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Illinois USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Illinois

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Illinois aren’t the same thing as USDA Section 502 Guaranteed Loans in Illinois. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Illinois?

USDA Direct Loans in Illinois are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of IL is $65,886, although that figure may vary from county to county. The maximum yearly income limits for Illinois USDA Direct Loan approval are listed below. Other than meeting Illinois USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in IL are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in IL here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Illinois?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Illinois besides USDA Direct Loans. You can begin by researching Illinois USDA Guaranteed Loans, Illinois FHA Loans, and Illinois VA Loans if you’re a veteran in IL or qualified family member. You may also want to look into helpful programs for down payment assistance in Illinois.

Illinois USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Adams County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Alexander County, IL SEA	$51,700	$51,700	$51,700	$51,700	$68,250
Bloomington, IL HUD Metro FMR Area	$73,300	$73,300	$73,300	$73,300	$96,750
Bond County, IL HUD Metro FMR Area	$56,000	$56,000	$56,000	$56,000	$73,900
Brown County, IL	$58,800	$58,800	$58,800	$58,800	$77,600
Bureau County, IL	$55,350	$55,350	$55,350	$55,350	$73,050
Carroll County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Cass County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Champaign-Urbana, IL MSA	$63,600	$63,600	$63,600	$63,600	$83,950
Chicago-Joliet-Naperville, IL HUD Metro FMR Area	$71,300	$71,300	$71,300	$71,300	$94,100
Christian County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Clark County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Clay County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Coles County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Crawford County, IL	$55,350	$55,350	$55,350	$55,350	$73,050
Cumberland County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Danville, IL MSA	$53,050	$53,050	$53,050	$53,050	$70,050
Davenport-Moline-Rock Island, IA-IL MSA	$58,150	$58,150	$58,150	$58,150	$76,750
De Witt County, IL HUD Metro FMR Area	$59,050	$59,050	$59,050	$59,050	$77,950
Decatur, IL MSA	$53,500	$53,500	$53,500	$53,500	$70,600
DeKalb County, IL HUD Metro FMR Area	$61,900	$61,900	$61,900	$61,900	$81,700
Douglas County, IL	$56,400	$56,400	$56,400	$56,400	$74,450
Edgar County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Edwards County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Effingham County, IL	$57,900	$57,900	$57,900	$57,900	$76,450
Fayette County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Franklin County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Fulton County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Gallatin County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Greene County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Grundy County, IL HUD Metro FMR Area	$68,250	$68,250	$68,250	$68,250	$90,100
Hamilton County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Hancock County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Hardin County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Henderson County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Iroquois County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Jackson County, IL HUD Metro FMR Area	$53,050	$53,050	$53,050	$53,050	$70,050
Jasper County, IL	$59,300	$59,300	$59,300	$59,300	$78,300
Jefferson County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Jo Daviess County, IL	$60,500	$60,500	$60,500	$60,500	$79,850
Johnson County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Kankakee, IL MSA	$55,350	$55,350	$55,350	$55,350	$73,050
Kendall County, IL HUD Metro FMR Area	$75,500	$75,500	$75,500	$75,500	$99,650
Knox County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
La Salle County, IL	$60,000	$60,000	$60,000	$60,000	$79,200
Lawrence County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Lee County, IL	$56,700	$56,700	$56,700	$56,700	$74,850
Livingston County, IL	$58,800	$58,800	$58,800	$58,800	$77,600
Logan County, IL	$55,050	$55,050	$55,050	$55,050	$72,650
Macoupin County, IL HUD Metro FMR Area	$53,750	$53,750	$53,750	$53,750	$70,950
Marion County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Mason County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Massac County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
McDonough County, IL	$55,350	$55,350	$55,350	$55,350	$73,050
Montgomery County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Morgan County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Moultrie County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Ogle County, IL	$58,700	$58,700	$58,700	$58,700	$77,500
Peoria, IL MSA	$61,500	$61,500	$61,500	$61,500	$81,200
Perry County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Pike County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Pope County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Pulaski County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Putnam County, IL	$67,300	$67,300	$67,300	$67,300	$88,850
Randolph County, IL	$54,300	$54,300	$54,300	$54,300	$71,700
Richland County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Rockford, IL MSA	$53,050	$53,050	$53,050	$53,050	$70,050
Saline County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Schuyler County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Scott County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Shelby County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Springfield, IL MSA	$62,800	$62,800	$62,800	$62,800	$82,900
St. Louis, MO-IL HUD Metro FMR Area	$65,050	$65,050	$65,050	$65,050	$85,850
Stephenson County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Union County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Wabash County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Warren County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Washington County, IL	$58,650	$58,650	$58,650	$58,650	$77,400
Wayne County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
White County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Whiteside County, IL	$53,050	$53,050	$53,050	$53,050	$70,050
Williamson County, IL HUD Metro FMR Area	$55,600	$55,600	$55,600	$55,600	$73,400

