USDA Guaranteed Loans are the most popular rural development mortgage program in Connecticut. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Connecticut USDA income limits playing a major role. Guaranteed Loan income limits across CT are listed below.
Connecticut USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Bridgeport, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Colchester-Lebanon, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Danbury, CT HUD Metro FMR Area | $119,050 | $157,150 |
| Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Litchfield County, CT | $115,700 | $152,700 |
| Milford-Ansonia-Seymour, CT HUD Metro FMR Area | $115,700 | $152,700 |
| New Haven-Meriden, CT HUD Metro FMR Area | $115,700 | $152,700 |
| New Milford, CT SEA | $115,700 | $152,700 |
| North Middlesex County, CT SEA | $115,700 | $152,700 |
| Norwich-New London, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Southern Middlesex County, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Stamford-Norwalk, CT HUD Metro FMR Area | $133,200 | $175,800 |
| Waterbury, CT HUD Metro FMR Area | $115,700 | $152,700 |
| Windham County, CT HUD Metro FMR Area | $115,700 | $152,700 |
