What are FHA Loan Limits in New York?
FHA loans are a low down payment mortgage program and New York FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New York are set above the floor amount of $275,665 across much of the state.
New York FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALBANY | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGANY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BRONX | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| BROOME | BINGHAMTON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CATTARAUGUS | OLEAN, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CAYUGA | AUBURN, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAUTAUQUA | JAMESTOWN-DUNKIRK-FREDONIA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEMUNG | ELMIRA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHENANGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | PLATTSBURGH, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIA | HUDSON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CORTLAND | CORTLAND, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DUTCHESS | POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | $356,500 | $456,350 | $551,650 | $685,550 |
| ERIE | BUFFALO-CHEEKTOWAGA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ESSEX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | MALONE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | GLOVERSVILLE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| GENESEE | BATAVIA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HERKIMER | UTICA-ROME, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | WATERTOWN-FORT DRUM, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| KINGS | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| LEWIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | SYRACUSE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | AMSTERDAM, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| NASSAU | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NEW YORK | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NIAGARA | BUFFALO-CHEEKTOWAGA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ONEIDA | UTICA-ROME, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ONONDAGA | SYRACUSE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ONTARIO | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | $356,500 | $456,350 | $551,650 | $685,550 |
| ORLEANS | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| OSWEGO | SYRACUSE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| OTSEGO | ONEONTA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| QUEENS | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| RENSSELAER | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHMOND | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| ROCKLAND | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SARATOGA | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHENECTADY | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHOHARIE | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SENECA | SENECA FALLS, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LAWRENCE | OGDENSBURG-MASSENA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| STEUBEN | CORNING, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SUFFOLK | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SULLIVAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TIOGA | BINGHAMTON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| TOMPKINS | ITHACA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ULSTER | KINGSTON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | GLENS FALLS, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | GLENS FALLS, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WESTCHESTER | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| WYOMING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YATES | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
New York FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New York FHA Limits Set?
Mortgage limits for New York FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New York FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in New York is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in New York is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New York FHA loan limits are set above the nationwide floor amount in New York City, Brooklyn, Queens, Bronx, Staten Island, Manhattan, White Plains, Albany and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in New Mexico?
FHA loans are a low down payment mortgage program and New Mexico FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New Mexico are set at the floor amount of $275,665 across almost the entire state.
New Mexico FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BERNALILLO | ALBUQUERQUE, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| CATRON | NON-METRO | $401,350 | $513,800 | $621,050 | $771,850 |
| CHAVES | ROSWELL, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| CIBOLA | GRANTS, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| COLFAX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CURRY | CLOVIS, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| DE BACA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DONA ANA | LAS CRUCES, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| EDDY | CARLSBAD-ARTESIA, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | SILVER CITY, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| GUADALUPE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HIDALGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEA | HOBBS, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | RUIDOSO, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| LOS ALAMOS | LOS ALAMOS, NM | $431,250 | $552,050 | $667,350 | $829,350 |
| LUNA | DEMING, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| MCKINLEY | GALLUP, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| MORA | LAS VEGAS, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| OTERO | ALAMOGORDO, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| QUAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RIO ARRIBA | ESPANOLA, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| ROOSEVELT | PORTALES, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN JUAN | FARMINGTON, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN MIGUEL | LAS VEGAS, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| SANDOVAL | ALBUQUERQUE, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| SANTA FE | SANTA FE, NM | $380,650 | $487,300 | $589,000 | $732,000 |
| SIERRA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SOCORRO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TAOS | TAOS, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| TORRANCE | ALBUQUERQUE, NM | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VALENCIA | ALBUQUERQUE, NM | $331,760 | $424,800 | $513,450 | $638,100 |
New Mexico FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New Mexico FHA Limits Set?
Mortgage limits for New Mexico FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New Mexico FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in NM is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in NM is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New Mexico FHA loan limits are set above the nationwide floor amount in Santa Fe, Los Alamos, Taos and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in New Hampshire?
FHA loans are a low down payment mortgage program and New Hampshire FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New Hampshire are set above the floor amount of $275,665 across much of the state.
New Hampshire FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BELKNAP | LACONIA, NH | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHESHIRE | KEENE, NH | $331,760 | $424,800 | $513,450 | $638,100 |
| COOS | BERLIN, NH | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAFTON | LEBANON, NH-VT | $331,760 | $424,800 | $513,450 | $638,100 |
| HILLSBOROUGH | MANCHESTER-NASHUA, NH | $339,250 | $434,300 | $524,950 | $652,400 |
| MERRIMACK | CONCORD, NH | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCKINGHAM | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| STRAFFORD | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| SULLIVAN | LEBANON, NH-VT | $331,760 | $424,800 | $513,450 | $638,100 |
New Hampshire FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New Hampshire FHA Limits Set?
