USDA Guaranteed Loans are the most popular rural development mortgage program in Montana. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Montana USDA income limits playing a major role. Guaranteed Loan income limits across MT are listed below.
Montana USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Beaverhead County, MT | $86,850 | $114,650 |
| Big Horn County, MT | $86,850 | $114,650 |
| Billings, MT HUD Metro FMR Area | $90,050 | $118,850 |
| Blaine County, MT | $86,850 | $114,650 |
| Broadwater County, MT | $86,850 | $114,650 |
| Carter County, MT | $86,850 | $114,650 |
| Chouteau County, MT | $86,850 | $114,650 |
| Custer County, MT | $86,850 | $114,650 |
| Daniels County, MT | $86,850 | $114,650 |
| Dawson County, MT | $86,850 | $114,650 |
| Deer Lodge County, MT | $86,850 | $114,650 |
| Fallon County, MT | $86,850 | $114,650 |
| Fergus County, MT | $86,850 | $114,650 |
| Flathead County, MT | $86,850 | $114,650 |
| Gallatin County, MT | $100,050 | $132,050 |
| Garfield County, MT | $86,850 | $114,650 |
| Glacier County, MT | $86,850 | $114,650 |
| Golden Valley County, MT HUD Metro FMR Area | $86,850 | $114,650 |
| Granite County, MT | $86,850 | $114,650 |
| Great Falls, MT MSA | $86,850 | $114,650 |
| Hill County, MT | $86,850 | $114,650 |
| Jefferson County, MT | $91,450 | $120,700 |
| Judith Basin County, MT | $86,850 | $114,650 |
| Lake County, MT | $86,850 | $114,650 |
| Lewis and Clark County, MT | $96,150 | $126,900 |
| Liberty County, MT | $86,850 | $114,650 |
| Lincoln County, MT | $86,850 | $114,650 |
| Madison County, MT | $86,850 | $114,650 |
| McCone County, MT | $86,850 | $114,650 |
| Meagher County, MT | $86,850 | $114,650 |
| Mineral County, MT | $86,850 | $114,650 |
| Missoula, MT MSA | $86,850 | $114,650 |
| Musselshell County, MT | $86,850 | $114,650 |
| Park County, MT | $86,850 | $114,650 |
| Petroleum County, MT | $86,850 | $114,650 |
| Phillips County, MT | $86,850 | $114,650 |
| Pondera County, MT | $86,850 | $114,650 |
| Powder River County, MT | $86,850 | $114,650 |
| Powell County, MT | $86,850 | $114,650 |
| Prairie County, MT | $86,850 | $114,650 |
| Ravalli County, MT | $86,850 | $114,650 |
| Richland County, MT | $92,150 | $121,650 |
| Roosevelt County, MT | $86,850 | $114,650 |
| Rosebud County, MT | $86,850 | $114,650 |
| Sanders County, MT | $86,850 | $114,650 |
| Sheridan County, MT | $91,800 | $121,200 |
| Silver Bow County, MT | $86,850 | $114,650 |
| Stillwater County, MT | $90,850 | $119,900 |
| Sweet Grass County, MT | $86,850 | $114,650 |
| Teton County, MT | $86,850 | $114,650 |
| Toole County, MT | $86,850 | $114,650 |
| Treasure County, MT | $86,850 | $114,650 |
| Valley County, MT | $86,850 | $114,650 |
| Wheatland County, MT | $86,850 | $114,650 |
| Wibaux County, MT | $86,850 | $114,650 |
