USDA Guaranteed Loans are the most popular rural development mortgage program in Arizona. Along with no down payment requirement, USDA loans also don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed USDA loans are variable, with the maximum income limit playing a large role. Guaranteed Loan income limits across AZ are listed below.
Arizona USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Apache County, AZ | $86,850 | $114,650 |
| Flagstaff, AZ MSA | $87,850 | $115,950 |
| Gila County, AZ | $86,850 | $114,650 |
| Graham County, AZ | $86,850 | $114,650 |
| Greenlee County, AZ | $86,850 | $114,650 |
| La Paz County, AZ | $86,850 | $114,650 |
| Lake Havasu City-Kingman, AZ MSA | $86,850 | $114,650 |
| Navajo County, AZ | $86,850 | $114,650 |
| Phoenix-Mesa-Scottsdale, AZ MSA | $86,850 | $114,650 |
| Prescott, AZ MSA | $86,850 | $114,650 |
| Santa Cruz County, AZ | $86,850 | $114,650 |
| Sierra Vista-Douglas, AZ MSA | $86,850 | $114,650 |
| Tucson, AZ MSA | $86,850 | $114,650 |
| Yuma, AZ MSA | $86,850 | $114,650 |
