9 Things to Do Before You Refinance
Refinancing your mortgage could save you hundreds of dollars each month in housing expenses. Plus a better mortgage deal could mean paying thousands less in interest over the life of your loan. Read More
Is Subprime Making a Comeback?
Since the housing crisis of 2008, the phrase “subprime loan” has become the moral equivalent of a four-letter word, an indication of all that goes wrong when risky, irresponsible home loans for bad credit become commonplace. Read More
5 Fitting Uses For A Home Equity Loan or HELOC
At some point in your financial life, you may want to leverage your home equity to improve your financial position. You might get a home equity loan, which gives you a specific amount of cash; or sign up for a home equity line of credit (HELOC), which provides ready access to cash as needed. Read More
The Federal Reserve System: Structure and Purpose
The Federal Reserve System is the central banking system of the United States and was created in 1913 with the enactment of the Federal Reserve Act. Over the past century, its roles and duties have expanded. Read More
Choose the Right Mortgage: Do Your Homework
The biggest purchase you are likely to make in your life is your home. In fact, your home purchase is so large that you will probably need to borrow in order to make it happen. Read More
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