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Indiana USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Indiana

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Indiana aren’t the same thing as USDA Section 502 Guaranteed Loans in Indiana. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Indiana?

USDA Direct Loans in Indiana are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of IN is $56,303, although that figure may vary from county to county. The maximum yearly income limits for Indiana USDA Direct Loan approval are listed below. Other than meeting Indiana USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in IN are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in IN here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Indiana?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Indiana besides USDA Direct Loans. You can begin by researching Indiana USDA Guaranteed Loans, Indiana FHA Loans, and Indiana VA Loans if you’re a veteran in IN or qualified family member. You may also want to look into helpful programs for down payment assistance in Indiana.

Indiana USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Adams County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Anderson, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Blackford County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Bloomington, IN HUD Metro FMR Area	$59,050	$59,050	$59,050	$59,050	$77,950
Carroll County, IN HUD Metro FMR Area	$52,300	$52,300	$52,300	$52,300	$69,050
Cass County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Cincinnati, OH-KY-IN HUD Metro FMR Area	$65,050	$65,050	$65,050	$65,050	$85,850
Clinton County, IN	$52,700	$52,700	$52,700	$52,700	$69,550
Columbus, IN MSA	$57,750	$57,750	$57,750	$57,750	$76,250
Crawford County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Daviess County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Decatur County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
DeKalb County, IN	$52,700	$52,700	$52,700	$52,700	$69,550
Dubois County, IN	$60,100	$60,100	$60,100	$60,100	$79,350
Elkhart-Goshen, IN MSA	$53,750	$53,750	$53,750	$53,750	$70,950
Evansville, IN-KY MSA	$53,750	$53,750	$53,750	$53,750	$70,950
Fayette County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Fort Wayne, IN MSA	$55,050	$55,050	$55,050	$55,050	$72,650
Fountain County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Franklin County, IN	$57,050	$57,050	$57,050	$57,050	$75,300
Fulton County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Gary, IN HUD Metro FMR Area	$58,250	$58,250	$58,250	$58,250	$76,900
Gibson County, IN	$53,300	$53,300	$53,300	$53,300	$70,350
Grant County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Greene County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Henry County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Huntington County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Indianapolis-Carmel, IN HUD Metro FMR Area	$63,900	$63,900	$63,900	$63,900	$84,350
Jackson County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Jasper County, IN HUD Metro FMR Area	$56,900	$56,900	$56,900	$56,900	$75,100
Jay County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Jefferson County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Jennings County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Knox County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Kokomo, IN MSA	$52,150	$52,150	$52,150	$52,150	$68,850
Kosciusko County, IN	$53,200	$53,200	$53,200	$53,200	$70,200
Lafayette-West Lafayette, IN HUD Metro FMR Area	$56,300	$56,300	$56,300	$56,300	$74,300
LaGrange County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Lawrence County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Louisville, KY-IN HUD Metro FMR Area	$61,100	$61,100	$61,100	$61,100	$80,650
Marshall County, IN	$52,000	$52,000	$52,000	$52,000	$68,650
Martin County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Miami County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Michigan City-La Porte, IN MSA	$53,700	$53,700	$53,700	$53,700	$70,900
Montgomery County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Muncie, IN MSA	$51,600	$51,600	$51,600	$51,600	$68,100
Noble County, IN	$52,000	$52,000	$52,000	$52,000	$68,650
Orange County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Owen County, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Parke County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Perry County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Pike County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Pulaski County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Putnam County, IN HUD Metro FMR Area	$55,700	$55,700	$55,700	$55,700	$73,500
Randolph County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Ripley County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Rush County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Scott County, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
South Bend-Mishawaka, IN HUD Metro FMR Area	$52,500	$52,500	$52,500	$52,500	$69,300
Spencer County, IN	$56,400	$56,400	$56,400	$56,400	$74,450
Starke County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Steuben County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Sullivan County, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Switzerland County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Terre Haute, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Tipton County, IN	$54,950	$54,950	$54,950	$54,950	$72,550
Union County, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Wabash County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
Warren County, IN	$58,300	$58,300	$58,300	$58,300	$76,950
Washington County, IN HUD Metro FMR Area	$51,600	$51,600	$51,600	$51,600	$68,100
Wayne County, IN	$51,600	$51,600	$51,600	$51,600	$68,100
White County, IN	$52,300	$52,300	$52,300	$52,300	$69,050

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Iowa USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Iowa aren’t the same thing as USDA Section 502 Guaranteed Loans in Iowa. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Iowa?

USDA Direct Loans in Iowa are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of IA is $60,523, although that figure may vary from county to county. The maximum yearly income limits for Iowa USDA Direct Loan approval are listed below. Other than meeting Iowa USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in IA are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in IA here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Iowa?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Iowa besides USDA Direct Loans. You can begin by researching Iowa USDA Guaranteed Loans, Iowa FHA Loans, and Iowa VA Loans if you’re a veteran in IA or qualified family member. You may also want to look into helpful programs for down payment assistance in Iowa.

Iowa USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Adair County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Adams County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Allamakee County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Ames, IA MSA	$70,150	$70,150	$70,150	$70,150	$92,600
Appanoose County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Audubon County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Benton County, IA HUD Metro FMR Area	$66,150	$66,150	$66,150	$66,150	$87,300
Boone County, IA	$59,700	$59,700	$59,700	$59,700	$78,800
Bremer County, IA HUD Metro FMR Area	$68,800	$68,800	$68,800	$68,800	$90,800
Buchanan County, IA	$61,300	$61,300	$61,300	$61,300	$80,900
Buena Vista County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Butler County, IA	$56,100	$56,100	$56,100	$56,100	$74,050
Calhoun County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Carroll County, IA	$60,000	$60,000	$60,000	$60,000	$79,200
Cass County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Cedar County, IA	$61,600	$61,600	$61,600	$61,600	$81,300
Cedar Rapids, IA HUD Metro FMR Area	$71,450	$71,450	$71,450	$71,450	$94,300
Cerro Gordo County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Cherokee County, IA	$56,400	$56,400	$56,400	$56,400	$74,450
Chickasaw County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clarke County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clay County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clayton County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clinton County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Crawford County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Davenport-Moline-Rock Island, IA-IL MSA	$58,150	$58,150	$58,150	$58,150	$76,750
Davis County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Decatur County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Delaware County, IA	$60,700	$60,700	$60,700	$60,700	$80,100
Des Moines County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Des Moines-West Des Moines, IA MSA	$70,000	$70,000	$70,000	$70,000	$92,400
Dickinson County, IA	$63,200	$63,200	$63,200	$63,200	$83,400
Dubuque, IA MSA	$65,100	$65,100	$65,100	$65,100	$85,950
Emmet County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Fayette County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Floyd County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Franklin County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Fremont County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Greene County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Grundy County, IA SEA	$59,600	$59,600	$59,600	$59,600	$78,650
Hamilton County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Hancock County, IA	$56,150	$56,150	$56,150	$56,150	$74,100
Hardin County, IA	$58,300	$58,300	$58,300	$58,300	$76,950
Henry County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Howard County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Humboldt County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Ida County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Iowa City, IA HUD Metro FMR Area	$75,500	$75,500	$75,500	$75,500	$99,650
Iowa County, IA	$60,400	$60,400	$60,400	$60,400	$79,750
Jackson County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Jasper County, IA	$58,100	$58,100	$58,100	$58,100	$76,700
Jefferson County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Jones County, IA HUD Metro FMR Area	$58,900	$58,900	$58,900	$58,900	$77,750
Keokuk County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Kossuth County, IA	$56,700	$56,700	$56,700	$56,700	$74,850
Lee County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Louisa County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Lucas County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Lyon County, IA	$59,100	$59,100	$59,100	$59,100	$78,000
Mahaska County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Marion County, IA	$60,300	$60,300	$60,300	$60,300	$79,600
Marshall County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Mitchell County, IA	$55,750	$55,750	$55,750	$55,750	$73,600
Monona County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Monroe County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Montgomery County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Muscatine County, IA	$56,650	$56,650	$56,650	$56,650	$74,800
O'Brien County, IA	$57,200	$57,200	$57,200	$57,200	$75,500
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area	$68,800	$68,800	$68,800	$68,800	$90,800
Osceola County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Page County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Palo Alto County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Plymouth County, IA HUD Metro FMR Area	$60,950	$60,950	$60,950	$60,950	$80,450
Pocahontas County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Poweshiek County, IA	$57,050	$57,050	$57,050	$57,050	$75,300
Ringgold County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Sac County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Shelby County, IA	$57,450	$57,450	$57,450	$57,450	$75,850
Sioux City, IA-NE-SD HUD Metro FMR Area	$55,600	$55,600	$55,600	$55,600	$73,400
Sioux County, IA	$61,600	$61,600	$61,600	$61,600	$81,300
Tama County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Taylor County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Union County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Van Buren County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Wapello County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Washington County, IA HUD Metro FMR Area	$60,150	$60,150	$60,150	$60,150	$79,400
Waterloo-Cedar Falls, IA HUD Metro FMR Area	$59,600	$59,600	$59,600	$59,600	$78,650
Wayne County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Webster County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Winnebago County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Winneshiek County, IA	$60,900	$60,900	$60,900	$60,900	$80,400
Worth County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Wright County, IA	$55,500	$55,500	$55,500	$55,500	$73,250

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Kansas USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Kansas

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Kansas aren’t the same thing as USDA Section 502 Guaranteed Loans in Kansas. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Kansas?

USDA Direct Loans in Kansas are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of KS is $59,597, although that figure may vary from county to county. The maximum yearly income limits for Kansas USDA Direct Loan approval are listed below. Other than meeting Kansas USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in KS are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in KS here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Kansas?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Kansas besides USDA Direct Loans. You can begin by researching Kansas USDA Guaranteed Loans, Kansas FHA Loans, and Kansas VA Loans if you’re a veteran in KS or qualified family member. You may also want to look into helpful programs for down payment assistance in Kansas.

Kansas USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Allen County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Anderson County, KS	$49,900	$49,900	$49,900	$49,900	$65,850
Atchison County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Barber County, KS	$52,800	$52,800	$52,800	$52,800	$69,700
Barton County, KS	$50,500	$50,500	$50,500	$50,500	$66,650
Bourbon County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Brown County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Chase County, KS	$52,550	$52,550	$52,550	$52,550	$69,350
Chautauqua County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Cherokee County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Cheyenne County, KS	$51,700	$51,700	$51,700	$51,700	$68,250
Clark County, KS	$51,200	$51,200	$51,200	$51,200	$67,600
Clay County, KS	$53,850	$53,850	$53,850	$53,850	$71,100
Cloud County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Coffey County, KS	$59,600	$59,600	$59,600	$59,600	$78,650
Comanche County, KS	$49,850	$49,850	$49,850	$49,850	$65,800
Cowley County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Crawford County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Decatur County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Dickinson County, KS	$52,100	$52,100	$52,100	$52,100	$68,750
Edwards County, KS	$49,500	$49,500	$49,500	$49,500	$65,350
Elk County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Ellis County, KS	$58,400	$58,400	$58,400	$58,400	$77,100
Ellsworth County, KS	$54,700	$54,700	$54,700	$54,700	$72,200
Finney County, KS	$50,100	$50,100	$50,100	$50,100	$66,150
Ford County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Franklin County, KS	$55,500	$55,500	$55,500	$55,500	$73,250
Geary County, KS	$49,700	$49,700	$49,700	$49,700	$65,600
Gove County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Graham County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Grant County, KS	$54,400	$54,400	$54,400	$54,400	$71,800
Gray County, KS	$56,000	$56,000	$56,000	$56,000	$73,900
Greeley County, KS	$53,350	$53,350	$53,350	$53,350	$70,400
Greenwood County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Hamilton County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Harper County, KS	$50,650	$50,650	$50,650	$50,650	$66,850
Haskell County, KS	$54,100	$54,100	$54,100	$54,100	$71,400
Hodgeman County, KS	$60,800	$60,800	$60,800	$60,800	$80,250
Jewell County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Kansas City, MO-KS HUD Metro FMR Area	$66,150	$66,150	$66,150	$66,150	$87,300
Kearny County, KS	$51,750	$51,750	$51,750	$51,750	$68,300
Kingman County, KS HUD Metro FMR Area	$60,250	$60,250	$60,250	$60,250	$79,550
Kiowa County, KS	$52,550	$52,550	$52,550	$52,550	$69,350
Labette County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Lane County, KS	$56,250	$56,250	$56,250	$56,250	$74,250
Lawrence, KS MSA	$65,500	$65,500	$65,500	$65,500	$86,450
Lincoln County, KS	$54,250	$54,250	$54,250	$54,250	$71,600
