What are FHA Loan Limits in Oklahoma?
FHA loans are a low down payment mortgage program and Oklahoma FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oklahoma are set at the floor amount of $275,665 across almost the entire state.
Oklahoma FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAIR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALFALFA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ATOKA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BEAVER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BECKHAM | ELK CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| BLAINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BRYAN | DURANT, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CADDO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CANADIAN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CARTER | ARDMORE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEROKEE | TAHLEQUAH, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOCTAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CIMARRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEVELAND | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| COAL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COMANCHE | LAWTON, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| COTTON | LAWTON, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAIG | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CREEK | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CUSTER | WEATHERFORD, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DEWEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ELLIS | WOODWARD, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| GARFIELD | ENID, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| GARVIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRADY | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARMON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARPER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HASKELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HUGHES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | ALTUS, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KAY | PONCA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| KINGFISHER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KIOWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LATIMER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LE FLORE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| LOVE | ARDMORE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| MAJOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MAYES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCLAIN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCURTAIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCINTOSH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MURRAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MUSKOGEE | MUSKOGEE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| NOBLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NOWATA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OKFUSKEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OKLAHOMA | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| OKMULGEE | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| OSAGE | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTAWA | MIAMI, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PAWNEE | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PAYNE | STILLWATER, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PITTSBURG | MCALESTER, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PONTOTOC | ADA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| POTTAWATOMIE | SHAWNEE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PUSHMATAHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROGER MILLS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROGERS | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| SEMINOLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SEQUOYAH | FORT SMITH, AR-OK | $331,760 | $424,800 | $513,450 | $638,100 |
| STEPHENS | DUNCAN, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| TEXAS | GUYMON, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| TILLMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TULSA | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| WAGONER | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | BARTLESVILLE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHITA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODWARD | WOODWARD, OK | $331,760 | $424,800 | $513,450 | $638,100 |
Oklahoma FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Oklahoma FHA Limits Set?
Mortgage limits for Oklahoma FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Oklahoma FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Oklahoma is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Oklahoma is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Oklahoma FHA loan limits are set at the nationwide floor amount in Oklahoma City, Tulsa, Norman, Lawton, Owasso, Enid, Stillwater, Edmond and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Ohio?
FHA loans are a low down payment mortgage program and Ohio FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Ohio are set at the floor amount of $275,665 across almost the entire state.
Ohio FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEN | LIMA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| ASHLAND | ASHLAND, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| ASHTABULA | ASHTABULA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| ATHENS | ATHENS, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| AUGLAIZE | WAPAKONETA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| BELMONT | WHEELING, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| BUTLER | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | CANTON-MASSILLON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAMPAIGN | URBANA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | SPRINGFIELD, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CLERMONT | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | WILMINGTON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIANA | SALEM, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| COSHOCTON | COSHOCTON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | BUCYRUS-GALION, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CUYAHOGA | CLEVELAND-ELYRIA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| DARKE | GREENVILLE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| DEFIANCE | DEFIANCE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| ERIE | SANDUSKY, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| FAIRFIELD | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| FAYETTE | WASHINGTON COURT HOUSE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| FULTON | TOLEDO, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| GALLIA | POINT PLEASANT, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| GEAUGA | CLEVELAND-ELYRIA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | DAYTON-KETTERING, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| GUERNSEY | CAMBRIDGE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | FINDLAY, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HIGHLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOCKING | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| HOLMES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HURON | NORWALK, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | JACKSON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | WEIRTON-STEUBENVILLE, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| KNOX | MOUNT VERNON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | CLEVELAND-ELYRIA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | HUNTINGTON-ASHLAND, WV-KY-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| LICKING | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| LOGAN | BELLEFONTAINE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| LORAIN | CLEVELAND-ELYRIA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| LUCAS | TOLEDO, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| MAHONING | YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | MARION, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MEDINA | CLEVELAND-ELYRIA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MEIGS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | CELINA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MIAMI | DAYTON-KETTERING, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | DAYTON-KETTERING, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MORROW | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| MUSKINGUM | ZANESVILLE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| NOBLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTAWA | TOLEDO, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| PAULDING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| PICKAWAY | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| PIKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PORTAGE | AKRON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| PREBLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | MANSFIELD, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSS | CHILLICOTHE, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| SANDUSKY | FREMONT, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| SCIOTO | PORTSMOUTH, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| SENECA | TIFFIN, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | SIDNEY, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| STARK | CANTON-MASSILLON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| SUMMIT | AKRON, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| TRUMBULL | YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | $331,760 | $424,800 | $513,450 | $638,100 |
| TUSCARAWAS | NEW PHILADELPHIA-DOVER, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | COLUMBUS, OH | $373,750 | $478,450 | $578,350 | $718,750 |
| VAN WERT | VAN WERT, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| VINTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | CINCINNATI, OH-KY-IN | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | MARIETTA, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | WOOSTER, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| WILLIAMS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WOOD | TOLEDO, OH | $331,760 | $424,800 | $513,450 | $638,100 |
| WYANDOT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Ohio FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Ohio FHA Limits Set?
