What are FHA Loan Limits in Montana?
FHA loans are a low down payment mortgage program and Montana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Montana are set at the floor amount of $275,665 across almost the entire state.
Montana FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BEAVERHEAD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BIG HORN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BLAINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BROADWATER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARBON | BILLINGS, MT | $331,760 | $424,800 | $513,450 | $638,100 |
| CARTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CASCADE | GREAT FALLS, MT | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOUTEAU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CUSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DANIELS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DAWSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DEER LODGE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FALLON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FERGUS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FLATHEAD | KALISPELL, MT | $343,850 | $440,200 | $532,100 | $661,250 |
| GALLATIN | BOZEMAN, MT | $438,150 | $560,900 | $678,000 | $842,600 |
| GARFIELD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GLACIER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GOLDEN VALLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANITE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HILL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | HELENA, MT | $331,760 | $424,800 | $513,450 | $638,100 |
| JUDITH BASIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS AND CLARK | HELENA, MT | $331,760 | $424,800 | $513,450 | $638,100 |
| LIBERTY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MEAGHER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MINERAL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MISSOULA | MISSOULA, MT | $350,750 | $449,000 | $542,750 | $674,500 |
| MUSSELSHELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PARK | NON-METRO | $336,950 | $431,350 | $521,400 | $648,000 |
| PETROLEUM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PHILLIPS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PONDERA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POWDER RIVER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POWELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PRAIRIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RAVALLI | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROOSEVELT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSEBUD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SANDERS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHERIDAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SILVER BOW | BUTTE-SILVER BOW, MT | $331,760 | $424,800 | $513,450 | $638,100 |
| STILLWATER | BILLINGS, MT | $331,760 | $424,800 | $513,450 | $638,100 |
| SWEET GRASS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TETON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TOOLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TREASURE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VALLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WHEATLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WIBAUX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YELLOWSTONE | BILLINGS, MT | $331,760 | $424,800 | $513,450 | $638,100 |
Montana FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Montana FHA Limits Set?
Mortgage limits for Montana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Montana FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MT is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MT is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Montana FHA loan limits are set above the floor amount in the areas surrounding Billings, Bozeman and Helena. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Missouri?
FHA loans are a low down payment mortgage program and Missouri FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Missouri are set at the floor amount of $275,665 across almost the entire state.
Missouri FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAIR | KIRKSVILLE, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| ANDREW | ST. JOSEPH, MO-KS | $331,760 | $424,800 | $513,450 | $638,100 |
| ATCHISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| AUDRAIN | MEXICO, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BATES | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| BENTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOLLINGER | CAPE GIRARDEAU, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | COLUMBIA, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUCHANAN | ST. JOSEPH, MO-KS | $331,760 | $424,800 | $513,450 | $638,100 |
| BUTLER | POPLAR BLUFF, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| CALDWELL | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| CALLAWAY | JEFFERSON CITY, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMDEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CAPE GIRARDEAU | CAPE GIRARDEAU, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| CEDAR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHARITON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHRISTIAN | SPRINGFIELD, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | FORT MADISON-KEOKUK, IA-IL-MO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| CLINTON | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| COLE | JEFFERSON CITY, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| COOPER | COLUMBIA, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DADE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DALLAS | SPRINGFIELD, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| DAVIESS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DEKALB | ST. JOSEPH, MO-KS | $331,760 | $424,800 | $513,450 | $638,100 |
| DENT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DUNKLIN | KENNETT, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| GASCONADE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GENTRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | SPRINGFIELD, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRUNDY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HICKORY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOLT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWARD | COLUMBIA, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWELL | WEST PLAINS, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| IRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| JASPER | JOPLIN, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | WARRENSBURG, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| KNOX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LACLEDE | LEBANON, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAFAYETTE | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| LAWRENCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS | QUINCY, IL-MO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| LINN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MACON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARIES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | HANNIBAL, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCDONALD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MISSISSIPPI | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONITEAU | JEFFERSON CITY, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEW MADRID | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWTON | JOPLIN, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| NODAWAY | MARYVILLE, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| OREGON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OSAGE | JEFFERSON CITY, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| OZARK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PEMISCOT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PETTIS | SEDALIA, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| PHELPS | ROLLA, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PLATTE | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| POLK | SPRINGFIELD, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| PULASKI | FORT LEONARD WOOD, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RALLS | HANNIBAL, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | MOBERLY, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| RAY | KANSAS CITY, MO-KS | $351,900 | $450,500 | $544,550 | $676,750 |
| REYNOLDS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RIPLEY | POPLAR BLUFF, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| SALINE | MARSHALL, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLER | KIRKSVILLE, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | SIKESTON, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHANNON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CHARLES | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. FRANCOIS | FARMINGTON, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LOUIS | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LOUIS CITY | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| STE. GENEVIEVE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STODDARD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SULLIVAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TANEY | BRANSON, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| TEXAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VERNON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | ST. LOUIS, MO-IL | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | SPRINGFIELD, MO | $331,760 | $424,800 | $513,450 | $638,100 |
| WORTH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WRIGHT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Missouri FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Missouri FHA Limits Set?
