USDA Income Limits

USDA Guaranteed Loan Income Limits

USDA Guaranteed Loans are a zero down payment mortgage program that can be used to purchase rural homes across the country.  To be eligible for a USDA Guaranteed Loan, applicants must make less than 115% of the area median income where the home is located.  These limits vary from county to county and you can look yours up below:

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USDA Direct Loan Income Limits

USDA Direct Loans are primarily for low income applicants to purchase rural homes.  To be eligible for a direct loan, applicants must make less than 80% of the area median income where the home is located.  These limits vary from county to county and you can look yours up below:

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