usda loans

Oregon USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023
USDA Direct Loan Income Limits in Oregon

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Oregon aren’t the same thing as USDA Section 502 Guaranteed Loans in Oregon. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Oregon?

USDA Loan RequirementsUSDA Direct Loans in Oregon are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of OR is $62,818, although that figure may vary from county to county. The maximum yearly income limits for Oregon USDA Direct Loan approval are listed below. Other than meeting Oregon USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

  • You have no decent clean, safe, and sanitary housing presently.
  • You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
  • You must use this property for your primary residence.
  • You must possess the legal capacity to be able to contract a loan
  • You must meet citizenship or eligible noncitizen requirements.
  • You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

  • Be a modestly sized home for that area.
  • Market value can’t be in excess of the areas applicable loan limit.
  • Can’t be designed for the production of income.

What areas in OR are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in OR here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Oregon?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Oregon besides USDA Direct Loans. You can begin by researching Oregon USDA Guaranteed Loans, Oregon FHA Loans, and Oregon VA Loans if you’re a veteran in OR or qualified family member. You may also want to look into helpful programs for down payment assistance in Oregon.

Oregon USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Albany, OR MSA $52,500$52,500 $52,500$52,500 $69,300
Baker County, OR $46,000$46,000 $46,000$46,000 $60,700
Bend-Redmond, OR MSA $61,200$61,200 $61,200$61,200 $80,800
Clatsop County, OR $51,750$51,750 $51,750$51,750 $68,300
Coos County, OR $46,000$46,000 $46,000$46,000 $60,700
Corvallis, OR MSA $67,300$67,300 $67,300$67,300 $88,850
Crook County, OR $46,000$46,000 $46,000$46,000 $60,700
Curry County, OR $46,000$46,000 $46,000$46,000 $60,700
Douglas County, OR $47,700$47,700 $47,700$47,700 $62,950
Eugene-Springfield, OR MSA $51,900$51,900 $51,900$51,900 $68,500
Gilliam County, OR $49,100$49,100 $49,100$49,100 $64,800
Grant County, OR $46,000$46,000 $46,000$46,000 $60,700
Grants Pass, OR MSA $46,000$46,000 $46,000$46,000 $60,700
Harney County, OR $46,000$46,000 $46,000$46,000 $60,700
Hood River County, OR $56,550$56,550 $56,550$56,550 $74,650
Jefferson County, OR $46,000$46,000 $46,000$46,000 $60,700
Klamath County, OR $46,000$46,000 $46,000$46,000 $60,700
Lake County, OR $46,000$46,000 $46,000$46,000 $60,700
Lincoln County, OR $46,250$46,250 $46,250$46,250 $61,050
Malheur County, OR $46,000$46,000 $46,000$46,000 $60,700
Medford, OR MSA $51,850$51,850 $51,850$51,850 $68,450
Morrow County, OR $49,900$49,900 $49,900$49,900 $65,850
Portland-Vancouver-Hillsboro, OR-WA MSA $70,300$70,300 $70,300$70,300 $92,800
Salem, OR MSA $55,500$55,500 $55,500$55,500 $73,250
Sherman County, OR $53,600$53,600 $53,600$53,600 $70,750
Tillamook County, OR $46,000$46,000 $46,000$46,000 $60,700
Umatilla County, OR $48,550$48,550 $48,550$48,550 $64,100
Union County, OR $48,650$48,650 $48,650$48,650 $64,200
Wallowa County, OR $47,200$47,200 $47,200$47,200 $62,300
Wasco County, OR $50,250$50,250 $50,250$50,250 $66,350
Wheeler County, OR $46,000$46,000 $46,000$46,000 $60,700

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

Maximum Loan Amounts
Alabama USDA Direct Loan Limits
Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits
Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Pennsylvania USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023
USDA Direct Loan Income Limits in Pennsylvania

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Pennsylvania aren’t the same thing as USDA Section 502 Guaranteed Loans in Pennsylvania. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Pennsylvania?

