Indiana FHA Loan Limits

Indiana FHA Loan Limits

What are FHA Loan Limits in Indiana?

FHA loans are a low down payment mortgage program and Indiana FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Indiana are set at the floor amount of $275,665 across almost the entire state.

Indiana FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSDECATUR, IN$331,760$424,800$513,450$638,100
ALLENFORT WAYNE, IN$331,760$424,800$513,450$638,100
BARTHOLOMEWCOLUMBUS, IN$331,760$424,800$513,450$638,100
BENTONLAFAYETTE-WEST LAFAYETTE, IN$331,760$424,800$513,450$638,100
BLACKFORDNON-METRO$331,760$424,800$513,450$638,100
BOONEINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
BROWNINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
CARROLLLAFAYETTE-WEST LAFAYETTE, IN$331,760$424,800$513,450$638,100
CASSLOGANSPORT, IN$331,760$424,800$513,450$638,100
CLARKLOUISVILLE/JEFFERSON COUNTY, KY-IN$333,500$426,950$516,050$641,350
CLAYTERRE HAUTE, IN$331,760$424,800$513,450$638,100
CLINTONFRANKFORT, IN$331,760$424,800$513,450$638,100
CRAWFORDNON-METRO$331,760$424,800$513,450$638,100
DAVIESSWASHINGTON, IN$331,760$424,800$513,450$638,100
DEARBORNCINCINNATI, OH-KY-IN$331,760$424,800$513,450$638,100
DECATURGREENSBURG, IN$331,760$424,800$513,450$638,100
DEKALBAUBURN, IN$331,760$424,800$513,450$638,100
DELAWAREMUNCIE, IN$331,760$424,800$513,450$638,100
DUBOISJASPER, IN$331,760$424,800$513,450$638,100
ELKHARTELKHART-GOSHEN, IN$331,760$424,800$513,450$638,100
FAYETTECONNERSVILLE, IN$331,760$424,800$513,450$638,100
FLOYDLOUISVILLE/JEFFERSON COUNTY, KY-IN$333,500$426,950$516,050$641,350
FOUNTAINNON-METRO$331,760$424,800$513,450$638,100
FRANKLINCINCINNATI, OH-KY-IN$331,760$424,800$513,450$638,100
FULTONNON-METRO$331,760$424,800$513,450$638,100
GIBSONNON-METRO$331,760$424,800$513,450$638,100
GRANTMARION, IN$331,760$424,800$513,450$638,100
GREENENON-METRO$331,760$424,800$513,450$638,100
HAMILTONINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
HANCOCKINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
HARRISONLOUISVILLE/JEFFERSON COUNTY, KY-IN$333,500$426,950$516,050$641,350
HENDRICKSINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
HENRYNEW CASTLE, IN$331,760$424,800$513,450$638,100
HOWARDKOKOMO, IN$331,760$424,800$513,450$638,100
HUNTINGTONHUNTINGTON, IN$331,760$424,800$513,450$638,100
JACKSONSEYMOUR, IN$331,760$424,800$513,450$638,100
JASPERCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
JAYNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONMADISON, IN$331,760$424,800$513,450$638,100
JENNINGSNORTH VERNON, IN$331,760$424,800$513,450$638,100
JOHNSONINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
KNOXVINCENNES, IN$331,760$424,800$513,450$638,100
KOSCIUSKOWARSAW, IN$331,760$424,800$513,450$638,100