Mortgage limits for Ohio FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Ohio FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Ohio is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Ohio is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Ohio FHA loan limits are set above the nationwide floor amount in Cleveland, Columbus, Cincinnati and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in North Dakota?
FHA loans are a low down payment mortgage program and North Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Dakota are set at the floor amount of $275,665 across almost the entire state.
North Dakota FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARNES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BILLINGS | DICKINSON, ND | $339,250 | $434,300 | $524,950 | $652,400 |
| BOTTINEAU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOWMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BURKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BURLEIGH | BISMARCK, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | FARGO, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CAVALIER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DICKEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DIVIDE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DUNN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| EDDY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| EMMONS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FOSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GOLDEN VALLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAND FORKS | GRAND FORKS, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRIGGS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HETTINGER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KIDDER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMOURE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCHENRY | MINOT, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| MCINTOSH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCKENZIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCLEAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MORTON | BISMARCK, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| MOUNTRAIL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NELSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OLIVER | BISMARCK, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| PEMBINA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIERCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RAMSEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RANSOM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RENVILLE | MINOT, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | WAHPETON, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| ROLETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SARGENT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHERIDAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SIOUX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SLOPE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STARK | DICKINSON, ND | $339,250 | $434,300 | $524,950 | $652,400 |
| STEELE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STUTSMAN | JAMESTOWN, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| TOWNER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TRAILL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WALSH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WARD | MINOT, ND | $331,760 | $424,800 | $513,450 | $638,100 |
| WELLS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WILLIAMS | WILLISTON, ND | $331,760 | $424,800 | $513,450 | $638,100 |
North Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are North Dakota FHA Limits Set?
Mortgage limits for North Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
North Dakota FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in North Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in North Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
North Dakota FHA loan limits are set at the nationwide floor amount in Fargo, Minot, West Fargo, Bismarck and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in North Carolina?
FHA loans are a low down payment mortgage program and North Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in North Carolina are set at the floor amount of $275,665 across almost the entire state.
North Carolina FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALAMANCE | BURLINGTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ALEXANDER | HICKORY-LENOIR-MORGANTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGHANY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ANSON | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| ASHE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| AVERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BEAUFORT | WASHINGTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| BERTIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BLADEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BRUNSWICK | MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | $331,760 | $424,800 | $513,450 | $638,100 |
| BUNCOMBE | ASHEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| BURKE | HICKORY-LENOIR-MORGANTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| CABARRUS | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| CALDWELL | HICKORY-LENOIR-MORGANTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMDEN | VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | $458,850 | $587,400 | $710,050 | $882,400 |
| CARTERET | MOREHEAD CITY, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| CASWELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CATAWBA | HICKORY-LENOIR-MORGANTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| CHATHAM | DURHAM-CHAPEL HILL, NC | $414,000 | $530,000 | $640,650 | $796,150 |
| CHEROKEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOWAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEVELAND | SHELBY, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBUS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAVEN | NEW BERN, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| CUMBERLAND | FAYETTEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| CURRITUCK | VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | $458,850 | $587,400 | $710,050 | $882,400 |
| DARE | KILL DEVIL HILLS, NC | $391,000 | $500,550 | $605,050 | $751,900 |
| DAVIDSON | WINSTON-SALEM, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| DAVIE | WINSTON-SALEM, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| DUPLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DURHAM | DURHAM-CHAPEL HILL, NC | $414,000 | $530,000 | $640,650 | $796,150 |
| EDGECOMBE | ROCKY MOUNT, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| FORSYTH | WINSTON-SALEM, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | RALEIGH-CARY, NC | $353,050 | $451,950 | $546,300 | $678,950 |
| GASTON | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| GATES | VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | $458,850 | $587,400 | $710,050 | $882,400 |
| GRAHAM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANVILLE | DURHAM-CHAPEL HILL, NC | $414,000 | $530,000 | $640,650 | $796,150 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GUILFORD | GREENSBORO-HIGH POINT, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| HALIFAX | ROANOKE RAPIDS, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| HARNETT | FAYETTEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| HAYWOOD | ASHEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| HENDERSON | ASHEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| HERTFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOKE | FAYETTEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| HYDE | NON-METRO | $483,000 | $618,300 | $747,400 | $928,850 |
| IREDELL | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | CULLOWHEE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSTON | RALEIGH-CARY, NC | $353,050 | $451,950 | $546,300 | $678,950 |