USDA Loan RequirementsUSDA Direct Loans in Pennsylvania are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of PA is $61,744, although that figure may vary from county to county. The maximum yearly income limits for Pennsylvania USDA Direct Loan approval are listed below. Other than meeting Pennsylvania USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

  • You have no decent clean, safe, and sanitary housing presently.
  • You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
  • You must use this property for your primary residence.
  • You must possess the legal capacity to be able to contract a loan
  • You must meet citizenship or eligible noncitizen requirements.
  • You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

  • Be a modestly sized home for that area.
  • Market value can’t be in excess of the areas applicable loan limit.
  • Can’t be designed for the production of income.

What areas in PA are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in PA here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Pennsylvania?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Pennsylvania besides USDA Direct Loans. You can begin by researching Pennsylvania USDA Guaranteed Loans, Pennsylvania FHA Loans, and Pennsylvania VA Loans if you’re a veteran in PA or qualified family member. You may also want to look into helpful programs for down payment assistance in Pennsylvania.

Pennsylvania USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Allentown-Bethlehem-Easton, PA HUD Metro FMR Area $62,700$62,700 $62,700$62,700 $82,750
Altoona, PA MSA $52,100$52,100 $52,100$52,100 $68,750
Armstrong County, PA HUD Metro FMR Area $52,000$52,000 $52,000$52,000 $68,650
Bedford County, PA $50,550$50,550 $50,550$50,550 $66,750
Bradford County, PA $52,650$52,650 $52,650$52,650 $69,500
Cameron County, PA $50,550$50,550 $50,550$50,550 $66,750
Chambersburg-Waynesboro, PA MSA $61,100$61,100 $61,100$61,100 $80,650
Clarion County, PA $50,550$50,550 $50,550$50,550 $66,750
Clearfield County, PA $50,550$50,550 $50,550$50,550 $66,750
Clinton County, PA $50,550$50,550 $50,550$50,550 $66,750
Columbia County, PA HUD Metro FMR Area $52,550$52,550 $52,550$52,550 $69,350
Crawford County, PA $50,550$50,550 $50,550$50,550 $66,750
East Stroudsburg, PA MSA $63,050$63,050 $63,050$63,050 $83,250
Elk County, PA $52,000$52,000 $52,000$52,000 $68,650
Erie, PA MSA $53,450$53,450 $53,450$53,450 $70,550
Forest County, PA $50,550$50,550 $50,550$50,550 $66,750
Fulton County, PA $50,550$50,550 $50,550$50,550 $66,750
Gettysburg, PA MSA $63,500$63,500 $63,500$63,500 $83,800
Greene County, PA $50,950$50,950 $50,950$50,950 $67,250
Harrisburg-Carlisle, PA MSA $64,900$64,900 $64,900$64,900 $85,650
Huntingdon County, PA $50,550$50,550 $50,550$50,550 $66,750
Indiana County, PA $51,850$51,850 $51,850$51,850 $68,450
Jefferson County, PA $50,550$50,550 $50,550$50,550 $66,750
Johnstown, PA MSA $51,350$51,350 $51,350$51,350 $67,800
Juniata County, PA $50,700$50,700 $50,700$50,700 $66,900
Lancaster, PA MSA $60,950$60,950 $60,950$60,950 $80,450
Lawrence County, PA $52,000$52,000 $52,000$52,000 $68,650
Lebanon, PA MSA $57,300$57,300 $57,300$57,300 $75,650
McKean County, PA $50,550$50,550 $50,550$50,550 $66,750
Mifflin County, PA $50,550$50,550 $50,550$50,550 $66,750
Montour County, PA HUD Metro FMR Area $59,200$59,200 $59,200$59,200 $78,150
Northumberland County, PA $50,550$50,550 $50,550$50,550 $66,750
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA $72,100$72,100 $72,100$72,100 $95,150
Pike County, PA HUD Metro FMR Area $60,300$60,300 $60,300$60,300 $79,600
Pittsburgh, PA HUD Metro FMR Area $63,900$63,900 $63,900$63,900 $84,350
Potter County, PA $50,550$50,550 $50,550$50,550 $66,750
Reading, PA MSA $61,050$61,050 $61,050$61,050 $80,600
Schuylkill County, PA $52,150$52,150 $52,150$52,150 $68,850
Scranton--Wilkes-Barre, PA MSA $53,600$53,600 $53,600$53,600 $70,750
Sharon, PA HUD Metro FMR Area $52,150$52,150 $52,150$52,150 $68,850
Snyder County, PA $51,350$51,350 $51,350$51,350 $67,800
Somerset County, PA $50,550$50,550 $50,550$50,550 $66,750
State College, PA MSA $72,500$72,500 $72,500$72,500 $95,700
Sullivan County, PA $50,550$50,550 $50,550$50,550 $66,750
Susquehanna County, PA $51,100$51,100 $51,100$51,100 $67,450
Tioga County, PA $50,550$50,550 $50,550$50,550 $66,750
Union County, PA $54,150$54,150 $54,150$54,150 $71,500
Venango County, PA $50,550$50,550 $50,550$50,550 $66,750
Warren County, PA $50,550$50,550 $50,550$50,550 $66,750
Wayne County, PA $53,350$53,350 $53,350$53,350 $70,400
Williamsport, PA MSA $53,350$53,350 $53,350$53,350 $70,400
York-Hanover, PA MSA $61,300$61,300 $61,300$61,300 $80,900

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

Maximum Loan Amounts
Alabama USDA Direct Loan Limits
Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits
Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Rhode Island USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023
USDA Direct Loan Income Limits in Rhode Island

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Rhode Island aren’t the same thing as USDA Section 502 Guaranteed Loans in Rhode Island. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Rhode Island?

USDA Loan RequirementsUSDA Direct Loans in Rhode Island are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of RI is $67,167, although that figure may vary from county to county. The maximum yearly income limits for Rhode Island USDA Direct Loan approval are listed below. Other than meeting Rhode Island USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

  • You have no decent clean, safe, and sanitary housing presently.
  • You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
  • You must use this property for your primary residence.
  • You must possess the legal capacity to be able to contract a loan
  • You must meet citizenship or eligible noncitizen requirements.
  • You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

  • Be a modestly sized home for that area.
  • Market value can’t be in excess of the areas applicable loan limit.
  • Can’t be designed for the production of income.

What areas in RI are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in RI here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Rhode Island?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Rhode Island besides USDA Direct Loans. You can begin by researching Rhode Island USDA Guaranteed Loans, Rhode Island FHA Loans, and Rhode Island VA Loans if you’re a veteran in RI or qualified family member. You may also want to look into helpful programs for down payment assistance in Rhode Island.

Rhode Island USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Newport-Middleton-Portsmouth, RI HUD Metro FMR Area $75,500$75,500 $75,500$75,500 $99,650
Providence-Fall River, RI-MA HUD Metro FMR Area $65,500$65,500 $65,500$65,500 $86,450
Westerly-Hopkinton-New Shoreham, RI HUD Metro FMR Area $68,500$68,500 $68,500$68,500 $90,400

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

Maximum Loan Amounts
Alabama USDA Direct Loan Limits
Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits
Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Alaska USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023
USDA Direct Loan Income Limits in Alaska

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Alaska aren’t the same thing as USDA Section 502 Guaranteed Loans in Alaska. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Alaska?

USDA Loan RequirementsUSDA Direct Loans in Alaska are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of AK is $77,640, although that figure may vary from county to county. The maximum yearly income limits for Alaska USDA Direct Loan approval are listed below. Other than meeting Alaska USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

  • You have no decent clean, safe, and sanitary housing presently.
  • You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
  • You must use this property for your primary residence.
  • You must possess the legal capacity to be able to contract a loan
  • You must meet citizenship or eligible noncitizen requirements.
  • You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

  • Be a modestly sized home for that area.
  • Market value can’t be in excess of the areas applicable loan limit.
  • Can’t be designed for the production of income.