Mortgage limits for New Hampshire FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New Hampshire FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in New Hampshire is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in New Hampshire is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New Hampshire FHA loan limits are set above the nationwide floor amount in Manchester, Concord, Dover, Rochester, Nashua and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Nevada?
FHA loans are a low down payment mortgage program and Nevada FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Nevada are set at the floor amount of $275,665 across much of the state.
Nevada FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| CARSON CITY | CARSON CITY, NV | $361,100 | $462,250 | $558,750 | $694,400 |
| CHURCHILL | FALLON, NV | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | LAS VEGAS-HENDERSON-PARADISE, NV | $345,000 | $441,650 | $533,850 | $663,450 |
| DOUGLAS | GARDNERVILLE RANCHOS, NV | $460,000 | $588,850 | $711,800 | $884,600 |
| ELKO | ELKO, NV | $331,760 | $424,800 | $513,450 | $638,100 |
| ESMERALDA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| EUREKA | ELKO, NV | $331,760 | $424,800 | $513,450 | $638,100 |
| HUMBOLDT | WINNEMUCCA, NV | $331,760 | $424,800 | $513,450 | $638,100 |
| LANDER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LYON | FERNLEY, NV | $331,760 | $424,800 | $513,450 | $638,100 |
| MINERAL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NYE | PAHRUMP, NV | $331,760 | $424,800 | $513,450 | $638,100 |
| PERSHING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STOREY | RENO, NV | $437,000 | $559,450 | $676,200 | $840,400 |
| WASHOE | RENO, NV | $437,000 | $559,450 | $676,200 | $840,400 |
| WHITE PINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Nevada FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Nevada FHA Limits Set?
Mortgage limits for Nevada FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Nevada FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in NV is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in NV is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Nevada FHA loan limits are set above the nationwide floor amount in Las Vegas, Reno, Lake Tahoe and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Nebraska?
FHA loans are a low down payment mortgage program and Nebraska FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Nebraska are set at the floor amount of $275,665 across the entire state.
Nebraska FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | HASTINGS, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| ANTELOPE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ARTHUR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BANNER | SCOTTSBLUFF, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| BLAINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOX BUTTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOYD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUFFALO | KEARNEY, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| BURT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUTLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| CEDAR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHASE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHERRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEYENNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COLFAX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CUMING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CUSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DAKOTA | SIOUX CITY, IA-NE-SD | $331,760 | $424,800 | $513,450 | $638,100 |
| DAWES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DAWSON | LEXINGTON, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| DEUEL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DIXON | SIOUX CITY, IA-NE-SD | $331,760 | $424,800 | $513,450 | $638,100 |
| DODGE | FREMONT, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| DUNDY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FILLMORE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRONTIER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FURNAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GAGE | BEATRICE, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| GARDEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GARFIELD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GOSPER | LEXINGTON, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREELEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HALL | GRAND ISLAND, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARLAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HAYES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HITCHCOCK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOLT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOOKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWARD | GRAND ISLAND, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KEARNEY | KEARNEY, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| KEITH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KEYA PAHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KIMBALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KNOX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LANCASTER | LINCOLN, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NORTH PLATTE, NE | $433,550 | $555,000 | $670,900 | $833,750 |
| LOGAN | NORTH PLATTE, NE | $433,550 | $555,000 | $670,900 | $833,750 |
| LOUP | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | NORFOLK, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| MCPHERSON | NORTH PLATTE, NE | $433,550 | $555,000 | $670,900 | $833,750 |
| MERRICK | GRAND ISLAND, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| MORRILL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NANCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEMAHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NUCKOLLS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTOE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PAWNEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PERKINS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PHELPS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIERCE | NORFOLK, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| PLATTE | COLUMBUS, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RED WILLOW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHARDSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SALINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SARPY | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| SAUNDERS | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTTS BLUFF | SCOTTSBLUFF, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| SEWARD | LINCOLN, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| SHERIDAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHERMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SIOUX | SCOTTSBLUFF, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| STANTON | NORFOLK, NE | $331,760 | $424,800 | $513,450 | $638,100 |
| THAYER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| THOMAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| THURSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VALLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | OMAHA-COUNCIL BLUFFS, NE-IA | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WHEELER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YORK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Nebraska FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Nebraska FHA Limits Set?
Mortgage limits for Nebraska FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Nebraska FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in NE is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in NE is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Nebraska FHA loan limits are set at the nationwide floor amount in Omaha, Sioux City, Council Bluffs and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
