FHA loans are a low down payment mortgage program and Oklahoma FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oklahoma are set at the floor amount of $275,665 across almost the entire state.
Oklahoma FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAIR
NON-METRO
$331,760
$424,800
$513,450
$638,100
ALFALFA
NON-METRO
$331,760
$424,800
$513,450
$638,100
ATOKA
NON-METRO
$331,760
$424,800
$513,450
$638,100
BEAVER
NON-METRO
$331,760
$424,800
$513,450
$638,100
BECKHAM
ELK CITY, OK
$331,760
$424,800
$513,450
$638,100
BLAINE
NON-METRO
$331,760
$424,800
$513,450
$638,100
BRYAN
DURANT, OK
$331,760
$424,800
$513,450
$638,100
CADDO
NON-METRO
$331,760
$424,800
$513,450
$638,100
CANADIAN
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
CARTER
ARDMORE, OK
$331,760
$424,800
$513,450
$638,100
CHEROKEE
TAHLEQUAH, OK
$331,760
$424,800
$513,450
$638,100
CHOCTAW
NON-METRO
$331,760
$424,800
$513,450
$638,100
CIMARRON
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLEVELAND
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
COAL
NON-METRO
$331,760
$424,800
$513,450
$638,100
COMANCHE
LAWTON, OK
$331,760
$424,800
$513,450
$638,100
COTTON
LAWTON, OK
$331,760
$424,800
$513,450
$638,100
CRAIG
NON-METRO
$331,760
$424,800
$513,450
$638,100
CREEK
TULSA, OK
$331,760
$424,800
$513,450
$638,100
CUSTER
WEATHERFORD, OK
$331,760
$424,800
$513,450
$638,100
DELAWARE
NON-METRO
$331,760
$424,800
$513,450
$638,100
DEWEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
ELLIS
WOODWARD, OK
$331,760
$424,800
$513,450
$638,100
GARFIELD
ENID, OK
$331,760
$424,800
$513,450
$638,100
GARVIN
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRADY
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
GRANT
NON-METRO
$331,760
$424,800
$513,450
$638,100
GREER
NON-METRO
$331,760
$424,800
$513,450
$638,100
HARMON
NON-METRO
$331,760
$424,800
$513,450
$638,100
HARPER
NON-METRO
$331,760
$424,800
$513,450
$638,100
HASKELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
HUGHES
NON-METRO
$331,760
$424,800
$513,450
$638,100
JACKSON
ALTUS, OK
$331,760
$424,800
$513,450
$638,100
JEFFERSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
JOHNSTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
KAY
PONCA CITY, OK
$331,760
$424,800
$513,450
$638,100
KINGFISHER
NON-METRO
$331,760
$424,800
$513,450
$638,100
KIOWA
NON-METRO
$331,760
$424,800
$513,450
$638,100
LATIMER
NON-METRO
$331,760
$424,800
$513,450
$638,100
LE FLORE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LINCOLN
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
LOGAN
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
LOVE
ARDMORE, OK
$331,760
$424,800
$513,450
$638,100
MAJOR
NON-METRO
$331,760
$424,800
$513,450
$638,100
MARSHALL
NON-METRO
$331,760
$424,800
$513,450
$638,100
MAYES
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCCLAIN
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
MCCURTAIN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCINTOSH
NON-METRO
$331,760
$424,800
$513,450
$638,100
MURRAY
NON-METRO
$331,760
$424,800
$513,450
$638,100
MUSKOGEE
MUSKOGEE, OK
$331,760
$424,800
$513,450
$638,100
NOBLE
NON-METRO
$331,760
$424,800
$513,450
$638,100
NOWATA
NON-METRO
$331,760
$424,800
$513,450
$638,100
OKFUSKEE
NON-METRO
$331,760
$424,800
$513,450
$638,100
OKLAHOMA
