FHA loans are a low down payment mortgage program and South Dakota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Dakota are set at the floor amount of $275,665 across the entire state.
South Dakota FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
AURORA
NON-METRO
$331,760
$424,800
$513,450
$638,100
BEADLE
HURON, SD
$331,760
$424,800
$513,450
$638,100
BENNETT
NON-METRO
$331,760
$424,800
$513,450
$638,100
BON HOMME
NON-METRO
$331,760
$424,800
$513,450
$638,100
BROOKINGS
BROOKINGS, SD
$331,760
$424,800
$513,450
$638,100
BROWN
ABERDEEN, SD
$331,760
$424,800
$513,450
$638,100
BRULE
NON-METRO
$331,760
$424,800
$513,450
$638,100
BUFFALO
NON-METRO
$331,760
$424,800
$513,450
$638,100
BUTTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
CAMPBELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
CHARLES MIX
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLARK
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLAY
VERMILLION, SD
$331,760
$424,800
$513,450
$638,100
CODINGTON
WATERTOWN, SD
$331,760
$424,800
$513,450
$638,100
CORSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
CUSTER
NON-METRO
$331,760
$424,800
$513,450
$638,100
DAVISON
MITCHELL, SD
$331,760
$424,800
$513,450
$638,100
DAY
NON-METRO
$331,760
$424,800
$513,450
$638,100
DEUEL
NON-METRO
$331,760
$424,800
$513,450
$638,100
DEWEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
DOUGLAS
NON-METRO
$331,760
$424,800
$513,450
$638,100
EDMUNDS
ABERDEEN, SD
$331,760
$424,800
$513,450
$638,100
FALL RIVER
NON-METRO
$331,760
$424,800
$513,450
$638,100
FAULK
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRANT
NON-METRO
$331,760
$424,800
$513,450
$638,100
GREGORY
NON-METRO
$331,760
$424,800
$513,450
$638,100
HAAKON
NON-METRO
$331,760
$424,800
$513,450
$638,100
HAMLIN
WATERTOWN, SD
$331,760
$424,800
$513,450
$638,100
HAND
NON-METRO
$331,760
$424,800
$513,450
$638,100
HANSON
MITCHELL, SD
$331,760
$424,800
$513,450
$638,100
HARDING
NON-METRO
$331,760
$424,800
$513,450
$638,100
HUGHES
PIERRE, SD
$331,760
$424,800
$513,450
$638,100
HUTCHINSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
HYDE
NON-METRO
$331,760
$424,800
$513,450
$638,100
JACKSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
JERAULD
HURON, SD
$331,760
$424,800
$513,450
$638,100
JONES
NON-METRO
$331,760
$424,800
$513,450
$638,100
KINGSBURY
NON-METRO
$331,760
$424,800
$513,450
$638,100
LAKE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LAWRENCE
SPEARFISH, SD
$331,760
$424,800
$513,450
$638,100
LINCOLN
SIOUX FALLS, SD
$331,760
$424,800
$513,450
$638,100
LYMAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MARSHALL
NON-METRO
$331,760
$424,800
$513,450
$638,100
MCCOOK
SIOUX FALLS, SD
$331,760
$424,800
$513,450
$638,100
MCPHERSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
MEADE
RAPID CITY, SD
$331,760
$424,800
$513,450
$638,100
MELLETTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
MINER
NON-METRO
$331,760
$424,800
$513,450
$638,100
MINNEHAHA
SIOUX FALLS, SD
$331,760
$424,800
$513,450
$638,100
MOODY
NON-METRO
$331,760
$424,800
$513,450
$638,100
OGLALA LAKOTA
NON-METRO
$331,760
$424,800
$513,450
$638,100
PENNINGTON
RAPID CITY, SD
$331,760
$424,800
$513,450
$638,100
PERKINS
NON-METRO
$331,760
$424,800
$513,450
$638,100
POTTER
NON-METRO
$331,760
$424,800
$513,450
$638,100
ROBERTS
NON-METRO
$331,760
$424,800
$513,450
$638,100
SANBORN
NON-METRO
$331,760
$424,800
$513,450
$638,100
SPINK
NON-METRO
$331,760
$424,800
$513,450
$638,100
STANLEY
PIERRE, SD
$331,760
$424,800
$513,450
$638,100
SULLY
NON-METRO
$331,760
$424,800
$513,450
$638,100
TODD
NON-METRO
$331,760
$424,800
$513,450
$638,100
TRIPP
NON-METRO
$331,760
$424,800
$513,450
$638,100
TURNER
SIOUX FALLS, SD
$331,760
$424,800
$513,450
$638,100
UNION
SIOUX CITY, IA-NE-SD
$331,760
$424,800
$513,450
$638,100
WALWORTH
NON-METRO
$331,760
$424,800
$513,450
$638,100
YANKTON
YANKTON, SD
$331,760
$424,800
$513,450
$638,100
ZIEBACH
NON-METRO
$331,760
$424,800
$513,450
$638,100
South Dakota FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are South Dakota FHA Limits Set?
