home loans for low income Archives

Alabama USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Alabama

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Alabama aren’t the same thing as USDA Section 502 Guaranteed Loans in Alabama. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Alabama?

USDA Direct Loans in Alabama are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of AL is $50,536, although that figure may vary from county to county. The maximum yearly income limits for Alabama USDA Direct Loan approval are listed below. Other than meeting Alabama USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in AL are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in AL here.

How much can I borrow with a USDA Direct Home Loan?

The size of the mortgage that an applicant’s eligible for depends on their ability to repay. Rural Development takes into account income, assets, debt, and payment assistance when weighing eligibility for USDA Direct home loans. No matter what the repayment ability is, you can’t borrow more than the local loan limit for the county where the home is located.

Are there other mortgage options with low down payment or no down payment in Alabama?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Alabama besides USDA Direct Loans. You can begin by researching Alabama USDA Guaranteed Loans, Alabama FHA Loans, and Alabama VA Loans if you’re a veteran in AL or qualified family member. You may also want to look into helpful programs for down payment assistance in Alabama.

Alabama USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Anniston-Oxford-Jacksonville, AL MSA	$44,950	$44,950	$44,950	$44,950	$59,350
Auburn-Opelika, AL MSA	$56,900	$56,900	$56,900	$56,900	$75,100
Barbour County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Birmingham-Hoover, AL HUD Metro FMR Area	$59,500	$59,500	$59,500	$59,500	$78,550
Bullock County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Butler County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Chambers County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Cherokee County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Chilton County, AL HUD Metro FMR Area	$44,250	$44,250	$44,250	$44,250	$58,400
Choctaw County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Clarke County, AL	$42,700	$42,700	$42,700	$42,700	$56,350
Clay County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Cleburne County, AL	$42,300	$42,300	$42,300	$42,300	$55,850
Coffee County, AL	$52,700	$52,700	$52,700	$52,700	$69,550
Columbus, GA-AL MSA	$47,700	$47,700	$47,700	$47,700	$62,950
Conecuh County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Coosa County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Covington County, AL	$42,300	$42,300	$42,300	$42,300	$55,850
Crenshaw County, AL	$42,700	$42,700	$42,700	$42,700	$56,350
Cullman County, AL	$42,500	$42,500	$42,500	$42,500	$56,100
Dale County, AL	$47,600	$47,600	$47,600	$47,600	$62,850
Dallas County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Daphne-Fairhope-Foley, AL MSA	$60,250	$60,250	$60,250	$60,250	$79,550
Decatur, AL MSA	$50,250	$50,250	$50,250	$50,250	$66,350
DeKalb County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Dothan, AL HUD Metro FMR Area	$45,900	$45,900	$45,900	$45,900	$60,600
Escambia County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Fayette County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Florence-Muscle Shoals, AL MSA	$50,550	$50,550	$50,550	$50,550	$66,750
Franklin County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Gadsden, AL MSA	$45,700	$45,700	$45,700	$45,700	$60,300
Greene County, AL	$45,200	$45,200	$45,200	$45,200	$59,650
Henry County, AL HUD Metro FMR Area	$46,650	$46,650	$46,650	$46,650	$61,600
Huntsville, AL MSA	$67,900	$67,900	$67,900	$67,900	$89,650
Jackson County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Lamar County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Macon County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Marengo County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Marion County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Marshall County, AL	$43,750	$43,750	$43,750	$43,750	$57,750
Mobile, AL MSA	$48,500	$48,500	$48,500	$48,500	$64,000
Monroe County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Montgomery, AL MSA	$52,700	$52,700	$52,700	$52,700	$69,550
Perry County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Pickens County, AL HUD Metro FMR Area	$41,200	$41,200	$41,200	$41,200	$54,400
Pike County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Randolph County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Sumter County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Talladega County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Tallapoosa County, AL	$42,950	$42,950	$42,950	$42,950	$56,700
Tuscaloosa, AL HUD Metro FMR Area	$53,500	$53,500	$53,500	$53,500	$70,600
Walker County, AL HUD Metro FMR Area	$41,350	$41,350	$41,350	$41,350	$54,600
Washington County, AL	$45,350	$45,350	$45,350	$45,350	$59,850
Wilcox County, AL	$41,200	$41,200	$41,200	$41,200	$54,400
Winston County, AL	$41,200	$41,200	$41,200	$41,200	$54,400

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Maximum Applicant Income
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Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
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Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

Alaska USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Alaska

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Alaska aren’t the same thing as USDA Section 502 Guaranteed Loans in Alaska. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Alaska?

USDA Direct Loans in Alaska are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of AK is $77,640, although that figure may vary from county to county. The maximum yearly income limits for Alaska USDA Direct Loan approval are listed below. Other than meeting Alaska USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in AK are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in AK here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Alaska?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Alaska besides USDA Direct Loans. You can begin by researching Alaska USDA Guaranteed Loans, Alaska FHA Loans, and Alaska VA Loans if you’re a veteran in AK or qualified family member. You may also want to look into helpful programs for down payment assistance in Alaska.

Alaska USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Aleutians East Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Aleutians East Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Aleutians West Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Aleutians West Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Anchorage, AK MSA - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Anchorage, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Bethel Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Bethel Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Bristol Bay Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Bristol Bay Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Denali Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Denali Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Dillingham Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Dillingham Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Fairbanks, AK MSA - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Fairbanks, AK MSA - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Haines Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Haines Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Hoonah-Angoon Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Hoonah-Angoon Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Juneau City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Juneau City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Kenai Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Kenai Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Ketchikan Gateway Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Ketchikan Gateway Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Kodiak Island Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Kodiak Island Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Kusilvak Census Area - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Kusilvak Census Area - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Lake and Peninsula Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Lake and Peninsula Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Matanuska-Susitna Borough, AK HUD Metro FMR Area - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Nome Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Nome Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
North Slope Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
North Slope Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Northwest Arctic Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Northwest Arctic Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Petersburg Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Petersburg Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Prince of Wales-Hyder Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Prince of Wales-Hyder Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Sitka City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Sitka City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Skagway Municipality, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Skagway Municipality, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Southeast Fairbanks Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Southeast Fairbanks Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Valdez-Cordova Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Valdez-Cordova Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Wrangell City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Wrangell City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Yakutat City and Borough, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Yakutat City and Borough, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900
Yukon-Koyukuk Census Area, AK - AREAS WITH A ROAD SYSTEM (115%)	$76,750	$76,750	$76,750	$76,750	$101,300
Yukon-Koyukuk Census Area, AK - AREAS WITHOUT A ROAD SYSTEM (150%)	$119,650	$119,650	$119,650	$119,650	$157,900

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

home loans for low income usda direct loan usda direct loan income limits usda direct loan limits usda loans

Iowa USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Iowa aren’t the same thing as USDA Section 502 Guaranteed Loans in Iowa. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Iowa?

USDA Direct Loans in Iowa are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of IA is $60,523, although that figure may vary from county to county. The maximum yearly income limits for Iowa USDA Direct Loan approval are listed below. Other than meeting Iowa USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in IA are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in IA here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Iowa?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Iowa besides USDA Direct Loans. You can begin by researching Iowa USDA Guaranteed Loans, Iowa FHA Loans, and Iowa VA Loans if you’re a veteran in IA or qualified family member. You may also want to look into helpful programs for down payment assistance in Iowa.