OKLAHOMA CITY, OK
$331,760
$424,800
$513,450
$638,100
OKMULGEE
TULSA, OK
$331,760
$424,800
$513,450
$638,100
OSAGE
TULSA, OK
$331,760
$424,800
$513,450
$638,100
OTTAWA
MIAMI, OK
$331,760
$424,800
$513,450
$638,100
PAWNEE
TULSA, OK
$331,760
$424,800
$513,450
$638,100
PAYNE
STILLWATER, OK
$331,760
$424,800
$513,450
$638,100
PITTSBURG
MCALESTER, OK
$331,760
$424,800
$513,450
$638,100
PONTOTOC
ADA, OK
$331,760
$424,800
$513,450
$638,100
POTTAWATOMIE
SHAWNEE, OK
$331,760
$424,800
$513,450
$638,100
PUSHMATAHA
NON-METRO
$331,760
$424,800
$513,450
$638,100
ROGER MILLS
NON-METRO
$331,760
$424,800
$513,450
$638,100
ROGERS
TULSA, OK
$331,760
$424,800
$513,450
$638,100
SEMINOLE
NON-METRO
$331,760
$424,800
$513,450
$638,100
SEQUOYAH
FORT SMITH, AR-OK
$331,760
$424,800
$513,450
$638,100
STEPHENS
DUNCAN, OK
$331,760
$424,800
$513,450
$638,100
TEXAS
GUYMON, OK
$331,760
$424,800
$513,450
$638,100
TILLMAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
TULSA
TULSA, OK
$331,760
$424,800
$513,450
$638,100
WAGONER
TULSA, OK
$331,760
$424,800
$513,450
$638,100
WASHINGTON
BARTLESVILLE, OK
$331,760
$424,800
$513,450
$638,100
WASHITA
NON-METRO
$331,760
$424,800
$513,450
$638,100
WOODS
NON-METRO
$331,760
$424,800
$513,450
$638,100
WOODWARD
WOODWARD, OK
$331,760
$424,800
$513,450
$638,100
Oklahoma FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Oklahoma FHA Limits Set?
Mortgage limits for Oklahoma FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Oklahoma FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Oklahoma is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Oklahoma is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Oklahoma FHA loan limits are set at the nationwide floor amount in Oklahoma City, Tulsa, Norman, Lawton, Owasso, Enid, Stillwater, Edmond and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Ohio FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Ohio are set at the floor amount of $275,665 across almost the entire state.
Ohio FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMS
NON-METRO
$331,760
$424,800
$513,450
$638,100
ALLEN
LIMA, OH
$331,760
$424,800
$513,450
$638,100
ASHLAND
ASHLAND, OH
$331,760
$424,800
$513,450
$638,100
ASHTABULA
ASHTABULA, OH
$331,760
$424,800
$513,450
$638,100
ATHENS
ATHENS, OH
$331,760
$424,800
$513,450
$638,100
AUGLAIZE
WAPAKONETA, OH
$331,760
$424,800
$513,450
$638,100
BELMONT
WHEELING, WV-OH
$331,760
$424,800
$513,450
$638,100
BROWN
CINCINNATI, OH-KY-IN
$331,760
$424,800
$513,450
$638,100
BUTLER
CINCINNATI, OH-KY-IN
$331,760
$424,800
$513,450
$638,100
CARROLL
CANTON-MASSILLON, OH
$331,760
$424,800
$513,450
$638,100
CHAMPAIGN
URBANA, OH
$331,760
$424,800
$513,450
$638,100
CLARK
SPRINGFIELD, OH
$331,760
$424,800
$513,450
$638,100
CLERMONT
CINCINNATI, OH-KY-IN
$331,760
$424,800
$513,450
$638,100
CLINTON
WILMINGTON, OH
$331,760
$424,800
$513,450
$638,100
COLUMBIANA
SALEM, OH
$331,760
$424,800
$513,450
$638,100
COSHOCTON
COSHOCTON, OH
$331,760
$424,800
$513,450
$638,100
CRAWFORD
BUCYRUS-GALION, OH
$331,760
$424,800
$513,450
$638,100
CUYAHOGA
CLEVELAND-ELYRIA, OH
$331,760
$424,800
$513,450
$638,100
DARKE
GREENVILLE, OH
$331,760
$424,800
$513,450
$638,100
DEFIANCE
DEFIANCE, OH
$331,760
$424,800
$513,450
$638,100
DELAWARE
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
ERIE