Mortgage limits for South Dakota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
South Dakota FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in South Dakota is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in South Dakota is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
South Dakota FHA loan limits are set at the nationwide floor amount in Rapid City, Sioux City, Aberdeen, Brookings, Watertown and the rest of the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and South Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Carolina are set at the floor amount of $275,665 across half the state.
South Carolina FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ABBEVILLE
NON-METRO
$331,760
$424,800
$513,450
$638,100
AIKEN
AUGUSTA-RICHMOND COUNTY, GA-SC
$331,760
$424,800
$513,450
$638,100
ALLENDALE
NON-METRO
$331,760
$424,800
$513,450
$638,100
ANDERSON
GREENVILLE-ANDERSON, SC
$331,760
$424,800
$513,450
$638,100
BAMBERG
NON-METRO
$331,760
$424,800
$513,450
$638,100
BARNWELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
BEAUFORT
HILTON HEAD ISLAND-BLUFFTON, SC
$350,750
$449,000
$542,750
$674,500
BERKELEY
CHARLESTON-NORTH CHARLESTON, SC
$391,000
$500,550
$605,050
$751,900
CALHOUN
COLUMBIA, SC
$331,760
$424,800
$513,450
$638,100
CHARLESTON
CHARLESTON-NORTH CHARLESTON, SC
$391,000
$500,550
$605,050
$751,900
CHEROKEE
GAFFNEY, SC
$331,760
$424,800
$513,450
$638,100
CHESTER
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
CHESTERFIELD
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLARENDON
SUMTER, SC
$331,760
$424,800
$513,450
$638,100
COLLETON
NON-METRO
$331,760
$424,800
$513,450
$638,100
DARLINGTON
FLORENCE, SC
$331,760
$424,800
$513,450
$638,100
DILLON
NON-METRO
$331,760
$424,800
$513,450
$638,100
DORCHESTER
CHARLESTON-NORTH CHARLESTON, SC
$391,000
$500,550
$605,050
$751,900
EDGEFIELD
AUGUSTA-RICHMOND COUNTY, GA-SC
$331,760
$424,800
$513,450
$638,100
FAIRFIELD
COLUMBIA, SC
$331,760
$424,800
$513,450
$638,100
FLORENCE
FLORENCE, SC
$331,760
$424,800
$513,450
$638,100
GEORGETOWN
GEORGETOWN, SC
$331,760
$424,800
$513,450
$638,100
GREENVILLE
GREENVILLE-ANDERSON, SC
$331,760
$424,800
$513,450
$638,100
GREENWOOD
GREENWOOD, SC
$331,760
$424,800
$513,450
$638,100
HAMPTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
HORRY
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC
$331,760
$424,800
$513,450
$638,100
JASPER
HILTON HEAD ISLAND-BLUFFTON, SC
$350,750
$449,000
$542,750
$674,500
KERSHAW
COLUMBIA, SC
$331,760
$424,800
$513,450
$638,100
LANCASTER
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
LAURENS
GREENVILLE-ANDERSON, SC
$331,760
$424,800
$513,450
$638,100
LEE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LEXINGTON