What areas in AK are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in AK here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Alaska?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Alaska besides USDA Direct Loans. You can begin by researching Alaska USDA Guaranteed Loans, Alaska FHA Loans, and Alaska VA Loans if you’re a veteran in AK or qualified family member. You may also want to look into helpful programs for down payment assistance in Alaska.

Alaska USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Aleutians East Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Aleutians East Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Aleutians West Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Aleutians West Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Anchorage, AK MSA - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Anchorage, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Bethel Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Bethel Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Bristol Bay Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Bristol Bay Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Denali Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Denali Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Dillingham Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Dillingham Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Fairbanks, AK MSA - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Fairbanks, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Haines Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Haines Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Hoonah-Angoon Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Hoonah-Angoon Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Juneau City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Juneau City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Kenai Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Kenai Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Ketchikan Gateway Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Ketchikan Gateway Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Kodiak Island Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Kodiak Island Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Kusilvak Census Area - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Kusilvak Census Area - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Lake and Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Lake and Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Nome Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Nome Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
North Slope Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
North Slope Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Northwest Arctic Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Northwest Arctic Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Petersburg Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Petersburg Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Prince of Wales-Hyder Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Prince of Wales-Hyder Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Sitka City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Sitka City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Skagway Municipality, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Skagway Municipality, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Southeast Fairbanks Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Southeast Fairbanks Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Valdez-Cordova Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Valdez-Cordova Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Wrangell City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Wrangell City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Yakutat City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Yakutat City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900
Yukon-Koyukuk Census Area, AK - AREAS WITH A ROAD SYSTEM (115%) $76,750$76,750 $76,750$76,750 $101,300
Yukon-Koyukuk Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%) $119,650$119,650 $119,650$119,650 $157,900

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

Maximum Loan Amounts
Alabama USDA Direct Loan Limits
Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits
Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Alabama USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023
USDA Direct Loan Income Limits in Alabama

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Alabama aren’t the same thing as USDA Section 502 Guaranteed Loans in Alabama. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Alabama?

USDA Loan RequirementsUSDA Direct Loans in Alabama are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of AL is $50,536, although that figure may vary from county to county. The maximum yearly income limits for Alabama USDA Direct Loan approval are listed below. Other than meeting Alabama USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

  • You have no decent clean, safe, and sanitary housing presently.
  • You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
  • You must use this property for your primary residence.
  • You must possess the legal capacity to be able to contract a loan
  • You must meet citizenship or eligible noncitizen requirements.
  • You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

  • Be a modestly sized home for that area.
  • Market value can’t be in excess of the areas applicable loan limit.
  • Can’t be designed for the production of income.

What areas in AL are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in AL here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Alabama?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Alabama besides USDA Direct Loans. You can begin by researching Alabama USDA Guaranteed Loans, Alabama FHA Loans, and Alabama VA Loans if you’re a veteran in AL or qualified family member. You may also want to look into helpful programs for down payment assistance in Alabama.