SANDUSKY, OH
$331,760
$424,800
$513,450
$638,100
FAIRFIELD
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
FAYETTE
WASHINGTON COURT HOUSE, OH
$331,760
$424,800
$513,450
$638,100
FRANKLIN
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
FULTON
TOLEDO, OH
$331,760
$424,800
$513,450
$638,100
GALLIA
POINT PLEASANT, WV-OH
$331,760
$424,800
$513,450
$638,100
GEAUGA
CLEVELAND-ELYRIA, OH
$331,760
$424,800
$513,450
$638,100
GREENE
DAYTON-KETTERING, OH
$331,760
$424,800
$513,450
$638,100
GUERNSEY
CAMBRIDGE, OH
$331,760
$424,800
$513,450
$638,100
HAMILTON
CINCINNATI, OH-KY-IN
$331,760
$424,800
$513,450
$638,100
HANCOCK
FINDLAY, OH
$331,760
$424,800
$513,450
$638,100
HARDIN
NON-METRO
$331,760
$424,800
$513,450
$638,100
HARRISON
NON-METRO
$331,760
$424,800
$513,450
$638,100
HENRY
NON-METRO
$331,760
$424,800
$513,450
$638,100
HIGHLAND
NON-METRO
$331,760
$424,800
$513,450
$638,100
HOCKING
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
HOLMES
NON-METRO
$331,760
$424,800
$513,450
$638,100
HURON
NORWALK, OH
$331,760
$424,800
$513,450
$638,100
JACKSON
JACKSON, OH
$331,760
$424,800
$513,450
$638,100
JEFFERSON
WEIRTON-STEUBENVILLE, WV-OH
$331,760
$424,800
$513,450
$638,100
KNOX
MOUNT VERNON, OH
$331,760
$424,800
$513,450
$638,100
LAKE
CLEVELAND-ELYRIA, OH
$331,760
$424,800
$513,450
$638,100
LAWRENCE
HUNTINGTON-ASHLAND, WV-KY-OH
$331,760
$424,800
$513,450
$638,100
LICKING
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
LOGAN
BELLEFONTAINE, OH
$331,760
$424,800
$513,450
$638,100
LORAIN
CLEVELAND-ELYRIA, OH
$331,760
$424,800
$513,450
$638,100
LUCAS
TOLEDO, OH
$331,760
$424,800
$513,450
$638,100
MADISON
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
MAHONING
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
$331,760
$424,800
$513,450
$638,100
MARION
MARION, OH
$331,760
$424,800
$513,450
$638,100
MEDINA
CLEVELAND-ELYRIA, OH
$331,760
$424,800
$513,450
$638,100
MEIGS
NON-METRO
$331,760
$424,800
$513,450
$638,100
MERCER
CELINA, OH
$331,760
$424,800
$513,450
$638,100
MIAMI
DAYTON-KETTERING, OH
$331,760
$424,800
$513,450
$638,100
MONROE
NON-METRO
$331,760
$424,800
$513,450
$638,100
MONTGOMERY
DAYTON-KETTERING, OH
$331,760
$424,800
$513,450
$638,100
MORGAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MORROW
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
MUSKINGUM
ZANESVILLE, OH
$331,760
$424,800
$513,450
$638,100
NOBLE
NON-METRO
$331,760
$424,800
$513,450
$638,100
OTTAWA
TOLEDO, OH
$331,760
$424,800
$513,450
$638,100
PAULDING
NON-METRO
$331,760
$424,800
$513,450
$638,100
PERRY
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
PICKAWAY
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
PIKE
NON-METRO
$331,760
$424,800
$513,450
$638,100
PORTAGE
AKRON, OH
$331,760
$424,800
$513,450
$638,100
PREBLE
NON-METRO
$331,760
$424,800
$513,450
$638,100
PUTNAM
NON-METRO
$331,760
$424,800
$513,450
$638,100
RICHLAND
MANSFIELD, OH
$331,760
$424,800
$513,450
$638,100
ROSS
CHILLICOTHE, OH
$331,760
$424,800
$513,450
$638,100
SANDUSKY
FREMONT, OH
$331,760
$424,800
$513,450
$638,100
SCIOTO
PORTSMOUTH, OH
$331,760
$424,800
$513,450
$638,100
SENECA
TIFFIN, OH
$331,760
$424,800
$513,450
$638,100
SHELBY
SIDNEY, OH
$331,760
$424,800
$513,450
$638,100
STARK
CANTON-MASSILLON, OH
$331,760
$424,800
$513,450
$638,100
SUMMIT
AKRON, OH