Mortgage limits for Missouri FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Missouri FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MO is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MO is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Missouri FHA loan limits are set above the national floor amount in the Saint Louis area. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Mississippi?
FHA loans are a low down payment mortgage program and Mississippi FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Mississippi are set at the floor amount of $275,665 across nearly the entire state.
Mississippi FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | NATCHEZ, MS-LA | $331,760 | $424,800 | $513,450 | $638,100 |
| ALCORN | CORINTH, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| AMITE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ATTALA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOLIVAR | CLEVELAND, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | GREENWOOD, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| CHICKASAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOCTAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAIBORNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARKE | MERIDIAN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | WEST POINT, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| COAHOMA | CLARKSDALE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| COPIAH | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| COVINGTON | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| DESOTO | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| FORREST | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GEORGE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRENADA | GRENADA, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HINDS | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HOLMES | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HUMPHREYS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ISSAQUENA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ITAWAMBA | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | LAUREL, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON DAVIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JONES | LAUREL, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| KEMPER | MERIDIAN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAFAYETTE | OXFORD, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMAR | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAUDERDALE | MERIDIAN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LEFLORE | GREENWOOD, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | BROOKHAVEN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LOWNDES | COLUMBUS, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NESHOBA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NOXUBEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OKTIBBEHA | STARKVILLE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PANOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PEARL RIVER | PICAYUNE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | MCCOMB, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PONTOTOC | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PRENTISS | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| QUITMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RANKIN | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHARKEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SIMPSON | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| SMITH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STONE | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| SUNFLOWER | INDIANOLA, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| TALLAHATCHIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TATE | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| TIPPAH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TISHOMINGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TUNICA | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WALTHALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | VICKSBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | GREENVILLE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | STARKVILLE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| WILKINSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WINSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YALOBUSHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YAZOO | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
Mississippi FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Mississippi FHA Limits Set?
Mortgage limits for Mississippi FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Mississippi FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MS is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MS is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Mississippi FHA loan limits are set at the nationwide floor amount in Biloxi, Vicksburg, Gulfport, Hattiesburg, Southaven, Tupelo, Oxford, Starkville and Natchez. The Jackson area limit is slightly elevated. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Minnesota?
FHA loans are a low down payment mortgage program and Minnesota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Minnesota are set at the floor amount of $275,665 across almost the entire state.