LAGRANGENON-METRO$331,760$424,800$513,450$638,100
LAKECHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
LAPORTEMICHIGAN CITY-LA PORTE, IN$331,760$424,800$513,450$638,100
LAWRENCEBEDFORD, IN$331,760$424,800$513,450$638,100
MADISONINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
MARIONINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
MARSHALLPLYMOUTH, IN$331,760$424,800$513,450$638,100
MARTINNON-METRO$331,760$424,800$513,450$638,100
MIAMIPERU, IN$331,760$424,800$513,450$638,100
MONROEBLOOMINGTON, IN$331,760$424,800$513,450$638,100
MONTGOMERYCRAWFORDSVILLE, IN$331,760$424,800$513,450$638,100
MORGANINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
NEWTONCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
NOBLEKENDALLVILLE, IN$331,760$424,800$513,450$638,100
OHIOCINCINNATI, OH-KY-IN$331,760$424,800$513,450$638,100
ORANGENON-METRO$331,760$424,800$513,450$638,100
OWENBLOOMINGTON, IN$331,760$424,800$513,450$638,100
PARKETERRE HAUTE, IN$331,760$424,800$513,450$638,100
PERRYNON-METRO$331,760$424,800$513,450$638,100
PIKEJASPER, IN$331,760$424,800$513,450$638,100
PORTERCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
POSEYEVANSVILLE, IN-KY$331,760$424,800$513,450$638,100
PULASKINON-METRO$331,760$424,800$513,450$638,100
PUTNAMINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
RANDOLPHNON-METRO$331,760$424,800$513,450$638,100
RIPLEYNON-METRO$331,760$424,800$513,450$638,100
RUSHNON-METRO$331,760$424,800$513,450$638,100
SCOTTSCOTTSBURG, IN$331,760$424,800$513,450$638,100
SHELBYINDIANAPOLIS-CARMEL-ANDERSON, IN$355,350$454,900$549,850$683,350
SPENCERNON-METRO$331,760$424,800$513,450$638,100
ST. JOSEPHSOUTH BEND-MISHAWAKA, IN-MI$331,760$424,800$513,450$638,100
STARKENON-METRO$331,760$424,800$513,450$638,100
STEUBENANGOLA, IN$331,760$424,800$513,450$638,100
SULLIVANTERRE HAUTE, IN$331,760$424,800$513,450$638,100
SWITZERLANDNON-METRO$331,760$424,800$513,450$638,100
TIPPECANOELAFAYETTE-WEST LAFAYETTE, IN$331,760$424,800$513,450$638,100
TIPTONNON-METRO$331,760$424,800$513,450$638,100
UNIONCINCINNATI, OH-KY-IN$331,760$424,800$513,450$638,100
VANDERBURGHEVANSVILLE, IN-KY$331,760$424,800$513,450$638,100
VERMILLIONTERRE HAUTE, IN$331,760$424,800$513,450$638,100
VIGOTERRE HAUTE, IN$331,760$424,800$513,450$638,100
WABASHWABASH, IN$331,760$424,800$513,450$638,100
WARRENLAFAYETTE-WEST LAFAYETTE, IN$331,760$424,800$513,450$638,100
WARRICKEVANSVILLE, IN-KY$331,760$424,800$513,450$638,100
WASHINGTONLOUISVILLE/JEFFERSON COUNTY, KY-IN$333,500$426,950$516,050$641,350
WAYNERICHMOND, IN$331,760$424,800$513,450$638,100
WELLSNON-METRO$331,760$424,800$513,450$638,100
WHITENON-METRO$331,760$424,800$513,450$638,100
WHITLEYFORT WAYNE, IN$331,760$424,800$513,450$638,100

