USDA Guaranteed Loans are the most popular rural development mortgage program in Alaska. Along with no down payment requirement, USDA loans also don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed USDA loans are variable, with the maximum income limit playing a large role. Guaranteed Loan income limits across AK are listed below.
Alaska USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
---|---|---|
Aleutians East Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Aleutians East Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Aleutians West Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Aleutians West Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Anchorage, AK MSA - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Anchorage, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Bethel Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Bethel Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Bristol Bay Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Bristol Bay Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Denali Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Denali Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Dillingham Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Dillingham Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Fairbanks, AK MSA - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Fairbanks, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Haines Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Haines Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Hoonah-Angoon Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Hoonah-Angoon Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Juneau City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Juneau City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Kenai Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Kenai Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Ketchikan Gateway Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Ketchikan Gateway Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Kodiak Island Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Kodiak Island Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Kusilvak Census Area - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Kusilvak Census Area - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Lake and Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Lake and Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Nome Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Nome Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
North Slope Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
North Slope Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Northwest Arctic Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Northwest Arctic Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Petersburg Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Petersburg Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Prince of Wales-Hyder Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Prince of Wales-Hyder Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Sitka City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Sitka City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Skagway Municipality, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Skagway Municipality, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Southeast Fairbanks Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Southeast Fairbanks Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Valdez-Cordova Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Valdez-Cordova Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Wrangell City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Wrangell City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Yakutat City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Yakutat City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
Yukon-Koyukuk Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
Yukon-Koyukuk Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |