USDA Guaranteed Loans are the most popular rural development mortgage program in Kansas. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Kansas USDA income limits playing a major role. Guaranteed Loan income limits across KS are listed below.
Kansas USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Allen County, KS | $86,850 | $114,650 |
| Anderson County, KS | $86,850 | $114,650 |
| Atchison County, KS | $86,850 | $114,650 |
| Barber County, KS | $86,850 | $114,650 |
| Barton County, KS | $86,850 | $114,650 |
| Bourbon County, KS | $86,850 | $114,650 |
| Brown County, KS | $86,850 | $114,650 |
| Chase County, KS | $86,850 | $114,650 |
| Chautauqua County, KS | $86,850 | $114,650 |
| Cherokee County, KS | $86,850 | $114,650 |
| Cheyenne County, KS | $86,850 | $114,650 |
| Clark County, KS | $86,850 | $114,650 |
| Clay County, KS | $86,850 | $114,650 |
| Cloud County, KS | $86,850 | $114,650 |
| Coffey County, KS | $86,850 | $114,650 |
| Comanche County, KS | $86,850 | $114,650 |
| Cowley County, KS | $86,850 | $114,650 |
| Crawford County, KS | $86,850 | $114,650 |
| Decatur County, KS | $86,850 | $114,650 |
| Dickinson County, KS | $86,850 | $114,650 |
| Edwards County, KS | $86,850 | $114,650 |
| Elk County, KS | $86,850 | $114,650 |
| Ellis County, KS | $86,850 | $114,650 |
| Ellsworth County, KS | $86,850 | $114,650 |
| Finney County, KS | $86,850 | $114,650 |
| Ford County, KS | $86,850 | $114,650 |
| Franklin County, KS | $86,850 | $114,650 |
| Geary County, KS | $86,850 | $114,650 |
| Gove County, KS | $86,850 | $114,650 |
| Graham County, KS | $86,850 | $114,650 |
| Grant County, KS | $86,850 | $114,650 |
| Gray County, KS | $86,850 | $114,650 |
| Greeley County, KS | $86,850 | $114,650 |
| Greenwood County, KS | $86,850 | $114,650 |
| Hamilton County, KS | $86,850 | $114,650 |
| Harper County, KS | $86,850 | $114,650 |
| Haskell County, KS | $86,850 | $114,650 |
| Hodgeman County, KS | $87,400 | $115,350 |
| Jewell County, KS | $86,850 | $114,650 |
| Kansas City, MO-KS HUD Metro FMR Area | $95,100 | $125,550 |
| Kearny County, KS | $86,850 | $114,650 |
| Kingman County, KS HUD Metro FMR Area | $86,850 | $114,650 |
| Kiowa County, KS | $86,850 | $114,650 |
| Labette County, KS | $86,850 | $114,650 |
| Lane County, KS | $86,850 | $114,650 |
| Lawrence, KS MSA | $94,150 | $124,300 |
| Lincoln County, KS | $86,850 | $114,650 |
| Logan County, KS | $86,850 | $114,650 |
| Lyon County, KS | $86,850 | $114,650 |
| Marion County, KS | $86,850 | $114,650 |
| Marshall County, KS | $86,850 | $114,650 |
| McPherson County, KS | $86,850 | $114,650 |
| Meade County, KS | $86,850 | $114,650 |
| Mitchell County, KS | $86,850 | $114,650 |
| Montgomery County, KS | $86,850 | $114,650 |
| Morris County, KS | $86,850 | $114,650 |
| Morton County, KS | $86,850 | $114,650 |
| Nemaha County, KS | $86,850 | $114,650 |
| Neosho County, KS | $86,850 | $114,650 |
| Ness County, KS | $86,850 | $114,650 |
| Norton County, KS | $86,850 | $114,650 |
| Osborne County, KS | $86,850 | $114,650 |
| Ottawa County, KS | $86,850 | $114,650 |
| Pawnee County, KS | $86,850 | $114,650 |
| Phillips County, KS | $86,850 | $114,650 |
| Pottawatomie County, KS SEA | $91,300 | $120,500 |
| Pratt County, KS | $86,850 | $114,650 |
| Rawlins County, KS | $86,850 | $114,650 |
| Reno County, KS | $86,850 | $114,650 |
| Republic County, KS | $86,850 | $114,650 |
| Rice County, KS | $86,850 | $114,650 |
| Riley County, KS SEA | $91,300 | $120,500 |
| Rooks County, KS | $86,850 | $114,650 |
| Rush County, KS | $86,850 | $114,650 |
| Russell County, KS | $86,850 | $114,650 |
| Saline County, KS | $86,850 | $114,650 |
| Scott County, KS | $86,850 | $114,650 |
| Seward County, KS | $86,850 | $114,650 |
| Sheridan County, KS | $86,850 | $114,650 |
| Sherman County, KS | $86,850 | $114,650 |
| Smith County, KS | $86,850 | $114,650 |
| St. Joseph, MO-KS MSA | $86,850 | $114,650 |
| Stafford County, KS | $86,850 | $114,650 |
| Stanton County, KS | $86,850 | $114,650 |
| Stevens County, KS | $86,850 | $114,650 |
| Sumner County, KS HUD Metro FMR Area | $86,850 | $114,650 |
| Thomas County, KS | $86,850 | $114,650 |
| Topeka, KS MSA | $86,850 | $114,650 |
| Trego County, KS | $86,850 | $114,650 |
| Wallace County, KS | $91,300 | $120,500 |
| Washington County, KS | $86,850 | $114,650 |
| Wichita County, KS | $86,850 | $114,650 |
| Wichita, KS HUD Metro FMR Area | $86,850 | $114,650 |
| Wilson County, KS | $86,850 | $114,650 |
| Woodson County, KS | $86,850 | $114,650 |