Indiana FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Indiana FHA Limits Set?

Indiana FHA Loan LimitsMortgage limits for Indiana FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

IN FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in IN is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in IN is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Indiana FHA loan limits are set above the floor FHA mortgage amount of $275,665 in Gary and Hammond. Other areas with limits at the floor amount include Indianapolis, Fort Wayne, Evansville and South Bend.  You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Illinois FHA Loan Limits

Illinois FHA Loan Limits

What are FHA Loan Limits in Illinois?

FHA loans are a low down payment mortgage program and Illinois FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Illinois are set at the floor amount of $275,665 across almost the entire state, except the Chicagoland Area.

Illinois FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSQUINCY, IL-MO$331,760$424,800$513,450$638,100
ALEXANDERCAPE GIRARDEAU, MO-IL$331,760$424,800$513,450$638,100
BONDST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
BOONEROCKFORD, IL$339,250$434,300$524,950$652,400
BROWNNON-METRO$331,760$424,800$513,450$638,100
BUREAUOTTAWA, IL$331,760$424,800$513,450$638,100
CALHOUNST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
CARROLLNON-METRO$331,760$424,800$513,450$638,100
CASSNON-METRO$331,760$424,800$513,450$638,100
CHAMPAIGNCHAMPAIGN-URBANA, IL$331,760$424,800$513,450$638,100
CHRISTIANTAYLORVILLE, IL$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
CLAYNON-METRO$331,760$424,800$513,450$638,100
CLINTONST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
COLESCHARLESTON-MATTOON, IL$331,760$424,800$513,450$638,100
COOKCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
CRAWFORDNON-METRO$331,760$424,800$513,450$638,100
CUMBERLANDCHARLESTON-MATTOON, IL$331,760$424,800$513,450$638,100
DE WITTNON-METRO$331,760$424,800$513,450$638,100
DEKALBCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
DOUGLASNON-METRO$331,760$424,800$513,450$638,100
DUPAGECHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
EDGARNON-METRO$331,760$424,800$513,450$638,100
EDWARDSNON-METRO$331,760$424,800$513,450$638,100
EFFINGHAMEFFINGHAM, IL$331,760$424,800$513,450$638,100
FAYETTENON-METRO$331,760$424,800$513,450$638,100
FORDNON-METRO$331,760$424,800$513,450$638,100
FRANKLINNON-METRO$331,760$424,800$513,450$638,100
FULTONPEORIA, IL$331,760$424,800$513,450$638,100
GALLATINNON-METRO$331,760$424,800$513,450$638,100
GREENENON-METRO$331,760$424,800$513,450$638,100
GRUNDYCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
HAMILTONNON-METRO$331,760$424,800$513,450$638,100
HANCOCKFORT MADISON-KEOKUK, IA-IL-MO$331,760$424,800$513,450$638,100
HARDINNON-METRO$331,760$424,800$513,450$638,100
HENDERSONBURLINGTON, IA-IL$331,760$424,800$513,450$638,100
HENRYDAVENPORT-MOLINE-ROCK ISLAND, IA-IL$331,760$424,800$513,450$638,100
IROQUOISNON-METRO$331,760$424,800$513,450$638,100
JACKSONCARBONDALE-MARION, IL$331,760$424,800$513,450$638,100
JASPERNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONMOUNT VERNON, IL$331,760$424,800$513,450$638,100
