If you are looking to buy a new home in a rural area, you may be eligible for a USDA loan. USDA loans are federally backed mortgages that are designed to help those who are on the lower end of the income scale find a home that they can afford. Read More
A few months ago, I sold my home and moved across the country. When I sat down with a real estate agent to discuss the possibilities, one of the most encouraging things she told me was that our home met the requirements for the USDA loan program. Read More
Obtaining a mortgage usually requires that people have at least 20 percent of the purchase price on a house in order for some lenders to grant them the loan. This requirement made it impossible for many lower income families to stop renting and become homeowners. Read More
Zero-down mortgage loans make it entirely possible for you to purchase a home with little resources or cash on hand. All you really need to achieve homeownership with a 0% down mortgage is the ability to meet the loan requirements for the program. In fact, several popular no money down mortgage options are readily available today, and a few others are nearly zero down. Read More
USDA home loans are one of two zero down mortgage programs still available in America to buy a new home. As with any mortgage, there are groups of specific requirements that must be met before an applicant is approved. Read More