Minnesota FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| AITKIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ANOKA | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| BECKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BELTRAMI | BEMIDJI, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | ST. CLOUD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| BIG STONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BLUE EARTH | MANKATO, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | NEW ULM, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CARLTON | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| CARVER | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| CASS | BRAINERD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHISAGO | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| CLAY | FARGO, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEARWATER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COOK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COTTONWOOD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CROW WING | BRAINERD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| DAKOTA | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| DODGE | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | ALEXANDRIA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| FARIBAULT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FILLMORE | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| FREEBORN | ALBERT LEA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| GOODHUE | RED WING, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HENNEPIN | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| HOUSTON | LA CROSSE-ONALASKA, WI-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| HUBBARD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ISANTI | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| ITASCA | GRAND RAPIDS, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KANABEC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KANDIYOHI | WILLMAR, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| KITTSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KOOCHICHING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAC QUI PARLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE OF THE WOO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LE SUEUR | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LYON | MARSHALL, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MAHNOMEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | FAIRMONT, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MCLEOD | HUTCHINSON, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MEEKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLE LACS | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| MORRISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MOWER | AUSTIN, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MURRAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NICOLLET | MANKATO, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| NOBLES | WORTHINGTON, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| NORMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OLMSTED | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTER TAIL | FERGUS FALLS, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| PENNINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIPESTONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | GRAND FORKS, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| POPE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RAMSEY | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| RED LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| REDWOOD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RENVILLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RICE | FARIBAULT-NORTHFIELD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSEAU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| SHERBURNE | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| SIBLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LOUIS | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| STEARNS | ST. CLOUD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| STEELE | OWATONNA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| STEVENS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SWIFT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TODD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TRAVERSE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WABASHA | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| WADENA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASECA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| WATONWAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WILKIN | WAHPETON, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| WINONA | WINONA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| WRIGHT | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| YELLOW MEDICINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Minnesota FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Minnesota FHA Limits Set?
Mortgage limits for Minnesota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Minnesota FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MN is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MN is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Minnesota FHA loan limits are set above the nationwide floor in areas surrounding Minneapolis, Saint Paul, and Bloomington. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Michigan?
FHA loans are a low down payment mortgage program and Michigan FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Michigan are set at the floor amount of $275,665 across almost the entire state.
Michigan FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALCONA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALGER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGAN | HOLLAND, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ALPENA | ALPENA, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ANTRIM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ARENAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARAGA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BAY | BAY CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| BENZIE | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| BERRIEN | NILES, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| BRANCH | COLDWATER, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | BATTLE CREEK, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | SOUTH BEND-MISHAWAKA, IN-MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CHARLEVOIX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEBOYGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | SAULT STE. MARIE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DELTA | ESCANABA, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| DICKINSON | IRON MOUNTAIN, MI-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| EATON | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| EMMET | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GENESEE | FLINT, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| GLADWIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GOGEBIC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAND TRAVERSE | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| GRATIOT | ALMA, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| HILLSDALE | HILLSDALE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| HOUGHTON | HOUGHTON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| HURON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| INGHAM | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| IONIA | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| IOSCO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| IRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ISABELLA | MOUNT PLEASANT, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | JACKSON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KALAMAZOO | KALAMAZOO-PORTAGE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KALKASKA | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KENT | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KEWEENAW | HOUGHTON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAPEER | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LEELANAU | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LENAWEE | ADRIAN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LUCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MACKINAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MACOMB | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MANISTEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARQUETTE | MARQUETTE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | LUDINGTON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MECOSTA | BIG RAPIDS, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MENOMINEE | MARINETTE, WI-MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MIDLAND | MIDLAND, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MISSAUKEE | CADILLAC, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | MONROE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTCALM | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTMORENCY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MUSKEGON | MUSKEGON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWAYGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OAKLAND | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| OCEANA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OGEMAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ONTONAGON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCEOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCODA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTSEGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTAWA | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| PRESQUE ISLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSCOMMON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAGINAW | SAGINAW, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| SANILAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHOOLCRAFT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHIAWASSEE | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. JOSEPH | STURGIS, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| TUSCOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VAN BUREN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHTENAW | ANN ARBOR, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| WEXFORD | CADILLAC, MI | $331,760 | $424,800 | $513,450 | $638,100 |
Michigan FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Michigan FHA Limits Set?
Mortgage limits for Michigan FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Michigan FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MI is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MI is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Michigan FHA loan limits are set above the nationwide floor amount in Detroit, Ann Arbor, Warren and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