Alabama USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Anniston-Oxford-Jacksonville, AL MSA $44,950$44,950 $44,950$44,950 $59,350
Auburn-Opelika, AL MSA $56,900$56,900 $56,900$56,900 $75,100
Barbour County, AL $41,200$41,200 $41,200$41,200 $54,400
Birmingham-Hoover, AL HUD Metro FMR Area $59,500$59,500 $59,500$59,500 $78,550
Bullock County, AL $41,200$41,200 $41,200$41,200 $54,400
Butler County, AL $41,200$41,200 $41,200$41,200 $54,400
Chambers County, AL $41,200$41,200 $41,200$41,200 $54,400
Cherokee County, AL $41,200$41,200 $41,200$41,200 $54,400
Chilton County, AL HUD Metro FMR Area $44,250$44,250 $44,250$44,250 $58,400
Choctaw County, AL $41,200$41,200 $41,200$41,200 $54,400
Clarke County, AL $42,700$42,700 $42,700$42,700 $56,350
Clay County, AL $41,200$41,200 $41,200$41,200 $54,400
Cleburne County, AL $42,300$42,300 $42,300$42,300 $55,850
Coffee County, AL $52,700$52,700 $52,700$52,700 $69,550
Columbus, GA-AL MSA $47,700$47,700 $47,700$47,700 $62,950
Conecuh County, AL $41,200$41,200 $41,200$41,200 $54,400
Coosa County, AL $41,200$41,200 $41,200$41,200 $54,400
Covington County, AL $42,300$42,300 $42,300$42,300 $55,850
Crenshaw County, AL $42,700$42,700 $42,700$42,700 $56,350
Cullman County, AL $42,500$42,500 $42,500$42,500 $56,100
Dale County, AL $47,600$47,600 $47,600$47,600 $62,850
Dallas County, AL $41,200$41,200 $41,200$41,200 $54,400
Daphne-Fairhope-Foley, AL MSA $60,250$60,250 $60,250$60,250 $79,550
Decatur, AL MSA $50,250$50,250 $50,250$50,250 $66,350
DeKalb County, AL $41,200$41,200 $41,200$41,200 $54,400
Dothan, AL HUD Metro FMR Area $45,900$45,900 $45,900$45,900 $60,600
Escambia County, AL $41,200$41,200 $41,200$41,200 $54,400
Fayette County, AL $41,200$41,200 $41,200$41,200 $54,400
Florence-Muscle Shoals, AL MSA $50,550$50,550 $50,550$50,550 $66,750
Franklin County, AL $41,200$41,200 $41,200$41,200 $54,400
Gadsden, AL MSA $45,700$45,700 $45,700$45,700 $60,300
Greene County, AL $45,200$45,200 $45,200$45,200 $59,650
Henry County, AL HUD Metro FMR Area $46,650$46,650 $46,650$46,650 $61,600
Huntsville, AL MSA $67,900$67,900 $67,900$67,900 $89,650
Jackson County, AL $41,200$41,200 $41,200$41,200 $54,400
Lamar County, AL $41,200$41,200 $41,200$41,200 $54,400
Macon County, AL $41,200$41,200 $41,200$41,200 $54,400
Marengo County, AL $41,200$41,200 $41,200$41,200 $54,400
Marion County, AL $41,200$41,200 $41,200$41,200 $54,400
Marshall County, AL $43,750$43,750 $43,750$43,750 $57,750
Mobile, AL MSA $48,500$48,500 $48,500$48,500 $64,000
Monroe County, AL $41,200$41,200 $41,200$41,200 $54,400
Montgomery, AL MSA $52,700$52,700 $52,700$52,700 $69,550
Perry County, AL $41,200$41,200 $41,200$41,200 $54,400
Pickens County, AL HUD Metro FMR Area $41,200$41,200 $41,200$41,200 $54,400
Pike County, AL $41,200$41,200 $41,200$41,200 $54,400
Randolph County, AL $41,200$41,200 $41,200$41,200 $54,400
Sumter County, AL $41,200$41,200 $41,200$41,200 $54,400
Talladega County, AL $41,200$41,200 $41,200$41,200 $54,400
Tallapoosa County, AL $42,950$42,950 $42,950$42,950 $56,700
Tuscaloosa, AL HUD Metro FMR Area $53,500$53,500 $53,500$53,500 $70,600
Walker County, AL HUD Metro FMR Area $41,350$41,350 $41,350$41,350 $54,600
Washington County, AL $45,350$45,350 $45,350$45,350 $59,850
Wilcox County, AL $41,200$41,200 $41,200$41,200 $54,400
Winston County, AL $41,200$41,200 $41,200$41,200 $54,400

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

Maximum Loan Amounts
Alabama USDA Direct Loan Limits
Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits
Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

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