USDA Guaranteed Loans are the most popular rural development mortgage program in Vermont. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Vermont USDA income limits playing a major role. Guaranteed Loan income limits across VT are listed below.
Vermont USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Addison County, VT | $89,550 | $118,200 |
| Bennington County, VT | $88,000 | $116,150 |
| Burlington-South Burlington, VT MSA | $105,600 | $139,400 |
| Caledonia County, VT | $88,000 | $116,150 |
| Essex County, VT | $88,000 | $116,150 |
| Lamoille County, VT | $88,000 | $116,150 |
| Orange County, VT | $88,000 | $116,150 |
| Orleans County, VT | $88,000 | $116,150 |
| Rutland County, VT | $88,000 | $116,150 |
| Washington County, VT | $90,500 | $119,450 |
| Windham County, VT | $88,000 | $116,150 |
| Windsor County, VT | $88,000 | $116,150 |
