When trying to decide if you can afford to buy a home, it’s common to focus on the mortgage and interest. However, the costs of homeownership are often greater than you think. Many first-time homebuyers who carefully consider what they can afford are surprised when they begin adding up what they’re really paying for their homes. Read More
Insurance is designed to help us protect our assets. One of the biggest assets you are likely to ever have is your home. Buying homeowners insurance is a must. What happens if your home is damaged? Chances are that you couldn’t pay for repairs out of your pocket. Insurance covers those costs, as long as you have paid your premiums. Read More
One of the best ways to save money on your mortgage is to get the best possible interest rate. A good mortgage rate can provide you with saves amounting to tens of thousands of dollars over the life of your home loan. Read More
Coming up with a down payment and mortgage closing costs can be a difficult thing for many prospective homeowners. The good-ole-days of zero-down mortgage loans with no closing costs and everything rolled into the loan are gone. Read More
The decision to purchase a home for the first time may be the most pivotal financial choice an individual can make. Read More
