NE | $86,850 | $114,650 |
| Saunders County, NE HUD Metro FMR Area | $93,850 | $123,900 |
| Scotts Bluff County, NE | $86,850 | $114,650 |
| Seward County, NE HUD Metro FMR Area | $95,000 | $125,400 |
| Sheridan County, NE | $86,850 | $114,650 |
| Sherman County, NE | $86,850 | $114,650 |
| Sioux City, IA-NE-SD HUD Metro FMR Area | $86,850 | $114,650 |
| Sioux County, NE | $86,850 | $114,650 |
| Stanton County, NE | $86,850 | $114,650 |
| Thayer County, NE | $86,850 | $114,650 |
| Thomas County, NE | $86,850 | $114,650 |
| Thurston County, NE | $86,850 | $114,650 |
| Valley County, NE | $86,850 | $114,650 |
| Wayne County, NE | $88,000 | $116,150 |
| Webster County, NE | $86,850 | $114,650 |
| Wheeler County, NE | $86,850 | $114,650 |
| York County, NE | $86,850 | $114,650 |