$331,760
$424,800
$513,450
$638,100
TRUMBULL
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
$331,760
$424,800
$513,450
$638,100
TUSCARAWAS
NEW PHILADELPHIA-DOVER, OH
$331,760
$424,800
$513,450
$638,100
UNION
COLUMBUS, OH
$373,750
$478,450
$578,350
$718,750
VAN WERT
VAN WERT, OH
$331,760
$424,800
$513,450
$638,100
VINTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
WARREN
CINCINNATI, OH-KY-IN
$331,760
$424,800
$513,450
$638,100
WASHINGTON
MARIETTA, OH
$331,760
$424,800
$513,450
$638,100
WAYNE
WOOSTER, OH
$331,760
$424,800
$513,450
$638,100
WILLIAMS
NON-METRO
$331,760
$424,800
$513,450
$638,100
WOOD
TOLEDO, OH
$331,760
$424,800
$513,450
$638,100
WYANDOT
NON-METRO
$331,760
$424,800
$513,450
$638,100
Ohio FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Ohio FHA Limits Set?
Mortgage limits for Ohio FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Ohio FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Ohio is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Ohio is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Ohio FHA loan limits are set above the nationwide floor amount in Cleveland, Columbus, Cincinnati and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and North Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Dakota are set at the floor amount of $275,665 across almost the entire state.
North Dakota FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMS
NON-METRO
$331,760
$424,800
$513,450
$638,100
BARNES
NON-METRO
$331,760
$424,800
$513,450
$638,100
BENSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
BILLINGS
DICKINSON, ND
$339,250
$434,300
$524,950
$652,400
BOTTINEAU
NON-METRO
$331,760
$424,800
$513,450
$638,100
BOWMAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
BURKE
NON-METRO
$331,760
$424,800
$513,450
$638,100
BURLEIGH
BISMARCK, ND
$331,760
$424,800
$513,450
$638,100
CASS
FARGO, ND-MN
$331,760
$424,800
$513,450
$638,100
CAVALIER
NON-METRO
$331,760
$424,800
$513,450
$638,100
DICKEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
DIVIDE
NON-METRO
$331,760
$424,800
$513,450
$638,100
DUNN
NON-METRO
$331,760
$424,800
$513,450
$638,100
EDDY
NON-METRO
$331,760
$424,800
$513,450
$638,100
EMMONS
NON-METRO
$331,760
$424,800
$513,450
$638,100
FOSTER
NON-METRO
$331,760
$424,800
$513,450
$638,100
GOLDEN VALLEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRAND FORKS
GRAND FORKS, ND-MN
$331,760
$424,800
$513,450
$638,100
GRANT
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRIGGS
NON-METRO
$331,760
$424,800
$513,450
$638,100
HETTINGER
NON-METRO
$331,760
$424,800
$513,450
$638,100
KIDDER
NON-METRO
$331,760
$424,800
$513,450
$638,100
LAMOURE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LOGAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCHENRY
MINOT, ND
$331,760
$424,800
$513,450
$638,100
MCINTOSH
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCKENZIE
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCLEAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MERCER
NON-METRO
$331,760
$424,800
$513,450
$638,100
MORTON
BISMARCK, ND
$331,760
$424,800
$513,450
$638,100
MOUNTRAIL
NON-METRO
$331,760
$424,800
$513,450
$638,100
NELSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
OLIVER
BISMARCK, ND
$331,760
$424,800
$513,450
$638,100
PEMBINA
NON-METRO