Iowa USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Adair County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Adams County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Allamakee County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Ames, IA MSA	$70,150	$70,150	$70,150	$70,150	$92,600
Appanoose County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Audubon County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Benton County, IA HUD Metro FMR Area	$66,150	$66,150	$66,150	$66,150	$87,300
Boone County, IA	$59,700	$59,700	$59,700	$59,700	$78,800
Bremer County, IA HUD Metro FMR Area	$68,800	$68,800	$68,800	$68,800	$90,800
Buchanan County, IA	$61,300	$61,300	$61,300	$61,300	$80,900
Buena Vista County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Butler County, IA	$56,100	$56,100	$56,100	$56,100	$74,050
Calhoun County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Carroll County, IA	$60,000	$60,000	$60,000	$60,000	$79,200
Cass County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Cedar County, IA	$61,600	$61,600	$61,600	$61,600	$81,300
Cedar Rapids, IA HUD Metro FMR Area	$71,450	$71,450	$71,450	$71,450	$94,300
Cerro Gordo County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Cherokee County, IA	$56,400	$56,400	$56,400	$56,400	$74,450
Chickasaw County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clarke County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clay County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clayton County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Clinton County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Crawford County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Davenport-Moline-Rock Island, IA-IL MSA	$58,150	$58,150	$58,150	$58,150	$76,750
Davis County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Decatur County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Delaware County, IA	$60,700	$60,700	$60,700	$60,700	$80,100
Des Moines County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Des Moines-West Des Moines, IA MSA	$70,000	$70,000	$70,000	$70,000	$92,400
Dickinson County, IA	$63,200	$63,200	$63,200	$63,200	$83,400
Dubuque, IA MSA	$65,100	$65,100	$65,100	$65,100	$85,950
Emmet County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Fayette County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Floyd County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Franklin County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Fremont County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Greene County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Grundy County, IA SEA	$59,600	$59,600	$59,600	$59,600	$78,650
Hamilton County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Hancock County, IA	$56,150	$56,150	$56,150	$56,150	$74,100
Hardin County, IA	$58,300	$58,300	$58,300	$58,300	$76,950
Henry County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Howard County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Humboldt County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Ida County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Iowa City, IA HUD Metro FMR Area	$75,500	$75,500	$75,500	$75,500	$99,650
Iowa County, IA	$60,400	$60,400	$60,400	$60,400	$79,750
Jackson County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Jasper County, IA	$58,100	$58,100	$58,100	$58,100	$76,700
Jefferson County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Jones County, IA HUD Metro FMR Area	$58,900	$58,900	$58,900	$58,900	$77,750
Keokuk County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Kossuth County, IA	$56,700	$56,700	$56,700	$56,700	$74,850
Lee County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Louisa County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Lucas County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Lyon County, IA	$59,100	$59,100	$59,100	$59,100	$78,000
Mahaska County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Marion County, IA	$60,300	$60,300	$60,300	$60,300	$79,600
Marshall County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Mitchell County, IA	$55,750	$55,750	$55,750	$55,750	$73,600
Monona County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Monroe County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Montgomery County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Muscatine County, IA	$56,650	$56,650	$56,650	$56,650	$74,800
O'Brien County, IA	$57,200	$57,200	$57,200	$57,200	$75,500
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area	$68,800	$68,800	$68,800	$68,800	$90,800
Osceola County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Page County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Palo Alto County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Plymouth County, IA HUD Metro FMR Area	$60,950	$60,950	$60,950	$60,950	$80,450
Pocahontas County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Poweshiek County, IA	$57,050	$57,050	$57,050	$57,050	$75,300
Ringgold County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Sac County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Shelby County, IA	$57,450	$57,450	$57,450	$57,450	$75,850
Sioux City, IA-NE-SD HUD Metro FMR Area	$55,600	$55,600	$55,600	$55,600	$73,400
Sioux County, IA	$61,600	$61,600	$61,600	$61,600	$81,300
Tama County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Taylor County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Union County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Van Buren County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Wapello County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Washington County, IA HUD Metro FMR Area	$60,150	$60,150	$60,150	$60,150	$79,400
Waterloo-Cedar Falls, IA HUD Metro FMR Area	$59,600	$59,600	$59,600	$59,600	$78,650
Wayne County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Webster County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Winnebago County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Winneshiek County, IA	$60,900	$60,900	$60,900	$60,900	$80,400
Worth County, IA	$55,500	$55,500	$55,500	$55,500	$73,250
Wright County, IA	$55,500	$55,500	$55,500	$55,500	$73,250

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Kansas USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Kansas

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Kansas aren’t the same thing as USDA Section 502 Guaranteed Loans in Kansas. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Kansas?

USDA Direct Loans in Kansas are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of KS is $59,597, although that figure may vary from county to county. The maximum yearly income limits for Kansas USDA Direct Loan approval are listed below. Other than meeting Kansas USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in KS are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in KS here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Kansas?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Kansas besides USDA Direct Loans. You can begin by researching Kansas USDA Guaranteed Loans, Kansas FHA Loans, and Kansas VA Loans if you’re a veteran in KS or qualified family member. You may also want to look into helpful programs for down payment assistance in Kansas.

Kansas USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Allen County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Anderson County, KS	$49,900	$49,900	$49,900	$49,900	$65,850
Atchison County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Barber County, KS	$52,800	$52,800	$52,800	$52,800	$69,700
Barton County, KS	$50,500	$50,500	$50,500	$50,500	$66,650
Bourbon County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Brown County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Chase County, KS	$52,550	$52,550	$52,550	$52,550	$69,350
Chautauqua County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Cherokee County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Cheyenne County, KS	$51,700	$51,700	$51,700	$51,700	$68,250
Clark County, KS	$51,200	$51,200	$51,200	$51,200	$67,600
Clay County, KS	$53,850	$53,850	$53,850	$53,850	$71,100
Cloud County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Coffey County, KS	$59,600	$59,600	$59,600	$59,600	$78,650
Comanche County, KS	$49,850	$49,850	$49,850	$49,850	$65,800
Cowley County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Crawford County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Decatur County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Dickinson County, KS	$52,100	$52,100	$52,100	$52,100	$68,750
Edwards County, KS	$49,500	$49,500	$49,500	$49,500	$65,350
Elk County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Ellis County, KS	$58,400	$58,400	$58,400	$58,400	$77,100
Ellsworth County, KS	$54,700	$54,700	$54,700	$54,700	$72,200
Finney County, KS	$50,100	$50,100	$50,100	$50,100	$66,150
Ford County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Franklin County, KS	$55,500	$55,500	$55,500	$55,500	$73,250
Geary County, KS	$49,700	$49,700	$49,700	$49,700	$65,600
Gove County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Graham County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Grant County, KS	$54,400	$54,400	$54,400	$54,400	$71,800
Gray County, KS	$56,000	$56,000	$56,000	$56,000	$73,900
Greeley County, KS	$53,350	$53,350	$53,350	$53,350	$70,400
Greenwood County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Hamilton County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Harper County, KS	$50,650	$50,650	$50,650	$50,650	$66,850
Haskell County, KS	$54,100	$54,100	$54,100	$54,100	$71,400
Hodgeman County, KS	$60,800	$60,800	$60,800	$60,800	$80,250
Jewell County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Kansas City, MO-KS HUD Metro FMR Area	$66,150	$66,150	$66,150	$66,150	$87,300
Kearny County, KS	$51,750	$51,750	$51,750	$51,750	$68,300
Kingman County, KS HUD Metro FMR Area	$60,250	$60,250	$60,250	$60,250	$79,550
Kiowa County, KS	$52,550	$52,550	$52,550	$52,550	$69,350
Labette County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Lane County, KS	$56,250	$56,250	$56,250	$56,250	$74,250
Lawrence, KS MSA	$65,500	$65,500	$65,500	$65,500	$86,450
Lincoln County, KS	$54,250	$54,250	$54,250	$54,250	$71,600
Logan County, KS	$54,400	$54,400	$54,400	$54,400	$71,800
Lyon County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Marion County, KS	$52,900	$52,900	$52,900	$52,900	$69,850
