What are FHA Loan Limits in Iowa?
FHA loans are a low down payment mortgage program and Iowa FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Iowa are set at the floor amount of $275,665 across the entire state.
Iowa FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAIR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ADAMS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLAMAKEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| APPANOOSE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| AUDUBON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | CEDAR RAPIDS, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| BLACK HAWK | WATERLOO-CEDAR FALLS, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | AMES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| BREMER | WATERLOO-CEDAR FALLS, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| BUCHANAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUENA VISTA | STORM LAKE, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| BUTLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | CARROLL, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CEDAR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CERRO GORDO | MASON CITY, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEROKEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHICKASAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | SPENCER, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAYTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | CLINTON, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DALLAS | DES MOINES-WEST DES MOINES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| DAVIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DECATUR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DES MOINES | BURLINGTON, IA-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| DICKINSON | SPIRIT LAKE, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| DUBUQUE | DUBUQUE, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| EMMET | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FLOYD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FREMONT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRUNDY | WATERLOO-CEDAR FALLS, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| GUTHRIE | DES MOINES-WEST DES MOINES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWARD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HUMBOLDT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| IDA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| IOWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | DES MOINES-WEST DES MOINES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | FAIRFIELD, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | IOWA CITY, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| JONES | CEDAR RAPIDS, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| KEOKUK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KOSSUTH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | FORT MADISON-KEOKUK, IA-IL-MO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINN | CEDAR RAPIDS, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| LOUISA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LUCAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LYON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | DES MOINES-WEST DES MOINES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| MAHASKA | OSKALOOSA, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | PELLA, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | MARSHALLTOWN, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLS | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| MITCHELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONONA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MUSCATINE | MUSCATINE, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| O'BRIEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCEOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PAGE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PALO ALTO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PLYMOUTH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POCAHONTAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | DES MOINES-WEST DES MOINES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| POTTAWATTAMIE | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| POWESHIEK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RINGGOLD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SIOUX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STORY | AMES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| TAMA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TAYLOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VAN BUREN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WAPELLO | OTTUMWA, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | DES MOINES-WEST DES MOINES, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | IOWA CITY, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | FORT DODGE, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| WINNEBAGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WINNESHIEK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODBURY | SIOUX CITY, IA-NE-SD | $331,760 | $424,800 | $513,450 | $638,100 |
| WORTH | MASON CITY, IA | $331,760 | $424,800 | $513,450 | $638,100 |
| WRIGHT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Iowa FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Iowa FHA Limits Set?
Mortgage limits for Iowa FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
IA FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in IA is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in IA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Iowa FHA loan limits are set at the nationwide floor level in Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo and Iowa City. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Indiana?
FHA loans are a low down payment mortgage program and Indiana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Indiana are set at the floor amount of $275,665 across almost the entire state.
Indiana FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | DECATUR, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEN | FORT WAYNE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| BARTHOLOMEW | COLUMBUS, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | LAFAYETTE-WEST LAFAYETTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| BLACKFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| BROWN | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| CARROLL | LAFAYETTE-WEST LAFAYETTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | LOGANSPORT, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | LOUISVILLE/JEFFERSON COUNTY, KY-IN | $333,500 | $426,950 | $516,050 | $641,350 |
| CLAY | TERRE HAUTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | FRANKFORT, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DAVIESS | WASHINGTON, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| DEARBORN | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| DECATUR | GREENSBURG, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| DEKALB | AUBURN, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | MUNCIE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| DUBOIS | JASPER, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| ELKHART | ELKHART-GOSHEN, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | CONNERSVILLE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| FLOYD | LOUISVILLE/JEFFERSON COUNTY, KY-IN | $333,500 | $426,950 | $516,050 | $641,350 |
| FOUNTAIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GIBSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | MARION, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| HANCOCK | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| HARRISON | LOUISVILLE/JEFFERSON COUNTY, KY-IN | $333,500 | $426,950 | $516,050 | $641,350 |