Logan County, KS	$54,400	$54,400	$54,400	$54,400	$71,800
Lyon County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Marion County, KS	$52,900	$52,900	$52,900	$52,900	$69,850
Marshall County, KS	$53,200	$53,200	$53,200	$53,200	$70,200
McPherson County, KS	$58,800	$58,800	$58,800	$58,800	$77,600
Meade County, KS	$52,100	$52,100	$52,100	$52,100	$68,750
Mitchell County, KS	$54,250	$54,250	$54,250	$54,250	$71,600
Montgomery County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Morris County, KS	$49,900	$49,900	$49,900	$49,900	$65,850
Morton County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Nemaha County, KS	$59,700	$59,700	$59,700	$59,700	$78,800
Neosho County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Ness County, KS	$51,900	$51,900	$51,900	$51,900	$68,500
Norton County, KS	$52,400	$52,400	$52,400	$52,400	$69,150
Osborne County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Ottawa County, KS	$56,150	$56,150	$56,150	$56,150	$74,100
Pawnee County, KS	$51,900	$51,900	$51,900	$51,900	$68,500
Phillips County, KS	$50,250	$50,250	$50,250	$50,250	$66,350
Pottawatomie County, KS SEA	$63,500	$63,500	$63,500	$63,500	$83,800
Pratt County, KS	$52,800	$52,800	$52,800	$52,800	$69,700
Rawlins County, KS	$51,850	$51,850	$51,850	$51,850	$68,450
Reno County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Republic County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Rice County, KS	$53,050	$53,050	$53,050	$53,050	$70,050
Riley County, KS SEA	$63,500	$63,500	$63,500	$63,500	$83,800
Rooks County, KS	$51,050	$51,050	$51,050	$51,050	$67,400
Rush County, KS	$51,450	$51,450	$51,450	$51,450	$67,900
Russell County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Saline County, KS	$52,100	$52,100	$52,100	$52,100	$68,750
Scott County, KS	$55,300	$55,300	$55,300	$55,300	$73,000
Seward County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Sheridan County, KS	$54,300	$54,300	$54,300	$54,300	$71,700
Sherman County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Smith County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
St. Joseph, MO-KS MSA	$51,450	$51,450	$51,450	$51,450	$67,900
Stafford County, KS	$53,050	$53,050	$53,050	$53,050	$70,050
Stanton County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Stevens County, KS	$53,350	$53,350	$53,350	$53,350	$70,400
Sumner County, KS HUD Metro FMR Area	$56,000	$56,000	$56,000	$56,000	$73,900
Thomas County, KS	$59,600	$59,600	$59,600	$59,600	$78,650
Topeka, KS MSA	$60,300	$60,300	$60,300	$60,300	$79,600
Trego County, KS	$56,250	$56,250	$56,250	$56,250	$74,250
Wallace County, KS	$63,500	$63,500	$63,500	$63,500	$83,800
Washington County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Wichita County, KS	$51,750	$51,750	$51,750	$51,750	$68,300
Wichita, KS HUD Metro FMR Area	$58,300	$58,300	$58,300	$58,300	$76,950
Wilson County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Woodson County, KS	$49,200	$49,200	$49,200	$49,200	$64,950