$331,760
$424,800
$513,450
$638,100
PIERCE
NON-METRO
$331,760
$424,800
$513,450
$638,100
RAMSEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
RANSOM
NON-METRO
$331,760
$424,800
$513,450
$638,100
RENVILLE
MINOT, ND
$331,760
$424,800
$513,450
$638,100
RICHLAND
WAHPETON, ND-MN
$331,760
$424,800
$513,450
$638,100
ROLETTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
SARGENT
NON-METRO
$331,760
$424,800
$513,450
$638,100
SHERIDAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
SIOUX
NON-METRO
$331,760
$424,800
$513,450
$638,100
SLOPE
NON-METRO
$331,760
$424,800
$513,450
$638,100
STARK
DICKINSON, ND
$339,250
$434,300
$524,950
$652,400
STEELE
NON-METRO
$331,760
$424,800
$513,450
$638,100
STUTSMAN
JAMESTOWN, ND
$331,760
$424,800
$513,450
$638,100
TOWNER
NON-METRO
$331,760
$424,800
$513,450
$638,100
TRAILL
NON-METRO
$331,760
$424,800
$513,450
$638,100
WALSH
NON-METRO
$331,760
$424,800
$513,450
$638,100
WARD
MINOT, ND
$331,760
$424,800
$513,450
$638,100
WELLS
NON-METRO
$331,760
$424,800
$513,450
$638,100
WILLIAMS
WILLISTON, ND
$331,760
$424,800
$513,450
$638,100
North Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are North Dakota FHA Limits Set?
Mortgage limits for North Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
North Dakota FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in North Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in North Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
North Dakota FHA loan limits are set at the nationwide floor amount in Fargo, Minot, West Fargo, Bismarck and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and North Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Carolina are set at the floor amount of $275,665 across almost the entire state.
North Carolina FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALAMANCE
BURLINGTON, NC
$331,760
$424,800
$513,450
$638,100
ALEXANDER
HICKORY-LENOIR-MORGANTON, NC
$331,760
$424,800
$513,450
$638,100
ALLEGHANY
NON-METRO
$331,760
$424,800
$513,450
$638,100
ANSON
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
ASHE
NON-METRO
$331,760
$424,800
$513,450
$638,100
AVERY
NON-METRO
$331,760
$424,800
$513,450
$638,100
BEAUFORT
WASHINGTON, NC
$331,760
$424,800
$513,450
$638,100
BERTIE
NON-METRO
$331,760
$424,800
$513,450
$638,100
BLADEN
NON-METRO
$331,760
$424,800
$513,450
$638,100
BRUNSWICK
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
$331,760
$424,800
$513,450
$638,100
BUNCOMBE
ASHEVILLE, NC
$331,760
$424,800
$513,450
$638,100
BURKE
HICKORY-LENOIR-MORGANTON, NC
$331,760
$424,800
$513,450
$638,100
CABARRUS
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
CALDWELL
HICKORY-LENOIR-MORGANTON, NC
$331,760
$424,800
$513,450
$638,100
CAMDEN
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
$458,850
$587,400
$710,050
$882,400
CARTERET
MOREHEAD CITY, NC
$331,760
$424,800
$513,450
$638,100
CASWELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
CATAWBA
HICKORY-LENOIR-MORGANTON, NC
$331,760
$424,800
$513,450
$638,100
CHATHAM
DURHAM-CHAPEL HILL, NC
$414,000
$530,000
$640,650
$796,150
CHEROKEE
NON-METRO
$331,760
$424,800
$513,450
$638,100
CHOWAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLAY
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLEVELAND
SHELBY, NC
$331,760
$424,800
$513,450
$638,100