JERSEYST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
JO DAVIESSNON-METRO$331,760$424,800$513,450$638,100
JOHNSONCARBONDALE-MARION, IL$331,760$424,800$513,450$638,100
KANECHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
KANKAKEEKANKAKEE, IL$331,760$424,800$513,450$638,100
KENDALLCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
KNOXGALESBURG, IL$331,760$424,800$513,450$638,100
LAKECHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
LASALLEOTTAWA, IL$331,760$424,800$513,450$638,100
LAWRENCENON-METRO$331,760$424,800$513,450$638,100
LEEDIXON, IL$331,760$424,800$513,450$638,100
LIVINGSTONPONTIAC, IL$331,760$424,800$513,450$638,100
LOGANLINCOLN, IL$331,760$424,800$513,450$638,100
MACONDECATUR, IL$331,760$424,800$513,450$638,100
MACOUPINST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
MADISONST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
MARIONCENTRALIA, IL$331,760$424,800$513,450$638,100
MARSHALLPEORIA, IL$331,760$424,800$513,450$638,100
MASONNON-METRO$331,760$424,800$513,450$638,100
MASSACPADUCAH, KY-IL$331,760$424,800$513,450$638,100
MCDONOUGHMACOMB, IL$331,760$424,800$513,450$638,100
MCHENRYCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
MCLEANBLOOMINGTON, IL$331,760$424,800$513,450$638,100
MENARDSPRINGFIELD, IL$331,760$424,800$513,450$638,100
MERCERDAVENPORT-MOLINE-ROCK ISLAND, IA-IL$331,760$424,800$513,450$638,100
MONROEST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
MONTGOMERYNON-METRO$331,760$424,800$513,450$638,100
MORGANJACKSONVILLE, IL$331,760$424,800$513,450$638,100
MOULTRIENON-METRO$331,760$424,800$513,450$638,100
OGLEROCHELLE, IL$331,760$424,800$513,450$638,100
PEORIAPEORIA, IL$331,760$424,800$513,450$638,100
PERRYNON-METRO$331,760$424,800$513,450$638,100
PIATTCHAMPAIGN-URBANA, IL$331,760$424,800$513,450$638,100
PIKENON-METRO$331,760$424,800$513,450$638,100
POPENON-METRO$331,760$424,800$513,450$638,100
PULASKINON-METRO$331,760$424,800$513,450$638,100
PUTNAMOTTAWA, IL$331,760$424,800$513,450$638,100
RANDOLPHNON-METRO$331,760$424,800$513,450$638,100
RICHLANDNON-METRO$331,760$424,800$513,450$638,100
ROCK ISLANDDAVENPORT-MOLINE-ROCK ISLAND, IA-IL$331,760$424,800$513,450$638,100
SALINENON-METRO$331,760$424,800$513,450$638,100
SANGAMONSPRINGFIELD, IL$331,760$424,800$513,450$638,100
SCHUYLERNON-METRO$331,760$424,800$513,450$638,100
SCOTTJACKSONVILLE, IL$331,760$424,800$513,450$638,100
SHELBYNON-METRO$331,760$424,800$513,450$638,100
ST. CLAIRST. LOUIS, MO-IL$331,760$424,800$513,450$638,100
STARKPEORIA, IL$331,760$424,800$513,450$638,100
STEPHENSONFREEPORT, IL$331,760$424,800$513,450$638,100
TAZEWELLPEORIA, IL$331,760$424,800$513,450$638,100
UNIONNON-METRO$331,760$424,800$513,450$638,100
VERMILIONDANVILLE, IL$331,760$424,800$513,450$638,100
WABASHNON-METRO$331,760$424,800$513,450$638,100
WARRENNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONNON-METRO$331,760$424,800$513,450$638,100
WAYNENON-METRO$331,760$424,800$513,450$638,100
WHITENON-METRO$331,760$424,800$513,450$638,100
WHITESIDESTERLING, IL$331,760$424,800$513,450$638,100
WILLCHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
WILLIAMSONCARBONDALE-MARION, IL$331,760$424,800$513,450$638,100
WINNEBAGOROCKFORD, IL$339,250$434,300$524,950$652,400
WOODFORDPEORIA, IL$331,760$424,800$513,450$638,100