| HENDRICKS | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| HENRY | NEW CASTLE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWARD | KOKOMO, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| HUNTINGTON | HUNTINGTON, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | SEYMOUR, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| JAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | MADISON, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| JENNINGS | NORTH VERNON, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| KNOX | VINCENNES, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| KOSCIUSKO | WARSAW, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| LAGRANGE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| LAPORTE | MICHIGAN CITY-LA PORTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | BEDFORD, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| MARION | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| MARSHALL | PLYMOUTH, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MIAMI | PERU, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | BLOOMINGTON, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | CRAWFORDSVILLE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| NEWTON | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| NOBLE | KENDALLVILLE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| OHIO | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OWEN | BLOOMINGTON, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| PARKE | TERRE HAUTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | JASPER, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| PORTER | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| POSEY | EVANSVILLE, IN-KY | $331,760 | $424,800 | $513,450 | $638,100 |
| PULASKI | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| RANDOLPH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RIPLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RUSH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | SCOTTSBURG, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | INDIANAPOLIS-CARMEL-ANDERSON, IN | $355,350 | $454,900 | $549,850 | $683,350 |
| SPENCER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. JOSEPH | SOUTH BEND-MISHAWAKA, IN-MI | $331,760 | $424,800 | $513,450 | $638,100 |
| STARKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STEUBEN | ANGOLA, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| SULLIVAN | TERRE HAUTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| SWITZERLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TIPPECANOE | LAFAYETTE-WEST LAFAYETTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| TIPTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| VANDERBURGH | EVANSVILLE, IN-KY | $331,760 | $424,800 | $513,450 | $638,100 |
| VERMILLION | TERRE HAUTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| VIGO | TERRE HAUTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| WABASH | WABASH, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | LAFAYETTE-WEST LAFAYETTE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| WARRICK | EVANSVILLE, IN-KY | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | LOUISVILLE/JEFFERSON COUNTY, KY-IN | $333,500 | $426,950 | $516,050 | $641,350 |
| WAYNE | RICHMOND, IN | $331,760 | $424,800 | $513,450 | $638,100 |
| WELLS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITLEY | FORT WAYNE, IN | $331,760 | $424,800 | $513,450 | $638,100 |
Indiana FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Indiana FHA Limits Set?
Mortgage limits for Indiana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
IN FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in IN is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in IN is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Indiana FHA loan limits are set above the floor FHA mortgage amount of $275,665 in Gary and Hammond. Other areas with limits at the floor amount include Indianapolis, Fort Wayne, Evansville and South Bend. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Illinois?
FHA loans are a low down payment mortgage program and Illinois FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Illinois are set at the floor amount of $275,665 across almost the entire state, except the Chicagoland Area.
Illinois FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | QUINCY, IL-MO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALEXANDER | CAPE GIRARDEAU, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| BOND | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | ROCKFORD, IL | $339,250 | $434,300 | $524,950 | $652,400 |
| BROWN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUREAU | OTTAWA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAMPAIGN | CHAMPAIGN-URBANA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| CHRISTIAN | TAYLORVILLE, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| COLES | CHARLESTON-MATTOON, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| COOK | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CUMBERLAND | CHARLESTON-MATTOON, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| DE WITT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DEKALB | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| DOUGLAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DUPAGE | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| EDGAR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| EDWARDS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| EFFINGHAM | EFFINGHAM, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | PEORIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| GALLATIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRUNDY | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| HAMILTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | FORT MADISON-KEOKUK, IA-IL-MO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HENDERSON | BURLINGTON, IA-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| IROQUOIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | CARBONDALE-MARION, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | MOUNT VERNON, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| JERSEY | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| JO DAVIESS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | CARBONDALE-MARION, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| KANE | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| KANKAKEE | KANKAKEE, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| KENDALL | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| KNOX | GALESBURG, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| LASALLE | OTTAWA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | DIXON, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | PONTIAC, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | LINCOLN, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MACON | DECATUR, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MACOUPIN | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | CENTRALIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | PEORIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MASSAC | PADUCAH, KY-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MCDONOUGH | MACOMB, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MCHENRY | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| MCLEAN | BLOOMINGTON, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MENARD | SPRINGFIELD, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | JACKSONVILLE, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| MOULTRIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OGLE | ROCHELLE, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| PEORIA | PEORIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIATT | CHAMPAIGN-URBANA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POPE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PULASKI | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | OTTAWA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK ISLAND | DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| SALINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SANGAMON | SPRINGFIELD, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | JACKSONVILLE, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| STARK | PEORIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| STEPHENSON | FREEPORT, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| TAZEWELL | PEORIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VERMILION | DANVILLE, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| WABASH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITESIDE | STERLING, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| WILL | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| WILLIAMSON | CARBONDALE-MARION, IL | $331,760 | $424,800 | $513,450 | $638,100 |
| WINNEBAGO | ROCKFORD, IL | $339,250 | $434,300 | $524,950 | $652,400 |
| WOODFORD | PEORIA, IL | $331,760 | $424,800 | $513,450 | $638,100 |
Illinois FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Illinois FHA Limits Set?
