What are FHA Loan Limits in New Jersey?
FHA loans are a low down payment mortgage program and New Jersey FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New Jersey are set above the floor amount of $275,665 across the entire state.
New Jersey FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ATLANTIC | ATLANTIC CITY-HAMMONTON, NJ | $331,760 | $424,800 | $513,450 | $638,100 |
| BERGEN | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| BURLINGTON | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| CAMDEN | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| CAPE MAY | OCEAN CITY, NJ | $414,000 | $530,000 | $640,650 | $796,150 |
| CUMBERLAND | VINELAND-BRIDGETON, NJ | $331,760 | $424,800 | $513,450 | $638,100 |
| ESSEX | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| GLOUCESTER | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| HUDSON | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| HUNTERDON | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| MERCER | TRENTON-PRINCETON, NJ | $345,000 | $441,650 | $533,850 | $663,450 |
| MIDDLESEX | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| MONMOUTH | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| MORRIS | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| OCEAN | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| PASSAIC | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SALEM | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| SOMERSET | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SUSSEX | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| UNION | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| WARREN | ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | $372,600 | $477,000 | $576,550 | $716,550 |
New Jersey FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New Jersey FHA Limits Set?
Mortgage limits for New Jersey FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New Jersey FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in New Jersey is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in New Jersey is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New Jersey FHA loan limits are set above the nationwide floor amount in Newark, Perth Amboy, Vineland, Union, Piscataway, New Brunswick, Hoboken, Plainfield, Jersey City and all other areas in the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Wyoming?
FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.
Wyoming FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALBANY | LARAMIE, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| BIG HORN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMPBELL | GILLETTE, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| CARBON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CONVERSE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CROOK | GILLETTE, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| FREMONT | RIVERTON, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| GOSHEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOT SPRINGS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LARAMIE | CHEYENNE, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NATRONA | CASPER, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| NIOBRARA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PARK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PLATTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHERIDAN | SHERIDAN, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| SUBLETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SWEETWATER | ROCK SPRINGS, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| TETON | JACKSON, WY-ID | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| UINTA | EVANSTON, WY | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHAKIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WESTON | GILLETTE, WY | $331,760 | $424,800 | $513,450 | $638,100 |
Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Wyoming FHA Limits Set?
Mortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Wyoming FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Wisconsin?
FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.
Wisconsin FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ASHLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BAYFIELD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | GREEN BAY, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| BUFFALO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BURNETT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CALUMET | APPLETON, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | EAU CLAIRE, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIA | MADISON, WI | $333,500 | $426,950 | $516,050 | $641,350 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DANE | MADISON, WI | $333,500 | $426,950 | $516,050 | $641,350 |
| DODGE | BEAVER DAM, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| DOOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| DUNN | MENOMONIE, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| EAU CLAIRE | EAU CLAIRE, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| FLORENCE | IRON MOUNTAIN, MI-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| FOND DU LAC | FOND DU LAC, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| FOREST | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | PLATTEVILLE, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| GREEN | MADISON, WI | $333,500 | $426,950 | $516,050 | $641,350 |
| GREEN LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| IOWA | MADISON, WI | $333,500 | $426,950 | $516,050 | $641,350 |
| IRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | WATERTOWN-FORT ATKINSON, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| JUNEAU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KENOSHA | CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI | $368,000 | $471,100 | $569,450 | $707,700 |
| KEWAUNEE | GREEN BAY, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| LA CROSSE | LA CROSSE-ONALASKA, WI-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| LAFAYETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LANGLADE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | WAUSAU-WESTON, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| MANITOWOC | MANITOWOC, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| MARATHON | WAUSAU-WESTON, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| MARINETTE | MARINETTE, WI-MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MARQUETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MENOMINEE | SHAWANO, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| MILWAUKEE | MILWAUKEE-WAUKESHA, WI | $339,250 | $434,300 | $524,950 | $652,400 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OCONTO | GREEN BAY, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| ONEIDA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OUTAGAMIE | APPLETON, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| OZAUKEE | MILWAUKEE-WAUKESHA, WI | $339,250 | $434,300 | $524,950 | $652,400 |
| PEPIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIERCE | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| POLK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PORTAGE | STEVENS POINT, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| PRICE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RACINE | RACINE, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK | JANESVILLE-BELOIT, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| RUSK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAUK | BARABOO, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| SAWYER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHAWANO | SHAWANO, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| SHEBOYGAN | SHEBOYGAN, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CROIX | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| TAYLOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TREMPEALEAU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VERNON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VILAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WALWORTH | WHITEWATER, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHBURN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | MILWAUKEE-WAUKESHA, WI | $339,250 | $434,300 | $524,950 | $652,400 |
| WAUKESHA | MILWAUKEE-WAUKESHA, WI | $339,250 | $434,300 | $524,950 | $652,400 |
| WAUPACA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WAUSHARA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WINNEBAGO | OSHKOSH-NEENAH, WI | $331,760 | $424,800 | $513,450 | $638,100 |
| WOOD | WISCONSIN RAPIDS-MARSHFIELD, WI | $331,760 | $424,800 | $513,450 | $638,100 |
Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Wisconsin FHA Limits Set?
Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Wisconsin FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in West Virginia?
