USDA Guaranteed Loans are the most popular rural development mortgage program in Alaska. Along with no down payment requirement, USDA loans also don’t have a set maximum loan limit for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed USDA loans are variable, with the maximum income limit playing a large role. Guaranteed Loan income limits across AK are listed below.
Alaska USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Aleutians East Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Aleutians East Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Aleutians West Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Aleutians West Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Anchorage, AK MSA - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Anchorage, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Bethel Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Bethel Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Bristol Bay Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Bristol Bay Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Denali Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Denali Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Dillingham Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Dillingham Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Fairbanks, AK MSA - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Fairbanks, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Haines Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Haines Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Hoonah-Angoon Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Hoonah-Angoon Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Juneau City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Juneau City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Kenai Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Kenai Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Ketchikan Gateway Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Ketchikan Gateway Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Kodiak Island Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Kodiak Island Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Kusilvak Census Area - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Kusilvak Census Area - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Lake and Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Lake and Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Nome Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Nome Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| North Slope Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| North Slope Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Northwest Arctic Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Northwest Arctic Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Petersburg Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Petersburg Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Prince of Wales-Hyder Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Prince of Wales-Hyder Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Sitka City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Sitka City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Skagway Municipality, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Skagway Municipality, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Southeast Fairbanks Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Southeast Fairbanks Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Valdez-Cordova Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Valdez-Cordova Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Wrangell City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Wrangell City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Yakutat City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Yakutat City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
| Yukon-Koyukuk Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) | $110,300 | $145,600 |
| Yukon-Koyukuk Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) | $172,000 | $227,000 |