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

home loans for low income usda direct loan usda direct loan income limits usda direct loan limits usda loans

Kentucky USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Kentucky

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Kentucky aren’t the same thing as USDA Section 502 Guaranteed Loans in Kentucky. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Kentucky?

USDA Direct Loans in Kentucky are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of KY is $50,589, although that figure may vary from county to county. The maximum yearly income limits for Kentucky USDA Direct Loan approval are listed below. Other than meeting Kentucky USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in KY are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in KY here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Kentucky?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Kentucky besides USDA Direct Loans. You can begin by researching Kentucky USDA Guaranteed Loans, Kentucky FHA Loans, and Kentucky VA Loans if you’re a veteran in KY or qualified family member. You may also want to look into helpful programs for down payment assistance in Kentucky.

Kentucky USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Adair County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Allen County, KY HUD Metro FMR Area	$44,900	$44,900	$44,900	$44,900	$59,250
Anderson County, KY	$55,500	$55,500	$55,500	$55,500	$73,250
Ballard County, KY	$48,250	$48,250	$48,250	$48,250	$63,700
Barren County, KY	$42,100	$42,100	$42,100	$42,100	$55,550
Bath County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Bell County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Bowling Green, KY HUD Metro FMR Area	$49,600	$49,600	$49,600	$49,600	$65,450
Boyle County, KY	$45,200	$45,200	$45,200	$45,200	$59,650
Breathitt County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Breckinridge County, KY	$47,600	$47,600	$47,600	$47,600	$62,850
Butler County, KY HUD Metro FMR Area	$40,950	$40,950	$40,950	$40,950	$54,050
Caldwell County, KY	$43,750	$43,750	$43,750	$43,750	$57,750
Calloway County, KY	$47,450	$47,450	$47,450	$47,450	$62,650
Carlisle County, KY	$44,300	$44,300	$44,300	$44,300	$58,500
Carroll County, KY	$45,600	$45,600	$45,600	$45,600	$60,200
Carter County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Casey County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Cincinnati, OH-KY-IN HUD Metro FMR Area	$65,050	$65,050	$65,050	$65,050	$85,850
Clarksville, TN-KY MSA	$48,700	$48,700	$48,700	$48,700	$64,300
Clay County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Clinton County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Crittenden County, KY	$44,650	$44,650	$44,650	$44,650	$58,950
Cumberland County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Elizabethtown, KY HUD Metro FMR Area	$54,100	$54,100	$54,100	$54,100	$71,400
Elliott County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Estill County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Evansville, IN-KY MSA	$53,750	$53,750	$53,750	$53,750	$70,950
Fleming County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Floyd County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Franklin County, KY	$54,550	$54,550	$54,550	$54,550	$72,000
Fulton County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Garrard County, KY	$47,750	$47,750	$47,750	$47,750	$63,050
Grant County, KY HUD Metro FMR Area	$44,550	$44,550	$44,550	$44,550	$58,800
Graves County, KY	$44,900	$44,900	$44,900	$44,900	$59,250
Grayson County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Green County, KY	$41,350	$41,350	$41,350	$41,350	$54,600
Harlan County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Harrison County, KY	$44,950	$44,950	$44,950	$44,950	$59,350
Hart County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Hickman County, KY	$44,700	$44,700	$44,700	$44,700	$59,000
Hopkins County, KY	$47,350	$47,350	$47,350	$47,350	$62,500
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area	$45,100	$45,100	$45,100	$45,100	$59,550
Jackson County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Johnson County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Knott County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Knox County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Laurel County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lawrence County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lee County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Leslie County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Letcher County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lewis County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lexington-Fayette, KY MSA	$59,600	$59,600	$59,600	$59,600	$78,650
Lincoln County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Livingston County, KY	$45,300	$45,300	$45,300	$45,300	$59,800
Logan County, KY	$44,150	$44,150	$44,150	$44,150	$58,300
Louisville, KY-IN HUD Metro FMR Area	$61,100	$61,100	$61,100	$61,100	$80,650
Lyon County, KY	$50,950	$50,950	$50,950	$50,950	$67,250
Madison County, KY	$52,700	$52,700	$52,700	$52,700	$69,550
Magoffin County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Marion County, KY	$41,600	$41,600	$41,600	$41,600	$54,900
Marshall County, KY	$49,050	$49,050	$49,050	$49,050	$64,750
Martin County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Mason County, KY	$42,800	$42,800	$42,800	$42,800	$56,500
McCracken County, KY	$48,650	$48,650	$48,650	$48,650	$64,200
McCreary County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Meade County, KY HUD Metro FMR Area	$48,950	$48,950	$48,950	$48,950	$64,600
Menifee County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Mercer County, KY	$50,550	$50,550	$50,550	$50,550	$66,750
Metcalfe County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Monroe County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Montgomery County, KY	$41,500	$41,500	$41,500	$41,500	$54,800
Morgan County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Muhlenberg County, KY	$44,650	$44,650	$44,650	$44,650	$58,950
Nelson County, KY	$52,900	$52,900	$52,900	$52,900	$69,850
Nicholas County, KY	$41,600	$41,600	$41,600	$41,600	$54,900
Ohio County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Owen County, KY	$49,900	$49,900	$49,900	$49,900	$65,850
Owensboro, KY MSA	$54,800	$54,800	$54,800	$54,800	$72,350
Owsley County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Perry County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Pike County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Powell County, KY	$41,350	$41,350	$41,350	$41,350	$54,600
Pulaski County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Robertson County, KY	$41,500	$41,500	$41,500	$41,500	$54,800
Rockcastle County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Rowan County, KY	$42,700	$42,700	$42,700	$42,700	$56,350
Russell County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Shelby County, KY HUD Metro FMR Area	$60,950	$60,950	$60,950	$60,950	$80,450
Simpson County, KY	$44,800	$44,800	$44,800	$44,800	$59,150
Spencer County, KY SEA	$61,100	$61,100	$61,100	$61,100	$80,650
Taylor County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Todd County, KY	$43,300	$43,300	$43,300	$43,300	$57,150
Union County, KY	$44,650	$44,650	$44,650	$44,650	$58,950
Washington County, KY	$45,100	$45,100	$45,100	$45,100	$59,550
Wayne County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Webster County, KY	$51,050	$51,050	$51,050	$51,050	$67,400
Whitley County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Wolfe County, KY	$40,950	$40,950	$40,950	$40,950	$54,050

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