COLUMBUS
NON-METRO
$331,760
$424,800
$513,450
$638,100
CRAVEN
NEW BERN, NC
$331,760
$424,800
$513,450
$638,100
CUMBERLAND
FAYETTEVILLE, NC
$331,760
$424,800
$513,450
$638,100
CURRITUCK
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
$458,850
$587,400
$710,050
$882,400
DARE
KILL DEVIL HILLS, NC
$391,000
$500,550
$605,050
$751,900
DAVIDSON
WINSTON-SALEM, NC
$331,760
$424,800
$513,450
$638,100
DAVIE
WINSTON-SALEM, NC
$331,760
$424,800
$513,450
$638,100
DUPLIN
NON-METRO
$331,760
$424,800
$513,450
$638,100
DURHAM
DURHAM-CHAPEL HILL, NC
$414,000
$530,000
$640,650
$796,150
EDGECOMBE
ROCKY MOUNT, NC
$331,760
$424,800
$513,450
$638,100
FORSYTH
WINSTON-SALEM, NC
$331,760
$424,800
$513,450
$638,100
FRANKLIN
RALEIGH-CARY, NC
$353,050
$451,950
$546,300
$678,950
GASTON
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
GATES
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC
$458,850
$587,400
$710,050
$882,400
GRAHAM
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRANVILLE
DURHAM-CHAPEL HILL, NC
$414,000
$530,000
$640,650
$796,150
GREENE
NON-METRO
$331,760
$424,800
$513,450
$638,100
GUILFORD
GREENSBORO-HIGH POINT, NC
$331,760
$424,800
$513,450
$638,100
HALIFAX
ROANOKE RAPIDS, NC
$331,760
$424,800
$513,450
$638,100
HARNETT
FAYETTEVILLE, NC
$331,760
$424,800
$513,450
$638,100
HAYWOOD
ASHEVILLE, NC
$331,760
$424,800
$513,450
$638,100
HENDERSON
ASHEVILLE, NC
$331,760
$424,800
$513,450
$638,100
HERTFORD
NON-METRO
$331,760
$424,800
$513,450
$638,100
HOKE
FAYETTEVILLE, NC
$331,760
$424,800
$513,450
$638,100
HYDE
NON-METRO
$483,000
$618,300
$747,400
$928,850
IREDELL
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
JACKSON
CULLOWHEE, NC
$331,760
$424,800
$513,450
$638,100
JOHNSTON
RALEIGH-CARY, NC
$353,050
$451,950
$546,300
$678,950
JONES
NEW BERN, NC
$331,760
$424,800
$513,450
$638,100
LEE
SANFORD, NC
$331,760
$424,800
$513,450
$638,100
LENOIR
KINSTON, NC
$331,760
$424,800
$513,450
$638,100
LINCOLN
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
MACON
NON-METRO
$331,760
$424,800
$513,450
$638,100
MADISON
ASHEVILLE, NC
$331,760
$424,800
$513,450
$638,100
MARTIN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCDOWELL
MARION, NC
$331,760
$424,800
$513,450
$638,100
MECKLENBURG
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
MITCHELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
MONTGOMERY
NON-METRO
$331,760
$424,800
$513,450
$638,100
MOORE
PINEHURST-SOUTHERN PINES, NC
$331,760
$424,800
$513,450
$638,100
NASH
ROCKY MOUNT, NC
$331,760
$424,800
$513,450
$638,100
NEW HANOVER
WILMINGTON, NC
$331,760
$424,800
$513,450
$638,100
NORTHAMPTON
ROANOKE RAPIDS, NC
$331,760
$424,800
$513,450
$638,100
ONSLOW
JACKSONVILLE, NC
$331,760
$424,800
$513,450
$638,100
ORANGE
DURHAM-CHAPEL HILL, NC
$414,000
$530,000
$640,650
$796,150
PAMLICO
NEW BERN, NC
$331,760
$424,800
$513,450
$638,100
PASQUOTANK
ELIZABETH CITY, NC
$765,600
$980,325
$1,184,925
$1,472,550
PENDER
WILMINGTON, NC
$331,760
$424,800
$513,450
$638,100
PERQUIMANS
ELIZABETH CITY, NC
$765,600
$980,325
$1,184,925
$1,472,550
PERSON
DURHAM-CHAPEL HILL, NC
$414,000
$530,000
$640,650
$796,150
PITT
GREENVILLE, NC
$331,760
$424,800
$513,450
$638,100
POLK
NON-METRO
$331,760
$424,800
$513,450
$638,100
RANDOLPH
GREENSBORO-HIGH POINT, NC
$331,760
$424,800
$513,450
$638,100
RICHMOND