COLUMBIA, SC
$331,760
$424,800
$513,450
$638,100
MARION
NON-METRO
$331,760
$424,800
$513,450
$638,100
MARLBORO
BENNETTSVILLE, SC
$331,760
$424,800
$513,450
$638,100
MCCORMICK
NON-METRO
$331,760
$424,800
$513,450
$638,100
NEWBERRY
NEWBERRY, SC
$331,760
$424,800
$513,450
$638,100
OCONEE
SENECA, SC
$331,760
$424,800
$513,450
$638,100
ORANGEBURG
ORANGEBURG, SC
$331,760
$424,800
$513,450
$638,100
PICKENS
GREENVILLE-ANDERSON, SC
$331,760
$424,800
$513,450
$638,100
RICHLAND
COLUMBIA, SC
$331,760
$424,800
$513,450
$638,100
SALUDA
COLUMBIA, SC
$331,760
$424,800
$513,450
$638,100
SPARTANBURG
SPARTANBURG, SC
$331,760
$424,800
$513,450
$638,100
SUMTER
SUMTER, SC
$331,760
$424,800
$513,450
$638,100
UNION
UNION, SC
$331,760
$424,800
$513,450
$638,100
WILLIAMSBURG
NON-METRO
$331,760
$424,800
$513,450
$638,100
YORK
CHARLOTTE-CONCORD-GASTONIA, NC-SC
$331,760
$424,800
$513,450
$638,100
South Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are South Carolina FHA Limits Set?
Mortgage limits for South Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
South Carolina FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in South Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in South Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
South Carolina FHA loan limits are set above the nationwide floor amount in Charleston, Hilton Head, Greenville, Spartanburg and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Rhode Island FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Rhode Island are set above the floor amount of $275,665 across the entire state.
Rhode Island FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
BRISTOL
PROVIDENCE-WARWICK, RI-MA
$460,000
$588,850
$711,800
$884,600
KENT
PROVIDENCE-WARWICK, RI-MA
$460,000
$588,850
$711,800
$884,600
NEWPORT
PROVIDENCE-WARWICK, RI-MA
$460,000
$588,850
$711,800
$884,600
PROVIDENCE
PROVIDENCE-WARWICK, RI-MA
$460,000
$588,850
$711,800
$884,600
WASHINGTON
PROVIDENCE-WARWICK, RI-MA
$460,000
$588,850
$711,800
$884,600
Rhode Island FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Rhode Island FHA Limits Set?
Mortgage limits for Rhode Island FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Rhode Island FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Rhode Island is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Rhode Island is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Rhode Island FHA loan limits are set above the nationwide floor amount in Providence, Warwick and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Pennsylvania FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Pennsylvania are set at the floor amount of $275,665 across almost the entire state.