Illinois FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Illinois FHA Limits Set?

Illinois FHA Loan LimitsMortgage limits for Illinois FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

IL FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in IL is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in IL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Illinois FHA loan limits are set at the floor amount across the entire state with the exception of the Chicago Metro Area. Cities in Illinois with limits above the floor FHA mortgage amount of $275,665 include Chicago, Aurora, Rockford, Joliet and Naperville. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Idaho FHA Loan Limits

Idaho FHA Loan Limits

What are FHA Loan Limits in Idaho?

FHA loans are a low down payment mortgage program and Idaho FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Idaho are set at the floor amount of $275,665 across almost the entire state, although certain areas allow much higher.

Idaho FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADABOISE CITY, ID$366,850$469,600$567,650$705,500
ADAMSNON-METRO$331,760$424,800$513,450$638,100
BANNOCKPOCATELLO, ID$331,760$424,800$513,450$638,100
BEAR LAKENON-METRO$331,760$424,800$513,450$638,100
BENEWAHNON-METRO$331,760$424,800$513,450$638,100
BINGHAMBLACKFOOT, ID$331,760$424,800$513,450$638,100
BLAINEHAILEY, ID$646,300$827,400$1,000,100$1,242,900
BOISEBOISE CITY, ID$366,850$469,600$567,650$705,500
BONNERSANDPOINT, ID$331,760$424,800$513,450$638,100
BONNEVILLEIDAHO FALLS, ID$331,760$424,800$513,450$638,100
BOUNDARYNON-METRO$331,760$424,800$513,450$638,100
BUTTEIDAHO FALLS, ID$331,760$424,800$513,450$638,100
CAMASHAILEY, ID$646,300$827,400$1,000,100$1,242,900
CANYONBOISE CITY, ID$366,850$469,600$567,650$705,500
CARIBOUNON-METRO$331,760$424,800$513,450$638,100
CASSIABURLEY, ID$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
CLEARWATERNON-METRO$331,760$424,800$513,450$638,100
CUSTERNON-METRO$331,760$424,800$513,450$638,100
ELMOREMOUNTAIN HOME, ID$331,760$424,800$513,450$638,100
FRANKLINLOGAN, UT-ID$331,760$424,800$513,450$638,100
FREMONTREXBURG, ID$331,760$424,800$513,450$638,100
GEMBOISE CITY, ID$366,850$469,600$567,650$705,500
GOODINGNON-METRO$331,760$424,800$513,450$638,100
IDAHONON-METRO$331,760$424,800$513,450$638,100
JEFFERSONIDAHO FALLS, ID$331,760$424,800$513,450$638,100
JEROMETWIN FALLS, ID$331,760$424,800$513,450$638,100
KOOTENAICOEUR D'ALENE, ID$335,800$429,850$519,600$645,750
LATAHMOSCOW, ID$331,760$424,800$513,450$638,100
LEMHINON-METRO$331,760$424,800$513,450$638,100
LEWISNON-METRO$331,760$424,800$513,450$638,100
LINCOLNNON-METRO$331,760$424,800$513,450$638,100
MADISONREXBURG, ID$331,760$424,800$513,450$638,100
MINIDOKABURLEY, ID$331,760$424,800$513,450$638,100
NEZ PERCELEWISTON, ID-WA$331,760$424,800$513,450$638,100
ONEIDANON-METRO$331,760$424,800$513,450$638,100
OWYHEEBOISE CITY, ID$366,850$469,600$567,650$705,500
PAYETTEONTARIO, OR-ID$331,760$424,800$513,450$638,100
POWERPOCATELLO, ID$331,760$424,800$513,450$638,100
SHOSHONENON-METRO$331,760$424,800$513,450$638,100
TETONJACKSON, WY-ID$765,600$980,325$1,184,925$1,472,550
TWIN FALLSTWIN FALLS, ID$331,760$424,800$513,450$638,100
VALLEYNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONNON-METRO$331,760$424,800$513,450$638,100

Idaho FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Idaho FHA Limits Set?

Idaho FHA Loan LimitsMortgage limits for Idaho FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

ID FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in ID is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in ID is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Idaho FHA loan limits are set at the nationwide floor amount in Boise, Meridian, Idaho Falls, Nampa, Pocatello, Caldwell and Twin Falls. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Hawaii FHA Loan Limits

Hawaii FHA Loan Limits

What are FHA Loan Limits in Hawaii?

FHA loans are a low down payment mortgage program and Hawaii FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Hawaii are set at an elevated amount across the whole state.

Hawaii FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
HAWAIIHILO, HI$391,000$500,550$605,050$751,900
HONOLULUURBAN HONOLULU, HI$721,050$923,050$1,115,800$1,386,650
KALAWAONON-METRO$690,000$883,300$1,067,750$1,326,950
KAUAIKAPAA, HI$713,000$912,750$1,103,350$1,371,150
MAUIKAHULUI-WAILUKU-LAHAINA, HI$690,000$883,300$1,067,750$1,326,950

Hawaii FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Hawaii FHA Limits Set?

Hawaii FHA Loan LimitsMortgage limits for Hawaii FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

HI FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in HI is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in HI is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Hawaii FHA loan limits are set above the floor FHA mortgage amount in Honolulu, Hilo, Kahului, Kapaa, Kailua, Wailuku, Kaneohe, Pearl City and Waipahu. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Georgia FHA Loan Limits

Georgia FHA Loan Limits

What are FHA Loan Limits in Georgia?

FHA loans are a low down payment mortgage program and Georgia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Georgia are set at the floor amount of $275,665 across most of the state.

Georgia FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
APPLINGNON-METRO$331,760$424,800$513,450$638,100
ATKINSONDOUGLAS, GA$331,760$424,800$513,450$638,100
BACONNON-METRO$331,760$424,800$513,450$638,100
BAKERNON-METRO$331,760$424,800$513,450$638,100
BALDWINMILLEDGEVILLE, GA$331,760$424,800$513,450$638,100
BANKSNON-METRO$331,760$424,800$513,450$638,100
BARROWATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
BARTOWATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
BEN HILLFITZGERALD, GA$331,760$424,800$513,450$638,100
BERRIENNON-METRO$331,760$424,800$513,450$638,100
BIBBMACON-BIBB COUNTY, GA$331,760$424,800$513,450$638,100
BLECKLEYNON-METRO$331,760$424,800$513,450$638,100
BRANTLEYBRUNSWICK, GA$331,760$424,800$513,450$638,100
BROOKSVALDOSTA, GA$331,760$424,800$513,450$638,100
BRYANSAVANNAH, GA$331,760$424,800$513,450$638,100
BULLOCHSTATESBORO, GA$331,760$424,800$513,450$638,100
BURKEAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
BUTTSATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
CALHOUNNON-METRO$331,760$424,800$513,450$638,100
CAMDENST. MARYS, GA$331,760$424,800$513,450$638,100
CANDLERNON-METRO$331,760$424,800$513,450$638,100
CARROLLATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
CATOOSACHATTANOOGA, TN-GA$331,760$424,800$513,450$638,100
CHARLTONNON-METRO$331,760$424,800$513,450$638,100
CHATHAMSAVANNAH, GA$331,760$424,800$513,450$638,100
CHATTAHOOCHEECOLUMBUS, GA-AL$331,760$424,800$513,450$638,100
CHATTOOGASUMMERVILLE, GA$331,760$424,800$513,450$638,100
CHEROKEEATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
CLARKEATHENS-CLARKE COUNTY, GA$379,500$485,800$587,250$729,800
CLAYNON-METRO$331,760$424,800$513,450$638,100
CLAYTONATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
CLINCHNON-METRO$331,760$424,800$513,450$638,100
COBBATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
COFFEEDOUGLAS, GA$331,760$424,800$513,450$638,100
COLQUITTMOULTRIE, GA$331,760$424,800$513,450$638,100
COLUMBIAAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
COOKNON-METRO$331,760$424,800$513,450$638,100
COWETAATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
CRAWFORDMACON-BIBB COUNTY, GA$331,760$424,800$513,450$638,100
CRISPCORDELE, GA$331,760$424,800$513,450$638,100
DADECHATTANOOGA, TN-GA$331,760$424,800$513,450$638,100
DAWSONATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
DECATURBAINBRIDGE, GA$331,760$424,800$513,450$638,100
DEKALBATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
DODGENON-METRO$331,760$424,800$513,450$638,100
DOOLYNON-METRO$331,760$424,800$513,450$638,100