Marshall County, KS	$53,200	$53,200	$53,200	$53,200	$70,200
McPherson County, KS	$58,800	$58,800	$58,800	$58,800	$77,600
Meade County, KS	$52,100	$52,100	$52,100	$52,100	$68,750
Mitchell County, KS	$54,250	$54,250	$54,250	$54,250	$71,600
Montgomery County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Morris County, KS	$49,900	$49,900	$49,900	$49,900	$65,850
Morton County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Nemaha County, KS	$59,700	$59,700	$59,700	$59,700	$78,800
Neosho County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Ness County, KS	$51,900	$51,900	$51,900	$51,900	$68,500
Norton County, KS	$52,400	$52,400	$52,400	$52,400	$69,150
Osborne County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Ottawa County, KS	$56,150	$56,150	$56,150	$56,150	$74,100
Pawnee County, KS	$51,900	$51,900	$51,900	$51,900	$68,500
Phillips County, KS	$50,250	$50,250	$50,250	$50,250	$66,350
Pottawatomie County, KS SEA	$63,500	$63,500	$63,500	$63,500	$83,800
Pratt County, KS	$52,800	$52,800	$52,800	$52,800	$69,700
Rawlins County, KS	$51,850	$51,850	$51,850	$51,850	$68,450
Reno County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Republic County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Rice County, KS	$53,050	$53,050	$53,050	$53,050	$70,050
Riley County, KS SEA	$63,500	$63,500	$63,500	$63,500	$83,800
Rooks County, KS	$51,050	$51,050	$51,050	$51,050	$67,400
Rush County, KS	$51,450	$51,450	$51,450	$51,450	$67,900
Russell County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Saline County, KS	$52,100	$52,100	$52,100	$52,100	$68,750
Scott County, KS	$55,300	$55,300	$55,300	$55,300	$73,000
Seward County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Sheridan County, KS	$54,300	$54,300	$54,300	$54,300	$71,700
Sherman County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Smith County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
St. Joseph, MO-KS MSA	$51,450	$51,450	$51,450	$51,450	$67,900
Stafford County, KS	$53,050	$53,050	$53,050	$53,050	$70,050
Stanton County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Stevens County, KS	$53,350	$53,350	$53,350	$53,350	$70,400
Sumner County, KS HUD Metro FMR Area	$56,000	$56,000	$56,000	$56,000	$73,900
Thomas County, KS	$59,600	$59,600	$59,600	$59,600	$78,650
Topeka, KS MSA	$60,300	$60,300	$60,300	$60,300	$79,600
Trego County, KS	$56,250	$56,250	$56,250	$56,250	$74,250
Wallace County, KS	$63,500	$63,500	$63,500	$63,500	$83,800
Washington County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Wichita County, KS	$51,750	$51,750	$51,750	$51,750	$68,300
Wichita, KS HUD Metro FMR Area	$58,300	$58,300	$58,300	$58,300	$76,950
Wilson County, KS	$49,200	$49,200	$49,200	$49,200	$64,950
Woodson County, KS	$49,200	$49,200	$49,200	$49,200	$64,950

More USDA Loan Resources

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)
All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs
USDA Loan Calculator

More USDA Direct Loan Limits

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Kentucky USDA Direct Loan Income Limits – Low Income Loans

By Spencer Llewellyn at 12:41 am on January 5, 2023

USDA Direct Loan Income Limits in Kentucky

The Section 502 Direct Loan Program, also known as USDA Direct Loans, is a program that aids low and very-low-income individuals purchase decent healthy, safe and clean housing in eligible rural areas. That’s accomplished though offering payment assistance which boosts a borrower’s capacity to repay. This payment assistance can be described as a form of subsidy that lowers the mortgage repayment for a brief period, and the amount of assistance is contingent upon the adjusted family income. USDA Section 502 Direct Loans in Kentucky aren’t the same thing as USDA Section 502 Guaranteed Loans in Kentucky. The USDA Guaranteed Loan Program is more popular and accommodates a wider range of applicant incomes.

Can I get a USDA Direct Loan in Kentucky?

USDA Direct Loans in Kentucky are low income loans that can be used to purchase homes in rural areas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI). Like other rural housing loan programs, USDA Direct Loans are a mortgage with no down payment. The median income for the entire state of KY is $50,589, although that figure may vary from county to county. The maximum yearly income limits for Kentucky USDA Direct Loan approval are listed below. Other than meeting Kentucky USDA Direct Loan income limits, applicants must adhere to the following criteria to be eligible:

You have no decent clean, safe, and sanitary housing presently.
You can’t be able to get a mortgage from another source with terms and conditions that could reasonably expected to be met.
You must use this property for your primary residence.
You must possess the legal capacity to be able to contract a loan
You must meet citizenship or eligible noncitizen requirements.
You can’t be barred or suspended from participation in federal programs.

Additionally, the subject property must meet the following conditions:

Be a modestly sized home for that area.
Market value can’t be in excess of the areas applicable loan limit.
Can’t be designed for the production of income.

What areas in KY are eligible for USDA Direct Loans?

The property in question must be in an approved rural area. USDA Rural Development provides a webpage where you can search specific addresses in KY here.

How much can I borrow with a USDA Direct Home Loan?

Are there other mortgage options with low down payment or no down payment in Kentucky?

Yes, there may be other low down payment mortgage options, and no down payment mortgage options in Kentucky besides USDA Direct Loans. You can begin by researching Kentucky USDA Guaranteed Loans, Kentucky FHA Loans, and Kentucky VA Loans if you’re a veteran in KY or qualified family member. You may also want to look into helpful programs for down payment assistance in Kentucky.

Kentucky USDA Direct Loan Maximum Income Limits

Area	1 Person	2 Person	3 Person	4 Person	5 Person
Adair County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Allen County, KY HUD Metro FMR Area	$44,900	$44,900	$44,900	$44,900	$59,250
Anderson County, KY	$55,500	$55,500	$55,500	$55,500	$73,250
Ballard County, KY	$48,250	$48,250	$48,250	$48,250	$63,700
Barren County, KY	$42,100	$42,100	$42,100	$42,100	$55,550
Bath County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Bell County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Bowling Green, KY HUD Metro FMR Area	$49,600	$49,600	$49,600	$49,600	$65,450
Boyle County, KY	$45,200	$45,200	$45,200	$45,200	$59,650
Breathitt County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Breckinridge County, KY	$47,600	$47,600	$47,600	$47,600	$62,850
Butler County, KY HUD Metro FMR Area	$40,950	$40,950	$40,950	$40,950	$54,050
Caldwell County, KY	$43,750	$43,750	$43,750	$43,750	$57,750
Calloway County, KY	$47,450	$47,450	$47,450	$47,450	$62,650
Carlisle County, KY	$44,300	$44,300	$44,300	$44,300	$58,500
Carroll County, KY	$45,600	$45,600	$45,600	$45,600	$60,200
Carter County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Casey County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Cincinnati, OH-KY-IN HUD Metro FMR Area	$65,050	$65,050	$65,050	$65,050	$85,850
Clarksville, TN-KY MSA	$48,700	$48,700	$48,700	$48,700	$64,300
Clay County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Clinton County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Crittenden County, KY	$44,650	$44,650	$44,650	$44,650	$58,950
Cumberland County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Elizabethtown, KY HUD Metro FMR Area	$54,100	$54,100	$54,100	$54,100	$71,400
Elliott County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Estill County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Evansville, IN-KY MSA	$53,750	$53,750	$53,750	$53,750	$70,950
Fleming County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Floyd County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Franklin County, KY	$54,550	$54,550	$54,550	$54,550	$72,000
Fulton County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Garrard County, KY	$47,750	$47,750	$47,750	$47,750	$63,050
Grant County, KY HUD Metro FMR Area	$44,550	$44,550	$44,550	$44,550	$58,800
Graves County, KY	$44,900	$44,900	$44,900	$44,900	$59,250
Grayson County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Green County, KY	$41,350	$41,350	$41,350	$41,350	$54,600
Harlan County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Harrison County, KY	$44,950	$44,950	$44,950	$44,950	$59,350
Hart County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Hickman County, KY	$44,700	$44,700	$44,700	$44,700	$59,000
Hopkins County, KY	$47,350	$47,350	$47,350	$47,350	$62,500
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area	$45,100	$45,100	$45,100	$45,100	$59,550
Jackson County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Johnson County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Knott County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Knox County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Laurel County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lawrence County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lee County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Leslie County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Letcher County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lewis County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Lexington-Fayette, KY MSA	$59,600	$59,600	$59,600	$59,600	$78,650
Lincoln County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Livingston County, KY	$45,300	$45,300	$45,300	$45,300	$59,800
Logan County, KY	$44,150	$44,150	$44,150	$44,150	$58,300
Louisville, KY-IN HUD Metro FMR Area	$61,100	$61,100	$61,100	$61,100	$80,650
Lyon County, KY	$50,950	$50,950	$50,950	$50,950	$67,250
Madison County, KY	$52,700	$52,700	$52,700	$52,700	$69,550
Magoffin County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Marion County, KY	$41,600	$41,600	$41,600	$41,600	$54,900
Marshall County, KY	$49,050	$49,050	$49,050	$49,050	$64,750
Martin County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Mason County, KY	$42,800	$42,800	$42,800	$42,800	$56,500
McCracken County, KY	$48,650	$48,650	$48,650	$48,650	$64,200
McCreary County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Meade County, KY HUD Metro FMR Area	$48,950	$48,950	$48,950	$48,950	$64,600
Menifee County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Mercer County, KY	$50,550	$50,550	$50,550	$50,550	$66,750
Metcalfe County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Monroe County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Montgomery County, KY	$41,500	$41,500	$41,500	$41,500	$54,800
Morgan County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Muhlenberg County, KY	$44,650	$44,650	$44,650	$44,650	$58,950
Nelson County, KY	$52,900	$52,900	$52,900	$52,900	$69,850
Nicholas County, KY	$41,600	$41,600	$41,600	$41,600	$54,900
Ohio County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Owen County, KY	$49,900	$49,900	$49,900	$49,900	$65,850
Owensboro, KY MSA	$54,800	$54,800	$54,800	$54,800	$72,350
Owsley County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Perry County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Pike County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Powell County, KY	$41,350	$41,350	$41,350	$41,350	$54,600
Pulaski County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Robertson County, KY	$41,500	$41,500	$41,500	$41,500	$54,800
Rockcastle County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Rowan County, KY	$42,700	$42,700	$42,700	$42,700	$56,350
Russell County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Shelby County, KY HUD Metro FMR Area	$60,950	$60,950	$60,950	$60,950	$80,450
Simpson County, KY	$44,800	$44,800	$44,800	$44,800	$59,150
Spencer County, KY SEA	$61,100	$61,100	$61,100	$61,100	$80,650
Taylor County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Todd County, KY	$43,300	$43,300	$43,300	$43,300	$57,150
Union County, KY	$44,650	$44,650	$44,650	$44,650	$58,950
Washington County, KY	$45,100	$45,100	$45,100	$45,100	$59,550
Wayne County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Webster County, KY	$51,050	$51,050	$51,050	$51,050	$67,400
Whitley County, KY	$40,950	$40,950	$40,950	$40,950	$54,050
Wolfe County, KY	$40,950	$40,950	$40,950	$40,950	$54,050

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