1. LOANS101 TERMS OF USE AGREEMENT

By using, visiting, browsing on or accessing this website, or any page thereof, in any manner, through either direct or indirect methods by accessing or using the services, products, or resources offered in or by way of the Loans101.com using alternative methods (including email, phone, mail or fax), you hereby accept and agree to be bound by these Terms of Use. Loans-101 Interactive Media LLC (“Loans101”), a Texas LLC, requires you to thoroughly read, understand and fully agree to the following Terms and Conditions contained in this Terms of Use Agreement (“Agreement”).  If, for any reason, you do not fully agree to all of these terms and conditions, you are not authorized to use, browse on or access Loans101.com in any manner and you must immediately discontinue using, browsing on, visiting or otherwise accessing this website.

2. DEFINITIONS

Before accepting all Terms and Conditions in this Agreement, it is important that you understand certain words, terms and phrases that we may use.  These definitions apply to these terms and conditions and only involve the interpretations that make sense in accordance with this agreement.  “Agreement” refers to this Terms of Use Agreement. “Loans101” refers to Loans-101 Interactive Media LLC and our website. “Loans101.com” refers to Loans-101 Interactive Media LLC and our website. “User” refers to anyone who uses or visits our website. “Site” refers to our website, www.loans101.com.

3. OWNERSHIP

Loans101.com is owned and operated by Loans-101 Interactive Media LLC, a Texas entity.

4. PERMITTED USE

By using, visiting, browsing or accessing this website, or any of it’s pages, you agree to all of the following:

1. Your use is under the authority of all the Terms and Conditions in this agreement.
2. Your use is subject to of all the Terms and Conditions in this agreement.
3. Your use consents that you agree to be legally bound to and comply with all the Terms and Conditions in this agreement.
4. Your use is not in violation of any laws of the United States, including Federal, State and Local jurisdictions.
5. Your use is not in violation of any international laws, embargoes, or laws of any other country that may have jurisdiction over you, this agreement or Loans101.
6. Your use consents that you are older than 18 years of age and you are above the minimum legal age to enter a contract in your jurisdiction.
7. You use consents you understand that you are only permitted to use the Loans101.com website if you are over 18 years of age.

5. PROHIBITED USE

By using, browsing or accessing this website, or any of it’s pages, you agree not to use Loans101.com for any reason other than to search for mortgage-related information and conduct mortgage-related business and you agree not to engage in any prohibited uses. Your use of this site consents that you will not engage in any action that:

1. violates and local, state, federal or international law.
2. violates local, state, federal or international trade sanctions or embargoes.
3. involves fraud or other misrepresentations.
4. transmits or spreads any harmful or malicious computer codes or viruses.
5. collects any email addresses or other personal information from this site.
6. attempts to gain any sort of unauthorized access to this site.
7. interrupts or interferes with the internet network of this site.
8. transmits, uploads or downloads any local, state, federal or international law.

6. PRIVACY

At Loans101.com, the privacy of our visitors is extremely important to us. Our privacy policy document describes the types of personal information that’s received and collected by www.loans101.com and how it’s used. By using this website, you consent to reading and agreeing to all terms of our privacy policy.

7. INTELLECTUAL PROPERTY

1. Rights – Loans101 is a registered trademark of Loans-101 Interactive Media LLC and Loans101.com. All other marks on this website are the property of third parties.
2. Content – By using, browsing or accessing this website or any of its pages, you acknowledge and consent that all content, including web pages, mortgage calculators, source code, design, information, materials, menus, forms, services and data are the intellectual property of Loans-101 Interactive Media LLC and it’s content providers, and are therefore protected by all applicable intellectual laws including copyrights, trademarks, and patents.

8. INDEMNIFICATION

By using, browsing or accessing this website, or any of it’s pages, you agree to indemnify Loans-101 interactive Media LLC and it’s partners, affiliates, content providers, data providers, employees, members, managers, officers and representatives and hold all of us harmless for any and all damages, expenses and claims by you or any third party which may arise from your use of our website, your acceptance of any offers contained on it, or related to this Agreement. By using, browsing or accessing this website, or any of it’s pages, you also agree that you hold us harmless for any attorney’s fees and court costs that may possibly arise from or related to your use of this website and/or your breach of this agreement or your failure to comply with these Terms of Use, and you also acknowledge and agree that you are required to pay for any and all of our attorneys’ fees, court costs, and disbursements resulting from damages, expenses and claims related to your use of this website and/or violation of these Terms of Use.