Mortgage limits for Illinois FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
IL FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in IL is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in IL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Illinois FHA loan limits are set at the floor amount across the entire state with the exception of the Chicago Metro Area. Cities in Illinois with limits above the floor FHA mortgage amount of $275,665 include Chicago, Aurora, Rockford, Joliet and Naperville. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Idaho?
FHA loans are a low down payment mortgage program and Idaho FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Idaho are set at the floor amount of $275,665 across almost the entire state, although certain areas allow much higher.
Idaho FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADA | BOISE CITY, ID | $366,850 | $469,600 | $567,650 | $705,500 |
| ADAMS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BANNOCK | POCATELLO, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| BEAR LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENEWAH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BINGHAM | BLACKFOOT, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| BLAINE | HAILEY, ID | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| BOISE | BOISE CITY, ID | $366,850 | $469,600 | $567,650 | $705,500 |
| BONNER | SANDPOINT, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| BONNEVILLE | IDAHO FALLS, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| BOUNDARY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUTTE | IDAHO FALLS, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMAS | HAILEY, ID | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
| CANYON | BOISE CITY, ID | $366,850 | $469,600 | $567,650 | $705,500 |
| CARIBOU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CASSIA | BURLEY, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEARWATER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CUSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ELMORE | MOUNTAIN HOME, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | LOGAN, UT-ID | $331,760 | $424,800 | $513,450 | $638,100 |
| FREMONT | REXBURG, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| GEM | BOISE CITY, ID | $366,850 | $469,600 | $567,650 | $705,500 |
| GOODING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| IDAHO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | IDAHO FALLS, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| JEROME | TWIN FALLS, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| KOOTENAI | COEUR D'ALENE, ID | $335,800 | $429,850 | $519,600 | $645,750 |
| LATAH | MOSCOW, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| LEMHI | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | REXBURG, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| MINIDOKA | BURLEY, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| NEZ PERCE | LEWISTON, ID-WA | $331,760 | $424,800 | $513,450 | $638,100 |
| ONEIDA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OWYHEE | BOISE CITY, ID | $366,850 | $469,600 | $567,650 | $705,500 |
| PAYETTE | ONTARIO, OR-ID | $331,760 | $424,800 | $513,450 | $638,100 |
| POWER | POCATELLO, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| SHOSHONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TETON | JACKSON, WY-ID | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| TWIN FALLS | TWIN FALLS, ID | $331,760 | $424,800 | $513,450 | $638,100 |
| VALLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Idaho FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Idaho FHA Limits Set?
Mortgage limits for Idaho FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
ID FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in ID is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in ID is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Idaho FHA loan limits are set at the nationwide floor amount in Boise, Meridian, Idaho Falls, Nampa, Pocatello, Caldwell and Twin Falls. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Hawaii?
FHA loans are a low down payment mortgage program and Hawaii FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Hawaii are set at an elevated amount across the whole state.
Hawaii FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| HAWAII | HILO, HI | $391,000 | $500,550 | $605,050 | $751,900 |
| HONOLULU | URBAN HONOLULU, HI | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| KALAWAO | NON-METRO | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| KAUAI | KAPAA, HI | $713,000 | $912,750 | $1,103,350 | $1,371,150 |
| MAUI | KAHULUI-WAILUKU-LAHAINA, HI | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
Hawaii FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Hawaii FHA Limits Set?
Mortgage limits for Hawaii FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
HI FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in HI is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in HI is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Hawaii FHA loan limits are set above the floor FHA mortgage amount in Honolulu, Hilo, Kahului, Kapaa, Kailua, Wailuku, Kaneohe, Pearl City and Waipahu. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