Pennsylvania FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMS
GETTYSBURG, PA
$331,760
$424,800
$513,450
$638,100
ALLEGHENY
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
ARMSTRONG
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
BEAVER
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
BEDFORD
NON-METRO
$331,760
$424,800
$513,450
$638,100
BERKS
READING, PA
$331,760
$424,800
$513,450
$638,100
BLAIR
ALTOONA, PA
$331,760
$424,800
$513,450
$638,100
BRADFORD
SAYRE, PA
$331,760
$424,800
$513,450
$638,100
BUCKS
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
BUTLER
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
CAMBRIA
JOHNSTOWN, PA
$331,760
$424,800
$513,450
$638,100
CAMERON
NON-METRO
$331,760
$424,800
$513,450
$638,100
CARBON
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
$372,600
$477,000
$576,550
$716,550
CENTRE
STATE COLLEGE, PA
$331,760
$424,800
$513,450
$638,100
CHESTER
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
CLARION
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLEARFIELD
DUBOIS, PA
$331,760
$424,800
$513,450
$638,100
CLINTON
LOCK HAVEN, PA
$331,760
$424,800
$513,450
$638,100
COLUMBIA
BLOOMSBURG-BERWICK, PA
$331,760
$424,800
$513,450
$638,100
CRAWFORD
MEADVILLE, PA
$331,760
$424,800
$513,450
$638,100
CUMBERLAND
HARRISBURG-CARLISLE, PA
$331,760
$424,800
$513,450
$638,100
DAUPHIN
HARRISBURG-CARLISLE, PA
$331,760
$424,800
$513,450
$638,100
DELAWARE
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
ELK
ST. MARYS, PA
$331,760
$424,800
$513,450
$638,100
ERIE
ERIE, PA
$331,760
$424,800
$513,450
$638,100
FAYETTE
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
FOREST
NON-METRO
$331,760
$424,800
$513,450
$638,100
FRANKLIN
CHAMBERSBURG-WAYNESBORO, PA
$331,760
$424,800
$513,450
$638,100
FULTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
GREENE
NON-METRO
$331,760
$424,800
$513,450
$638,100
HUNTINGDON
HUNTINGDON, PA
$331,760
$424,800
$513,450
$638,100
INDIANA
INDIANA, PA
$331,760
$424,800
$513,450
$638,100
JEFFERSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
JUNIATA
NON-METRO
$331,760
$424,800
$513,450
$638,100
LACKAWANNA
SCRANTON--WILKES-BARRE, PA
$331,760
$424,800
$513,450
$638,100
LANCASTER
LANCASTER, PA
$331,760
$424,800
$513,450
$638,100
LAWRENCE
NEW CASTLE, PA
$331,760
$424,800
$513,450
$638,100
LEBANON
LEBANON, PA
$331,760
$424,800
$513,450
$638,100
LEHIGH
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
$372,600
$477,000
$576,550
$716,550
LUZERNE
SCRANTON--WILKES-BARRE, PA
$331,760
$424,800
$513,450
$638,100
LYCOMING
WILLIAMSPORT, PA
$331,760
$424,800
$513,450
$638,100
MCKEAN
BRADFORD, PA
$331,760
$424,800
$513,450
$638,100
MERCER
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
$331,760
$424,800
$513,450
$638,100
MIFFLIN
LEWISTOWN, PA
$331,760
$424,800
$513,450
$638,100
MONROE
EAST STROUDSBURG, PA
$331,760
$424,800
$513,450
$638,100
MONTGOMERY
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
MONTOUR
BLOOMSBURG-BERWICK, PA
$331,760
$424,800
$513,450
$638,100
NORTHAMPTON
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
$372,600
$477,000
$576,550
$716,550
NORTHUMBERLAND
SUNBURY, PA
$331,760
$424,800
$513,450
$638,100
PERRY
HARRISBURG-CARLISLE, PA
$331,760
$424,800
$513,450
$638,100
PHILADELPHIA
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
PIKE
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
POTTER
NON-METRO
$331,760
$424,800
$513,450
$638,100
SCHUYLKILL
POTTSVILLE, PA
$331,760
$424,800
$513,450
$638,100
SNYDER
SELINSGROVE, PA
$331,760
$424,800
$513,450
$638,100
SOMERSET
SOMERSET, PA
$331,760
$424,800
$513,450
$638,100
SULLIVAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
SUSQUEHANNA
NON-METRO
$331,760
$424,800
$513,450
$638,100
TIOGA
NON-METRO
$331,760
$424,800
$513,450
$638,100
UNION
LEWISBURG, PA
$331,760
$424,800
$513,450
$638,100
VENANGO
OIL CITY, PA
$331,760
$424,800
$513,450
$638,100
WARREN
WARREN, PA
$331,760
$424,800
$513,450
$638,100
WASHINGTON
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
WAYNE
NON-METRO
$331,760
$424,800
$513,450
$638,100
WESTMORELAND
PITTSBURGH, PA
$331,760
$424,800
$513,450
$638,100
WYOMING
SCRANTON--WILKES-BARRE, PA
$331,760
$424,800
$513,450
$638,100
YORK
YORK-HANOVER, PA
$331,760
$424,800
$513,450
$638,100
Pennsylvania FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Pennsylvania FHA Limits Set?
Mortgage limits for Pennsylvania FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Pennsylvania FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Pennsylvania is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Pennsylvania is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Pennsylvania FHA loan limits are set above the nationwide floor amount in Pittsburg, Philadelphia, Allentown and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Oregon FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oregon are set at the floor amount of $275,665 across almost the entire state.
Oregon FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
BAKER
NON-METRO
$331,760
$424,800
$513,450
$638,100
BENTON
CORVALLIS, OR
$402,500
$515,250
$622,850
$774,050
CLACKAMAS
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
CLATSOP
ASTORIA, OR
$345,000
$441,650
$533,850
$663,450
COLUMBIA
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
COOS
COOS BAY, OR
$331,760
$424,800
$513,450
$638,100
CROOK
PRINEVILLE, OR
$331,760
$424,800
$513,450
$638,100
CURRY
BROOKINGS, OR
$331,760
$424,800
$513,450
$638,100
DESCHUTES
BEND, OR
$431,250
$552,050
$667,350
$829,350
DOUGLAS
ROSEBURG, OR
$331,760
$424,800
$513,450
$638,100
GILLIAM
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRANT
NON-METRO
$331,760
$424,800
$513,450
$638,100
HARNEY
NON-METRO
$331,760
$424,800
$513,450
$638,100
HOOD RIVER
HOOD RIVER, OR
$477,250
$610,950
$738,500
$917,800
JACKSON
MEDFORD, OR
$333,500
$426,950
$516,050
$641,350
JEFFERSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
JOSEPHINE
GRANTS PASS, OR
$331,760
$424,800
$513,450
$638,100
KLAMATH
KLAMATH FALLS, OR
$331,760
$424,800
$513,450
$638,100
LAKE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LANE
EUGENE-SPRINGFIELD, OR
$331,760
$424,800
$513,450
$638,100
LINCOLN
NEWPORT, OR
$331,760
$424,800
$513,450
$638,100
LINN
ALBANY-LEBANON, OR
$331,760
$424,800
$513,450
$638,100
MALHEUR
ONTARIO, OR-ID
$331,760
$424,800
$513,450
$638,100
MARION
SALEM, OR
$342,700
$438,700
$530,300
$659,050
MORROW
HERMISTON-PENDLETON, OR
$331,760
$424,800
$513,450
$638,100
MULTNOMAH
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
POLK
SALEM, OR
$342,700
$438,700
$530,300
$659,050
SHERMAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
TILLAMOOK
NON-METRO
$331,760
$424,800
$513,450
$638,100
UMATILLA
HERMISTON-PENDLETON, OR
$331,760
$424,800
$513,450
$638,100
UNION
LA GRANDE, OR
$331,760
$424,800
$513,450
$638,100
WALLOWA
NON-METRO
$331,760
$424,800
$513,450
$638,100
WASCO
THE DALLES, OR
$331,760
$424,800
$513,450
$638,100
WASHINGTON
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
WHEELER
NON-METRO
$331,760
$424,800
$513,450
$638,100
YAMHILL
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
Oregon FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Oregon FHA Limits Set?
Mortgage limits for Oregon FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Oregon FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Oregon is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Oregon is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Oregon FHA loan limits are set above the nationwide floor amount in Portland, Eugene, Salem and more. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: