What are FHA Loan Limits in Florida?
FHA loans are a low down payment mortgage program and Florida FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA Loan Florida limits are set above the floor amount of $275,665 across roughly half the state.
Florida FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALACHUA | GAINESVILLE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| BAKER | JACKSONVILLE, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| BAY | PANAMA CITY, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| BRADFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BREVARD | PALM BAY-MELBOURNE-TITUSVILLE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWARD | MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| CALHOUN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHARLOTTE | PUNTA GORDA, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| CITRUS | HOMOSASSA SPRINGS, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | JACKSONVILLE, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| COLLIER | NAPLES-MARCO ISLAND, FL | $450,800 | $577,100 | $697,600 | $866,950 |
| COLUMBIA | LAKE CITY, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| DESOTO | ARCADIA, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| DIXIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DUVAL | JACKSONVILLE, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| ESCAMBIA | PENSACOLA-FERRY PASS-BRENT, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| FLAGLER | DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GADSDEN | TALLAHASSEE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| GILCHRIST | GAINESVILLE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| GLADES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GULF | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDEE | WAUCHULA, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| HENDRY | CLEWISTON, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| HERNANDO | TAMPA-ST. PETERSBURG-CLEARWATER, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| HIGHLANDS | SEBRING-AVON PARK, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| HILLSBOROUGH | TAMPA-ST. PETERSBURG-CLEARWATER, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| HOLMES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| INDIAN RIVER | SEBASTIAN-VERO BEACH, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | TALLAHASSEE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| LAFAYETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | ORLANDO-KISSIMMEE-SANFORD, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | CAPE CORAL-FORT MYERS, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| LEON | TALLAHASSEE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| LEVY | GAINESVILLE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| LIBERTY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MANATEE | NORTH PORT-SARASOTA-BRADENTON, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | OCALA, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | PORT ST. LUCIE, FL | $350,750 | $449,000 | $542,750 | $674,500 |
| MIAMI-DADE | MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| MONROE | KEY WEST, FL | $552,000 | $706,650 | $854,200 | $1,061,550 |
| NASSAU | JACKSONVILLE, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| OKALOOSA | CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | $391,000 | $500,550 | $605,050 | $751,900 |
| OKEECHOBEE | OKEECHOBEE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | ORLANDO-KISSIMMEE-SANFORD, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCEOLA | ORLANDO-KISSIMMEE-SANFORD, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| PALM BEACH | MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| PASCO | TAMPA-ST. PETERSBURG-CLEARWATER, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| PINELLAS | TAMPA-ST. PETERSBURG-CLEARWATER, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | LAKELAND-WINTER HAVEN, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | PALATKA, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| SANTA ROSA | PENSACOLA-FERRY PASS-BRENT, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| SARASOTA | NORTH PORT-SARASOTA-BRADENTON, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| SEMINOLE | ORLANDO-KISSIMMEE-SANFORD, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. JOHNS | JACKSONVILLE, FL | $373,750 | $478,450 | $578,350 | $718,750 |
| ST. LUCIE | PORT ST. LUCIE, FL | $350,750 | $449,000 | $542,750 | $674,500 |
| SUMTER | THE VILLAGES, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| SUWANNEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TAYLOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VOLUSIA | DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| WAKULLA | TALLAHASSEE, FL | $331,760 | $424,800 | $513,450 | $638,100 |
| WALTON | CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | $391,000 | $500,550 | $605,050 | $751,900 |
| WASHINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Florida FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Florida FHA Limits Set?
Mortgage limits for Florida FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
FL FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in FL is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in FL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Florida FHA loan limits are set above the floor FHA mortgage amount in Miami, Orlando, Tampa, St. Petersburg, Jacksonville, Sarasota, Fort Lauderdale, Naples, Daytona, Kissimmee, Tallahassee, Lakeland, Fort Walton Beach, Panama City, Destin, Gainesville, Key West, West Palm Beach and Port Charlotte. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
FHA loan limits in Washington D.C. are set at the ceiling amount of $729,750.
More FHA Loan Resources: FHA Loan Requirements – FHA Loan News
See FHA loan limits for other states.
Washington D.C. FHA Loan Limits
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| DISTRICT OF COL | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
What are FHA Loan Limits in Delaware?
FHA loans are a low down payment mortgage program and Delaware FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Delaware are set above the floor amount of $275,665 across most of the state.
Delaware FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| KENT | DOVER, DE | $331,760 | $424,800 | $513,450 | $638,100 |
| NEW CASTLE | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| SUSSEX | SALISBURY, MD-DE | $345,000 | $441,650 | $533,850 | $663,450 |
Delaware FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Delaware FHA Limits Set?
Mortgage limits for Delaware FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
DE FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in DE is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in DE is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Delaware FHA loan limits are set at elevated levels in Wilmington, Dover, Newark and Middletown. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Connecticut?
FHA loans are a low down payment mortgage program and Connecticut FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Connecticut are set above the floor amount of $275,665 across the whole state.
Connecticut FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| FAIRFIELD | BRIDGEPORT-STAMFORD-NORWALK, CT | $601,450 | $769,950 | $930,700 | $1,156,650 |
| HARTFORD | HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | $353,050 | $451,950 | $546,300 | $678,950 |
| LITCHFIELD | TORRINGTON, CT | $357,650 | $457,850 | $553,450 | $687,800 |
| MIDDLESEX | HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | $353,050 | $451,950 | $546,300 | $678,950 |
| NEW HAVEN | NEW HAVEN-MILFORD, CT | $331,760 | $424,800 | $513,450 | $638,100 |
| NEW LONDON | NORWICH-NEW LONDON, CT | $331,760 | $424,800 | $513,450 | $638,100 |
| TOLLAND | HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | $353,050 | $451,950 | $546,300 | $678,950 |
| WINDHAM | WORCESTER, MA-CT | $339,250 | $434,300 | $524,950 | $652,400 |
Connecticut FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Connecticut FHA Limits Set?
Mortgage limits for Connecticut FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
CT FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in CT is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in CT is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Connecticut FHA loan limits are set above the floor FHA mortgage limit in Hartford, Bridgeport, New Haven, Stamford, Waterbury, Norwalk and Danbury. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Colorado?
FHA loans are a low down payment mortgage program and Colorado FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Colorado are set at the floor amount of $275,665 across less than half its counties.
Colorado FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| ALAMOSA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ARAPAHOE | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| ARCHULETA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BACA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOULDER | BOULDER, CO | $644,000 | $824,450 | $996,550 | $1,238,500 |
| BROOMFIELD | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| CHAFFEE | NON-METRO | $369,150 | $472,550 | $571,250 | $709,900 |
| CHEYENNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEAR CREEK | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| CONEJOS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COSTILLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CROWLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CUSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DELTA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DENVER | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| DOLORES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| EAGLE | EDWARDS, CO | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| EL PASO | COLORADO SPRINGS, CO | $356,500 | $456,350 | $551,650 | $685,550 |
| ELBERT | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| FREMONT | CANON CITY, CO | $331,760 | $424,800 | $513,450 | $638,100 |
| GARFIELD | GLENWOOD SPRINGS, CO | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| GILPIN | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| GRAND | NON-METRO | $473,800 | $606,550 | $733,150 | $911,150 |
| GUNNISON | NON-METRO | $371,450 | $475,500 | $574,800 | $714,350 |
| HINSDALE | NON-METRO | $427,800 | $547,650 | $662,000 | $822,700 |
| HUERFANO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| KIOWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KIT CARSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LA PLATA | DURANGO, CO | $422,050 | $540,300 | $653,100 | $811,650 |
| LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LARIMER | FORT COLLINS, CO | $454,250 | $581,500 | $702,900 | $873,550 |
| LAS ANIMAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | STERLING, CO | $331,760 | $424,800 | $513,450 | $638,100 |
| MESA | GRAND JUNCTION, CO | $331,760 | $424,800 | $513,450 | $638,100 |
| MINERAL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MOFFAT | CRAIG, CO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTEZUMA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTROSE | MONTROSE, CO | $425,500 | $544,700 | $658,450 | $818,250 |
| MORGAN | FORT MORGAN, CO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTERO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OURAY | MONTROSE, CO | $425,500 | $544,700 | $658,450 | $818,250 |
| PARK | DENVER-AURORA-LAKEWOOD, CO | $575,000 | $736,100 | $889,800 | $1,105,800 |
| PHILLIPS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PITKIN | GLENWOOD SPRINGS, CO | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| PROWERS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PUEBLO | PUEBLO, CO | $331,760 | $424,800 | $513,450 | $638,100 |
| RIO BLANCO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RIO GRANDE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROUTT | STEAMBOAT SPRINGS, CO | $638,250 | $817,050 | $987,650 | $1,227,400 |
| SAGUACHE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN JUAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAN MIGUEL | NON-METRO | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SEDGWICK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SUMMIT | BRECKENRIDGE, CO | $722,200 | $924,550 | $1,117,550 | $1,388,850 |
| TELLER | COLORADO SPRINGS, CO | $356,500 | $456,350 | $551,650 | $685,550 |
| WASHINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WELD | GREELEY, CO | $404,800 | $518,200 | $626,400 | $778,450 |
| YUMA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Colorado FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Colorado FHA Limits Set?
Mortgage limits for Colorado FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
CO FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in CO is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in CO is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Colorado FHA loan limits are set above the floor amount in Denver, Colorado Springs, Vail, Aurora, Grand Junction, Fort Collins and Pueblo. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
