At some point in your financial life, you may want to leverage your home equity to improve your financial position. You might get a home equity loan, which gives you a specific amount of cash; or sign up for a home equity line of credit (HELOC), which provides ready access to cash as needed. Read More
The biggest purchase you are likely to make in your life is your home. In fact, your home purchase is so large that you will probably need to borrow in order to make it happen. Read More
Saving thousands of dollars for a house down payment can seem like a gargantuan task. But as you get settled in your career and your finances stabilize, accumulating cash is easier than you might think. Read More
We all make mistakes with our time and our money. There are few of us who have never done anything ill-advised with our finances. Unfortunately, the results of our mistakes with money can be added to a credit history that can then undermine future efforts to borrow — or to receive good terms when we do. Read More
Your mortgage rate is a big deal. Since a mortgage is such a large loan, and since the term spans decades, a 1% difference in your mortgage rate can mean a savings of tens of thousands of dollars over time. Getting the best mortgage rate when you buy a home is a must if you want to maximize your finances. Read More
