USDA Guaranteed Loans are the most popular rural development mortgage program in Ohio. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Ohio USDA income limits playing a major role. Guaranteed Loan income limits across OH are listed below.
Ohio USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adams County, OH | $86,850 | $114,650 |
| Akron, OH MSA | $86,850 | $114,650 |
| Ashland County, OH | $86,850 | $114,650 |
| Ashtabula County, OH | $86,850 | $114,650 |
| Athens County, OH | $86,850 | $114,650 |
| Auglaize County, OH | $86,850 | $114,650 |
| Brown County, OH HUD Metro FMR Area | $86,850 | $114,650 |
| Canton-Massillon, OH MSA | $86,850 | $114,650 |
| Champaign County, OH | $86,850 | $114,650 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | $93,500 | $123,400 |
| Cleveland-Elyria, OH MSA | $86,850 | $114,650 |
| Clinton County, OH | $86,850 | $114,650 |
| Columbiana County, OH | $86,850 | $114,650 |
| Columbus, OH HUD Metro FMR Area | $89,700 | $118,400 |
| Coshocton County, OH | $86,850 | $114,650 |
| Crawford County, OH | $86,850 | $114,650 |
| Darke County, OH | $86,850 | $114,650 |
| Dayton, OH MSA | $86,850 | $114,650 |
| Defiance County, OH | $86,850 | $114,650 |
| Erie County, OH | $86,850 | $114,650 |
| Fayette County, OH | $86,850 | $114,650 |
| Gallia County, OH | $86,850 | $114,650 |
| Guernsey County, OH | $86,850 | $114,650 |
| Hancock County, OH | $86,850 | $114,650 |
| Hardin County, OH | $86,850 | $114,650 |
| Harrison County, OH | $86,850 | $114,650 |
| Henry County, OH | $86,850 | $114,650 |
| Highland County, OH | $86,850 | $114,650 |
| Hocking County, OH HUD Metro FMR Area | $86,850 | $114,650 |
| Holmes County, OH | $86,850 | $114,650 |
| Huntington-Ashland, WV-KY-OH HUD Metro FMR Area | $86,850 | $114,650 |
| Huron County, OH | $86,850 | $114,650 |
| Jackson County, OH | $86,850 | $114,650 |
| Knox County, OH | $86,850 | $114,650 |
| Lima, OH MSA | $86,850 | $114,650 |
| Logan County, OH | $86,850 | $114,650 |
| Mansfield, OH MSA | $86,850 | $114,650 |
| Marion County, OH | $86,850 | $114,650 |
| Meigs County, OH | $86,850 | $114,650 |
| Mercer County, OH | $86,850 | $114,650 |
| Monroe County, OH | $86,850 | $114,650 |
| Morgan County, OH | $86,850 | $114,650 |
| Muskingum County, OH | $86,850 | $114,650 |
| Noble County, OH | $86,850 | $114,650 |
| Ottawa County, OH | $86,850 | $114,650 |
| Paulding County, OH | $86,850 | $114,650 |
| Perry County, OH HUD Metro FMR Area | $86,850 | $114,650 |
| Pike County, OH | $86,850 | $114,650 |
| Preble County, OH | $86,850 | $114,650 |
| Putnam County, OH | $87,400 | $115,350 |
| Ross County, OH | $86,850 | $114,650 |
| Sandusky County, OH | $86,850 | $114,650 |
| Scioto County, OH | $86,850 | $114,650 |
| Seneca County, OH | $86,850 | $114,650 |
| Shelby County, OH | $86,850 | $114,650 |
| Springfield, OH MSA | $86,850 | $114,650 |
| Toledo, OH MSA | $86,850 | $114,650 |
| Tuscarawas County, OH | $86,850 | $114,650 |
| Union County, OH HUD Metro FMR Area | $100,250 | $132,350 |
| Van Wert County, OH | $86,850 | $114,650 |
| Vinton County, OH | $86,850 | $114,650 |
| Washington County, OH | $86,850 | $114,650 |
| Wayne County, OH | $86,850 | $114,650 |
| Weirton-Steubenville, WV-OH MSA | $86,850 | $114,650 |
| Wheeling, WV-OH MSA | $86,850 | $114,650 |
| Williams County, OH | $86,850 | $114,650 |
| Wyandot County, OH | $86,850 | $114,650 |
| Youngstown-Warren-Boardman, OH HUD Metro FMR Area | $86,850 | $114,650 |
