How (and Why) to Calculate Your Home Equity
Have you wondered how much financial value is embedded in your home? Calculating your home equity is a simple process in theory. Read More
Tips for Shopping Around for the Best Mortgage Rate
One of the best ways to save money on your mortgage is to get the best possible interest rate. A good mortgage rate can provide you with saves amounting to tens of thousands of dollars over the life of your home loan. Read More
The Federal Reserve Act: Creation of the Federal Reserve System
The Federal Reserve System, more commonly referred to as ‘The Federal Reserve’ and ‘The Fed’ has an interesting history dating back to the early 1900’s. Read More
What to Do if You Can’t Make your Mortgage Payment
No matter how responsible you are financially, sometimes life just happens. You might end up with a medical emergency, or lose your job. When that happens, you might find it difficult to make your mortgage payment. This is a stressful time, and the finances of the situation can make it even more stressful. If you can’t make your mortgage payment, though, it’s important to take action to reduce the chances of losing your home. Read More
How to Take Your New Housing Payment for a Test Drive
Looking for a new place? Will it cost a little more than what you’re paying now? Chances are that you need to take your new payment for a test drive, especially if you’re a first time home buyer. Even if you look at your financial situation, and you think that — on paper — you’ll be able to handle a bigger monthly payment, the truth is that the reality of a higher payment is usually more complicated. Read More
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