DOUGHERTYALBANY, GA$331,760$424,800$513,450$638,100
DOUGLASATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
EARLYNON-METRO$331,760$424,800$513,450$638,100
ECHOLSVALDOSTA, GA$331,760$424,800$513,450$638,100
EFFINGHAMSAVANNAH, GA$331,760$424,800$513,450$638,100
ELBERTNON-METRO$331,760$424,800$513,450$638,100
EMANUELNON-METRO$331,760$424,800$513,450$638,100
EVANSNON-METRO$331,760$424,800$513,450$638,100
FANNINNON-METRO$331,760$424,800$513,450$638,100
FAYETTEATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
FLOYDROME, GA$331,760$424,800$513,450$638,100
FORSYTHATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
FRANKLINNON-METRO$331,760$424,800$513,450$638,100
FULTONATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
GILMERNON-METRO$331,760$424,800$513,450$638,100
GLASCOCKNON-METRO$331,760$424,800$513,450$638,100
GLYNNBRUNSWICK, GA$331,760$424,800$513,450$638,100
GORDONCALHOUN, GA$331,760$424,800$513,450$638,100
GRADYNON-METRO$331,760$424,800$513,450$638,100
GREENENON-METRO$515,200$659,550$797,250$990,800
GWINNETTATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
HABERSHAMCORNELIA, GA$331,760$424,800$513,450$638,100
HALLGAINESVILLE, GA$331,760$424,800$513,450$638,100
HANCOCKMILLEDGEVILLE, GA$331,760$424,800$513,450$638,100
HARALSONATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
HARRISCOLUMBUS, GA-AL$331,760$424,800$513,450$638,100
HARTNON-METRO$331,760$424,800$513,450$638,100
HEARDATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
HENRYATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
HOUSTONWARNER ROBINS, GA$331,760$424,800$513,450$638,100
IRWINNON-METRO$331,760$424,800$513,450$638,100
JACKSONJEFFERSON, GA$331,760$424,800$513,450$638,100
JASPERATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
JEFF DAVISNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONNON-METRO$331,760$424,800$513,450$638,100
JENKINSNON-METRO$331,760$424,800$513,450$638,100
JOHNSONDUBLIN, GA$331,760$424,800$513,450$638,100
JONESMACON-BIBB COUNTY, GA$331,760$424,800$513,450$638,100
LAMARATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
LANIERVALDOSTA, GA$331,760$424,800$513,450$638,100
LAURENSDUBLIN, GA$331,760$424,800$513,450$638,100
LEEALBANY, GA$331,760$424,800$513,450$638,100
LIBERTYHINESVILLE, GA$331,760$424,800$513,450$638,100
LINCOLNAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
LONGHINESVILLE, GA$331,760$424,800$513,450$638,100
LOWNDESVALDOSTA, GA$331,760$424,800$513,450$638,100
LUMPKINNON-METRO$331,760$424,800$513,450$638,100
MACONNON-METRO$331,760$424,800$513,450$638,100
MADISONATHENS-CLARKE COUNTY, GA$379,500$485,800$587,250$729,800
MARIONCOLUMBUS, GA-AL$331,760$424,800$513,450$638,100
MCDUFFIEAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
MCINTOSHBRUNSWICK, GA$331,760$424,800$513,450$638,100
MERIWETHERATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
MILLERNON-METRO$331,760$424,800$513,450$638,100
MITCHELLNON-METRO$331,760$424,800$513,450$638,100
MONROEMACON-BIBB COUNTY, GA$331,760$424,800$513,450$638,100
MONTGOMERYVIDALIA, GA$331,760$424,800$513,450$638,100
MORGANATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
MURRAYDALTON, GA$331,760$424,800$513,450$638,100
MUSCOGEECOLUMBUS, GA-AL$331,760$424,800$513,450$638,100
NEWTONATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
OCONEEATHENS-CLARKE COUNTY, GA$379,500$485,800$587,250$729,800
OGLETHORPEATHENS-CLARKE COUNTY, GA$379,500$485,800$587,250$729,800
PAULDINGATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
PEACHWARNER ROBINS, GA$331,760$424,800$513,450$638,100
PICKENSATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
PIERCEWAYCROSS, GA$331,760$424,800$513,450$638,100
PIKEATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
POLKCEDARTOWN, GA$331,760$424,800$513,450$638,100
PULASKINON-METRO$331,760$424,800$513,450$638,100
PUTNAMNON-METRO$331,760$424,800$513,450$638,100
QUITMANEUFAULA, AL-GA$331,760$424,800$513,450$638,100
RABUNNON-METRO$331,760$424,800$513,450$638,100
RANDOLPHNON-METRO$331,760$424,800$513,450$638,100
RICHMONDAUGUSTA-RICHMOND COUNTY, GA-SC$331,760$424,800$513,450$638,100
ROCKDALEATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
SCHLEYAMERICUS, GA$331,760$424,800$513,450$638,100
SCREVENNON-METRO$331,760$424,800$513,450$638,100
SEMINOLENON-METRO$331,760$424,800$513,450$638,100
SPALDINGATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
STEPHENSTOCCOA, GA$331,760$424,800$513,450$638,100
STEWARTCOLUMBUS, GA-AL$331,760$424,800$513,450$638,100
SUMTERAMERICUS, GA$331,760$424,800$513,450$638,100
TALBOTCOLUMBUS, GA-AL$331,760$424,800$513,450$638,100
TALIAFERRONON-METRO$331,760$424,800$513,450$638,100
TATTNALLNON-METRO$331,760$424,800$513,450$638,100
TAYLORNON-METRO$331,760$424,800$513,450$638,100
TELFAIRNON-METRO$331,760$424,800$513,450$638,100
TERRELLALBANY, GA$331,760$424,800$513,450$638,100
THOMASTHOMASVILLE, GA$331,760$424,800$513,450$638,100
TIFTTIFTON, GA$331,760$424,800$513,450$638,100
TOOMBSVIDALIA, GA$331,760$424,800$513,450$638,100
TOWNSNON-METRO$331,760$424,800$513,450$638,100
TREUTLENDUBLIN, GA$331,760$424,800$513,450$638,100
TROUPLAGRANGE, GA-AL$331,760$424,800$513,450$638,100
TURNERNON-METRO$331,760$424,800$513,450$638,100
TWIGGSMACON-BIBB COUNTY, GA$331,760$424,800$513,450$638,100
UNIONNON-METRO$331,760$424,800$513,450$638,100
UPSONTHOMASTON, GA$331,760$424,800$513,450$638,100
WALKERCHATTANOOGA, TN-GA$331,760$424,800$513,450$638,100
WALTONATLANTA-SANDY SPRINGS-ALPHARETTA, GA$401,350$513,800$621,050$771,850
WAREWAYCROSS, GA$331,760$424,800$513,450$638,100
WARRENNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONNON-METRO$331,760$424,800$513,450$638,100
WAYNEJESUP, GA$331,760$424,800$513,450$638,100
WEBSTERNON-METRO$331,760$424,800$513,450$638,100
WHEELERNON-METRO$331,760$424,800$513,450$638,100
WHITENON-METRO$331,760$424,800$513,450$638,100
WHITFIELDDALTON, GA$331,760$424,800$513,450$638,100
WILCOXNON-METRO$331,760$424,800$513,450$638,100
WILKESNON-METRO$331,760$424,800$513,450$638,100
WILKINSONNON-METRO$331,760$424,800$513,450$638,100
WORTHALBANY, GA$331,760$424,800$513,450$638,100

Georgia FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Georgia FHA Limits Set?

Georgia FHA Loan LimitsMortgage limits for Georgia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

GA FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in GA is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in GA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Georgia FHA loan limits are set above the floor amount of $275,665 in Atlanta, Athens, Columbus, Brunswick and Sandy Springs. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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