| JONES | NEW BERN, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | SANFORD, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| LENOIR | KINSTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| MACON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | ASHEVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCDOWELL | MARION, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| MECKLENBURG | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| MITCHELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MOORE | PINEHURST-SOUTHERN PINES, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| NASH | ROCKY MOUNT, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| NEW HANOVER | WILMINGTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| NORTHAMPTON | ROANOKE RAPIDS, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ONSLOW | JACKSONVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | DURHAM-CHAPEL HILL, NC | $414,000 | $530,000 | $640,650 | $796,150 |
| PAMLICO | NEW BERN, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| PASQUOTANK | ELIZABETH CITY, NC | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| PENDER | WILMINGTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| PERQUIMANS | ELIZABETH CITY, NC | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| PERSON | DURHAM-CHAPEL HILL, NC | $414,000 | $530,000 | $640,650 | $796,150 |
| PITT | GREENVILLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | GREENSBORO-HIGH POINT, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHMOND | ROCKINGHAM, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ROBESON | LUMBERTON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCKINGHAM | GREENSBORO-HIGH POINT, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| ROWAN | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| RUTHERFORD | FOREST CITY, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| SAMPSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTLAND | LAURINBURG, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| STANLY | ALBEMARLE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| STOKES | WINSTON-SALEM, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| SURRY | MOUNT AIRY, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| SWAIN | CULLOWHEE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| TRANSYLVANIA | BREVARD, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| TYRRELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| VANCE | HENDERSON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| WAKE | RALEIGH-CARY, NC | $353,050 | $451,950 | $546,300 | $678,950 |
| WARREN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WATAUGA | BOONE, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | GOLDSBORO, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| WILKES | NORTH WILKESBORO, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| WILSON | WILSON, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| YADKIN | WINSTON-SALEM, NC | $331,760 | $424,800 | $513,450 | $638,100 |
| YANCEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
North Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are North Carolina FHA Limits Set?
Mortgage limits for North Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
North Carolina FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in North Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in North Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
North Carolina FHA loan limits are set above the nationwide floor amount in Charlotte, Raleigh, Durham, Kill Devil Hills and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in New York?
FHA loans are a low down payment mortgage program and New York FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New York are set above the floor amount of $275,665 across much of the state.
New York FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALBANY | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGANY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BRONX | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| BROOME | BINGHAMTON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CATTARAUGUS | OLEAN, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CAYUGA | AUBURN, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAUTAUQUA | JAMESTOWN-DUNKIRK-FREDONIA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEMUNG | ELMIRA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CHENANGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | PLATTSBURGH, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIA | HUDSON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| CORTLAND | CORTLAND, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DUTCHESS | POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | $356,500 | $456,350 | $551,650 | $685,550 |
| ERIE | BUFFALO-CHEEKTOWAGA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ESSEX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | MALONE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | GLOVERSVILLE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| GENESEE | BATAVIA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HERKIMER | UTICA-ROME, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | WATERTOWN-FORT DRUM, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| KINGS | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| LEWIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | SYRACUSE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | AMSTERDAM, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| NASSAU | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NEW YORK | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NIAGARA | BUFFALO-CHEEKTOWAGA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ONEIDA | UTICA-ROME, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ONONDAGA | SYRACUSE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ONTARIO | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | $356,500 | $456,350 | $551,650 | $685,550 |
| ORLEANS | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| OSWEGO | SYRACUSE, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| OTSEGO | ONEONTA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| QUEENS | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| RENSSELAER | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHMOND | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| ROCKLAND | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SARATOGA | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHENECTADY | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHOHARIE | ALBANY-SCHENECTADY-TROY, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SENECA | SENECA FALLS, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LAWRENCE | OGDENSBURG-MASSENA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| STEUBEN | CORNING, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| SUFFOLK | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SULLIVAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TIOGA | BINGHAMTON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| TOMPKINS | ITHACA, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| ULSTER | KINGSTON, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | GLENS FALLS, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | GLENS FALLS, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
| WESTCHESTER | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| WYOMING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YATES | ROCHESTER, NY | $331,760 | $424,800 | $513,450 | $638,100 |
New York FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New York FHA Limits Set?
Mortgage limits for New York FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New York FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in New York is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in New York is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New York FHA loan limits are set above the nationwide floor amount in New York City, Brooklyn, Queens, Bronx, Staten Island, Manhattan, White Plains, Albany and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