FHA loans are a low down payment mortgage program and West Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in West Virginia are set at the floor amount of $275,665 across most of the state.
West Virginia FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BARBOUR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BERKELEY | HAGERSTOWN-MARTINSBURG, MD-WV | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | CHARLESTON, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| BRAXTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BROOKE | WEIRTON-STEUBENVILLE, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CABELL | HUNTINGTON-ASHLAND, WV-KY-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | CHARLESTON, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| DODDRIDGE | CLARKSBURG, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | BECKLEY, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| GILMER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENBRIER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMPSHIRE | WINCHESTER, VA-WV | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | WEIRTON-STEUBENVILLE, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | CLARKSBURG, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | CHARLESTON, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| KANAWHA | CHARLESTON, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | CHARLESTON, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | MOUNT GAY-SHAMROCK, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | FAIRMONT, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | WHEELING, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | POINT PLEASANT, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| MCDOWELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | BLUEFIELD, WV-VA | $331,760 | $424,800 | $513,450 | $638,100 |
| MINERAL | CUMBERLAND, MD-WV | $331,760 | $424,800 | $513,450 | $638,100 |
| MINGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONONGALIA | MORGANTOWN, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | HAGERSTOWN-MARTINSBURG, MD-WV | $331,760 | $424,800 | $513,450 | $638,100 |
| NICHOLAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OHIO | WHEELING, WV-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| PENDLETON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PLEASANTS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POCAHONTAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PRESTON | MORGANTOWN, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | HUNTINGTON-ASHLAND, WV-KY-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| RALEIGH | BECKLEY, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | ELKINS, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| RITCHIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROANE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SUMMERS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TAYLOR | CLARKSBURG, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| TUCKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TYLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UPSHUR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | HUNTINGTON-ASHLAND, WV-KY-OH | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WETZEL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WIRT | PARKERSBURG-VIENNA, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| WOOD | PARKERSBURG-VIENNA, WV | $331,760 | $424,800 | $513,450 | $638,100 |
| WYOMING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
West Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are West Virginia FHA Limits Set?
Mortgage limits for West Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
West Virginia FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in West Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in West Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
West Virginia FHA loan limits are set above the nationwide floor amount include include locations near Washington D.C. and Hagerstown, MD. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Washington?
FHA loans are a low down payment mortgage program and Washington FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Washington are set at the floor amount of $275,665 across much of the state.
Washington FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | OTHELLO, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| ASOTIN | LEWISTON, ID-WA | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | KENNEWICK-RICHLAND, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| CHELAN | WENATCHEE, WA | $345,000 | $441,650 | $533,850 | $663,450 |
| CLALLAM | PORT ANGELES, WA | $384,100 | $491,700 | $594,350 | $738,650 |
| CLARK | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
| COLUMBIA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COWLITZ | LONGVIEW, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | WENATCHEE, WA | $345,000 | $441,650 | $533,850 | $663,450 |
| FERRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | KENNEWICK-RICHLAND, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| GARFIELD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | MOSES LAKE, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAYS HARBOR | ABERDEEN, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| ISLAND | OAK HARBOR, WA | $393,300 | $503,500 | $608,600 | $756,350 |
| JEFFERSON | NON-METRO | $351,900 | $450,500 | $544,550 | $676,750 |
| KING | SEATTLE-TACOMA-BELLEVUE, WA | $741,750 | $949,600 | $1,147,800 | $1,426,450 |
| KITSAP | BREMERTON-SILVERDALE-PORT ORCHARD, WA | $395,600 | $506,450 | $612,150 | $760,750 |
| KITTITAS | ELLENSBURG, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| KLICKITAT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEWIS | CENTRALIA, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | SHELTON, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| OKANOGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PACIFIC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PEND OREILLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIERCE | SEATTLE-TACOMA-BELLEVUE, WA | $741,750 | $949,600 | $1,147,800 | $1,426,450 |
| SAN JUAN | NON-METRO | $497,950 | $637,450 | $770,550 | $957,600 |
| SKAGIT | MOUNT VERNON-ANACORTES, WA | $373,750 | $478,450 | $578,350 | $718,750 |
| SKAMANIA | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
| SNOHOMISH | SEATTLE-TACOMA-BELLEVUE, WA | $741,750 | $949,600 | $1,147,800 | $1,426,450 |
| SPOKANE | SPOKANE-SPOKANE VALLEY, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| STEVENS | SPOKANE-SPOKANE VALLEY, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| THURSTON | OLYMPIA-LACEY-TUMWATER, WA | $370,300 | $474,050 | $573,000 | $712,100 |
| WAHKIAKUM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WALLA WALLA | WALLA WALLA, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| WHATCOM | BELLINGHAM, WA | $411,700 | $527,050 | $637,050 | $791,750 |
| WHITMAN | PULLMAN, WA | $331,760 | $424,800 | $513,450 | $638,100 |
| YAKIMA | YAKIMA, WA | $331,760 | $424,800 | $513,450 | $638,100 |
Washington FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Washington FHA Limits Set?
Mortgage limits for Washington FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Washington FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Washington is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Washington is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Washington FHA loan limits are set above the nationwide floor amount in Seattle, Tacoma, Everett, Bellevue and Port Angeles. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