ROCKINGHAM, NC
$331,760
$424,800
$513,450
$638,100
ROBESON
LUMBERTON, NC
$331,760
$424,800
$513,450
$638,100
ROCKINGHAM
GREENSBORO-HIGH POINT, NC
$331,760
$424,800
$513,450
$638,100
ROWAN
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
RUTHERFORD
FOREST CITY, NC
$331,760
$424,800
$513,450
$638,100
SAMPSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
SCOTLAND
LAURINBURG, NC
$331,760
$424,800
$513,450
$638,100
STANLY
ALBEMARLE, NC
$331,760
$424,800
$513,450
$638,100
STOKES
WINSTON-SALEM, NC
$331,760
$424,800
$513,450
$638,100
SURRY
MOUNT AIRY, NC
$331,760
$424,800
$513,450
$638,100
SWAIN
CULLOWHEE, NC
$331,760
$424,800
$513,450
$638,100
TRANSYLVANIA
BREVARD, NC
$331,760
$424,800
$513,450
$638,100
TYRRELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
UNION
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
VANCE
HENDERSON, NC
$331,760
$424,800
$513,450
$638,100
WAKE
RALEIGH-CARY, NC
$353,050
$451,950
$546,300
$678,950
WARREN
NON-METRO
$331,760
$424,800
$513,450
$638,100
WASHINGTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
WATAUGA
BOONE, NC
$331,760
$424,800
$513,450
$638,100
WAYNE
GOLDSBORO, NC
$331,760
$424,800
$513,450
$638,100
WILKES
NORTH WILKESBORO, NC
$331,760
$424,800
$513,450
$638,100
WILSON
WILSON, NC
$331,760
$424,800
$513,450
$638,100
YADKIN
WINSTON-SALEM, NC
$331,760
$424,800
$513,450
$638,100
YANCEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
North Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are North Carolina FHA Limits Set?
Mortgage limits for North Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
North Carolina FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in North Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in North Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
North Carolina FHA loan limits are set above the nationwide floor amount in Charlotte, Raleigh, Durham, Kill Devil Hills and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and New York FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New York are set above the floor amount of $275,665 across much of the state.
New York FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALBANY
ALBANY-SCHENECTADY-TROY, NY
$331,760
$424,800
$513,450
$638,100
ALLEGANY
NON-METRO
$331,760
$424,800
$513,450
$638,100
BRONX
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
BROOME
BINGHAMTON, NY
$331,760
$424,800
$513,450
$638,100
CATTARAUGUS
OLEAN, NY
$331,760
$424,800
$513,450
$638,100
CAYUGA
AUBURN, NY
$331,760
$424,800
$513,450
$638,100
CHAUTAUQUA
JAMESTOWN-DUNKIRK-FREDONIA, NY
$331,760
$424,800
$513,450
$638,100
CHEMUNG
ELMIRA, NY
$331,760
$424,800
$513,450
$638,100
CHENANGO
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLINTON
PLATTSBURGH, NY
$331,760
$424,800
$513,450
$638,100
COLUMBIA
HUDSON, NY
$331,760
$424,800
$513,450
$638,100
CORTLAND
CORTLAND, NY
$331,760
$424,800
$513,450
$638,100
DELAWARE
NON-METRO
$331,760
$424,800
$513,450
$638,100
DUTCHESS
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
$356,500
$456,350
$551,650
$685,550
ERIE
BUFFALO-CHEEKTOWAGA, NY
$331,760
$424,800
$513,450
$638,100
ESSEX
NON-METRO
$331,760
$424,800
$513,450
$638,100
FRANKLIN
MALONE, NY
$331,760
$424,800
$513,450
$638,100
FULTON
GLOVERSVILLE, NY
$331,760
$424,800
$513,450
$638,100
GENESEE
BATAVIA, NY
$331,760
$424,800
$513,450
$638,100
GREENE
NON-METRO
$331,760
$424,800
$513,450
$638,100
HAMILTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
HERKIMER
UTICA-ROME, NY
$331,760
$424,800
$513,450
$638,100
JEFFERSON
WATERTOWN-FORT DRUM, NY
$331,760
$424,800
$513,450
$638,100
KINGS
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
LEWIS
NON-METRO
$331,760
$424,800
$513,450
$638,100
LIVINGSTON
ROCHESTER, NY
$331,760
$424,800
$513,450
$638,100
MADISON
SYRACUSE, NY
$331,760
$424,800
$513,450
$638,100
MONROE
ROCHESTER, NY
$331,760
$424,800
$513,450
$638,100
MONTGOMERY
AMSTERDAM, NY
$331,760
$424,800
$513,450
$638,100
NASSAU
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
NEW YORK
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
NIAGARA
BUFFALO-CHEEKTOWAGA, NY
$331,760
$424,800
$513,450
$638,100
ONEIDA
UTICA-ROME, NY
$331,760
$424,800
$513,450
$638,100
ONONDAGA
SYRACUSE, NY
$331,760
$424,800
$513,450
$638,100
ONTARIO
ROCHESTER, NY
$331,760
$424,800
$513,450
$638,100
ORANGE
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY
$356,500
$456,350
$551,650
$685,550
ORLEANS
ROCHESTER, NY
$331,760
$424,800
$513,450
$638,100
OSWEGO
SYRACUSE, NY
$331,760
$424,800
$513,450
$638,100
OTSEGO
ONEONTA, NY
$331,760
$424,800
$513,450
$638,100
PUTNAM
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
QUEENS
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
RENSSELAER
ALBANY-SCHENECTADY-TROY, NY
$331,760
$424,800
$513,450
$638,100
RICHMOND
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
ROCKLAND
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
SARATOGA
ALBANY-SCHENECTADY-TROY, NY
$331,760
$424,800
$513,450
$638,100
SCHENECTADY
ALBANY-SCHENECTADY-TROY, NY
$331,760
$424,800
$513,450
$638,100
SCHOHARIE
ALBANY-SCHENECTADY-TROY, NY
$331,760
$424,800
$513,450
$638,100
SCHUYLER
NON-METRO
$331,760
$424,800
$513,450
$638,100
SENECA
SENECA FALLS, NY
$331,760
$424,800
$513,450
$638,100
ST. LAWRENCE
OGDENSBURG-MASSENA, NY
$331,760
$424,800
$513,450
$638,100
STEUBEN
CORNING, NY
$331,760
$424,800
$513,450
$638,100
SUFFOLK
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
SULLIVAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
TIOGA
BINGHAMTON, NY
$331,760
$424,800
$513,450
$638,100
TOMPKINS
ITHACA, NY
$331,760
$424,800
$513,450
$638,100
ULSTER
KINGSTON, NY
$331,760
$424,800
$513,450
$638,100
WARREN
GLENS FALLS, NY
$331,760
$424,800
$513,450
$638,100
WASHINGTON
GLENS FALLS, NY
$331,760
$424,800
$513,450
$638,100
WAYNE
ROCHESTER, NY
$331,760
$424,800
$513,450
$638,100
WESTCHESTER
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
WYOMING
NON-METRO
$331,760
$424,800
$513,450
$638,100
YATES
ROCHESTER, NY
$331,760
$424,800
$513,450
$638,100
New York FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New York FHA Limits Set?
Mortgage limits for New York FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New York FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in New York is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in New York is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New York FHA loan limits are set above the nationwide floor amount in New York City, Brooklyn, Queens, Bronx, Staten Island, Manhattan, White Plains, Albany and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: