FHA loans are a low down payment mortgage program and New Jersey FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in New Jersey are set above the floor amount of $275,665 across the entire state.
New Jersey FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ATLANTIC
ATLANTIC CITY-HAMMONTON, NJ
$331,760
$424,800
$513,450
$638,100
BERGEN
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
BURLINGTON
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
CAMDEN
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
CAPE MAY
OCEAN CITY, NJ
$414,000
$530,000
$640,650
$796,150
CUMBERLAND
VINELAND-BRIDGETON, NJ
$331,760
$424,800
$513,450
$638,100
ESSEX
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
GLOUCESTER
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
HUDSON
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
HUNTERDON
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
MERCER
TRENTON-PRINCETON, NJ
$345,000
$441,650
$533,850
$663,450
MIDDLESEX
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
MONMOUTH
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
MORRIS
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
OCEAN
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
PASSAIC
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
SALEM
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
$408,250
$522,600
$631,750
$785,100
SOMERSET
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
SUSSEX
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
UNION
NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA
$765,600
$980,325
$1,184,925
$1,472,550
WARREN
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ
$372,600
$477,000
$576,550
$716,550
New Jersey FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are New Jersey FHA Limits Set?
Mortgage limits for New Jersey FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
New Jersey FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in New Jersey is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in New Jersey is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
New Jersey FHA loan limits are set above the nationwide floor amount in Newark, Perth Amboy, Vineland, Union, Piscataway, New Brunswick, Hoboken, Plainfield, Jersey City and all other areas in the state. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.
Wyoming FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALBANY
LARAMIE, WY
$331,760
$424,800
$513,450
$638,100
BIG HORN
NON-METRO
$331,760
$424,800
$513,450
$638,100
CAMPBELL
GILLETTE, WY
$331,760
$424,800
$513,450
$638,100
CARBON
NON-METRO
$331,760
$424,800
$513,450
$638,100
CONVERSE
NON-METRO
$331,760
$424,800
$513,450
$638,100
CROOK
GILLETTE, WY
$331,760
$424,800
$513,450
$638,100
FREMONT
RIVERTON, WY
$331,760
$424,800
$513,450
$638,100
GOSHEN
NON-METRO
$331,760
$424,800
$513,450
$638,100
HOT SPRINGS
NON-METRO
$331,760
$424,800
$513,450
$638,100
JOHNSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
LARAMIE
CHEYENNE, WY
$331,760
$424,800
$513,450
$638,100
LINCOLN
NON-METRO
$331,760
$424,800
$513,450
$638,100
NATRONA
CASPER, WY
$331,760
$424,800
$513,450
$638,100
NIOBRARA
NON-METRO
$331,760
$424,800
$513,450
$638,100
PARK
NON-METRO
$331,760
$424,800
$513,450
$638,100
PLATTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
SHERIDAN
SHERIDAN, WY
$331,760
$424,800
$513,450
$638,100
SUBLETTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
SWEETWATER
ROCK SPRINGS, WY
$331,760
$424,800
$513,450
$638,100
TETON
JACKSON, WY-ID
$765,600
$980,325
$1,184,925
$1,472,550
UINTA
EVANSTON, WY
$331,760
$424,800
$513,450
$638,100
WASHAKIE
NON-METRO
$331,760
$424,800
$513,450
$638,100
WESTON
GILLETTE, WY
$331,760
$424,800
$513,450
$638,100
Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Wyoming FHA Limits Set?
Mortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Wyoming FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.
Wisconsin FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMS
NON-METRO
$331,760
$424,800
$513,450
$638,100
ASHLAND
NON-METRO
$331,760
$424,800
$513,450
$638,100
BARRON
NON-METRO
$331,760
$424,800
$513,450
$638,100
BAYFIELD
NON-METRO
$331,760
$424,800
$513,450
$638,100
BROWN
GREEN BAY, WI
$331,760
$424,800
$513,450
$638,100
BUFFALO
NON-METRO
$331,760
$424,800
$513,450
$638,100
BURNETT
NON-METRO
$331,760
$424,800
$513,450
$638,100
CALUMET
APPLETON, WI
$331,760
$424,800
$513,450
$638,100
CHIPPEWA
EAU CLAIRE, WI
$331,760
$424,800
$513,450
$638,100
CLARK
NON-METRO
$331,760
$424,800
$513,450
$638,100
COLUMBIA
MADISON, WI
$333,500
$426,950
$516,050
$641,350
CRAWFORD
NON-METRO
$331,760
$424,800
$513,450
$638,100
DANE
MADISON, WI
$333,500
$426,950
$516,050
$641,350
DODGE
BEAVER DAM, WI
$331,760
$424,800
$513,450
$638,100
DOOR
NON-METRO
$331,760
$424,800
$513,450
$638,100
DOUGLAS
DULUTH, MN-WI
$331,760
$424,800
$513,450
$638,100
DUNN
MENOMONIE, WI
$331,760
$424,800
$513,450
$638,100
EAU CLAIRE
EAU CLAIRE, WI
$331,760
$424,800
$513,450
$638,100
FLORENCE
IRON MOUNTAIN, MI-WI
$331,760
$424,800
$513,450
$638,100
FOND DU LAC
FOND DU LAC, WI
$331,760
$424,800
$513,450
$638,100
FOREST
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRANT
PLATTEVILLE, WI
$331,760
$424,800
$513,450
$638,100
GREEN
MADISON, WI
$333,500
$426,950
$516,050
$641,350
GREEN LAKE
NON-METRO
$331,760
$424,800
$513,450
$638,100
IOWA
MADISON, WI
$333,500
$426,950
$516,050
$641,350
IRON
NON-METRO
$331,760
$424,800
$513,450
$638,100
JACKSON
NON-METRO
$331,760
$424,800
$513,450
$638,100
JEFFERSON
WATERTOWN-FORT ATKINSON, WI
$331,760
$424,800
$513,450
$638,100
JUNEAU
NON-METRO
$331,760
$424,800
$513,450
$638,100
KENOSHA
CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI
$368,000
$471,100
$569,450
$707,700
KEWAUNEE
GREEN BAY, WI
$331,760
$424,800
$513,450
$638,100
LA CROSSE
LA CROSSE-ONALASKA, WI-MN
$331,760
$424,800
$513,450
$638,100
LAFAYETTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LANGLADE
NON-METRO
$331,760
$424,800
$513,450
$638,100
LINCOLN
WAUSAU-WESTON, WI
$331,760
$424,800
$513,450
$638,100
MANITOWOC
MANITOWOC, WI
$331,760
$424,800
$513,450
$638,100
MARATHON
WAUSAU-WESTON, WI
$331,760
$424,800
$513,450
$638,100
MARINETTE
MARINETTE, WI-MI
$331,760
$424,800
$513,450
$638,100
MARQUETTE
NON-METRO
$331,760
$424,800
$513,450
$638,100
MENOMINEE
SHAWANO, WI
$331,760
$424,800
$513,450
$638,100
MILWAUKEE
MILWAUKEE-WAUKESHA, WI
$339,250
$434,300
$524,950
$652,400
MONROE
NON-METRO
$331,760
$424,800
$513,450
$638,100
OCONTO
GREEN BAY, WI
$331,760
$424,800
$513,450
$638,100
ONEIDA
NON-METRO
$331,760
$424,800
$513,450
$638,100
OUTAGAMIE
APPLETON, WI
$331,760
$424,800
$513,450
$638,100
OZAUKEE
MILWAUKEE-WAUKESHA, WI
$339,250
$434,300
$524,950
$652,400
PEPIN
NON-METRO
$331,760
$424,800
$513,450
$638,100
PIERCE
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
$382,950
$490,250
$592,600
$736,450
POLK
NON-METRO
$331,760
$424,800
$513,450
$638,100
PORTAGE
STEVENS POINT, WI
$331,760
$424,800
$513,450
$638,100
PRICE
NON-METRO
$331,760
$424,800
$513,450
$638,100
RACINE
RACINE, WI
$331,760
$424,800
$513,450
$638,100
RICHLAND
NON-METRO
$331,760
$424,800
$513,450
$638,100
ROCK
JANESVILLE-BELOIT, WI
$331,760
$424,800
$513,450
$638,100
RUSK
NON-METRO
$331,760
$424,800
$513,450
$638,100
SAUK
BARABOO, WI
$331,760
$424,800
$513,450
$638,100
SAWYER
NON-METRO
$331,760
$424,800
$513,450
$638,100
SHAWANO
SHAWANO, WI
$331,760
$424,800
$513,450
$638,100
SHEBOYGAN
SHEBOYGAN, WI
$331,760
$424,800
$513,450
$638,100
ST. CROIX
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI
$382,950
$490,250
$592,600
$736,450
TAYLOR
NON-METRO
$331,760
$424,800
$513,450
$638,100
TREMPEALEAU
NON-METRO
$331,760
$424,800
$513,450
$638,100
VERNON
NON-METRO
$331,760
$424,800
$513,450
$638,100
VILAS
NON-METRO
$331,760
$424,800
$513,450
$638,100
WALWORTH
WHITEWATER, WI
$331,760
$424,800
$513,450
$638,100
WASHBURN
NON-METRO
$331,760
$424,800
$513,450
$638,100
WASHINGTON
MILWAUKEE-WAUKESHA, WI
$339,250
$434,300
$524,950
$652,400
WAUKESHA
MILWAUKEE-WAUKESHA, WI
$339,250
$434,300
$524,950
$652,400
WAUPACA
NON-METRO
$331,760
$424,800
$513,450
$638,100
WAUSHARA
NON-METRO
$331,760
$424,800
$513,450
$638,100
WINNEBAGO
OSHKOSH-NEENAH, WI
$331,760
$424,800
$513,450
$638,100
WOOD
WISCONSIN RAPIDS-MARSHFIELD, WI
$331,760
$424,800
$513,450
$638,100
Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Wisconsin FHA Limits Set?
Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Wisconsin FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and West Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in West Virginia are set at the floor amount of $275,665 across most of the state.
West Virginia FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
BARBOUR
NON-METRO
$331,760
$424,800
$513,450
$638,100
BERKELEY
HAGERSTOWN-MARTINSBURG, MD-WV
$331,760
$424,800
$513,450
$638,100
BOONE
CHARLESTON, WV
$331,760
$424,800
$513,450
$638,100
BRAXTON
NON-METRO
$331,760
$424,800
$513,450
$638,100
BROOKE
WEIRTON-STEUBENVILLE, WV-OH
$331,760
$424,800
$513,450
$638,100
CABELL
HUNTINGTON-ASHLAND, WV-KY-OH
$331,760
$424,800
$513,450
$638,100
CALHOUN
NON-METRO
$331,760
$424,800
$513,450
$638,100
CLAY
CHARLESTON, WV
$331,760
$424,800
$513,450
$638,100
DODDRIDGE
CLARKSBURG, WV
$331,760
$424,800
$513,450
$638,100
FAYETTE
BECKLEY, WV
$331,760
$424,800
$513,450
$638,100
GILMER
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRANT
NON-METRO
$331,760
$424,800
$513,450
$638,100
GREENBRIER
NON-METRO
$331,760
$424,800
$513,450
$638,100
HAMPSHIRE
WINCHESTER, VA-WV
$331,760
$424,800
$513,450
$638,100
HANCOCK
WEIRTON-STEUBENVILLE, WV-OH
$331,760
$424,800
$513,450
$638,100
HARDY
NON-METRO
$331,760
$424,800
$513,450
$638,100
HARRISON
CLARKSBURG, WV
$331,760
$424,800
$513,450
$638,100
JACKSON
CHARLESTON, WV
$331,760
$424,800
$513,450
$638,100
JEFFERSON
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV
$765,600
$980,325
$1,184,925
$1,472,550
KANAWHA
CHARLESTON, WV
$331,760
$424,800
$513,450
$638,100
LEWIS
NON-METRO
$331,760
$424,800
$513,450
$638,100
LINCOLN
CHARLESTON, WV
$331,760
$424,800
$513,450
$638,100
LOGAN
MOUNT GAY-SHAMROCK, WV
$331,760
$424,800
$513,450
$638,100
MARION
FAIRMONT, WV
$331,760
$424,800
$513,450
$638,100
MARSHALL
WHEELING, WV-OH
$331,760
$424,800
$513,450
$638,100
MASON
POINT PLEASANT, WV-OH
$331,760
$424,800
$513,450
$638,100
MCDOWELL
NON-METRO
$331,760
$424,800
$513,450
$638,100
MERCER
BLUEFIELD, WV-VA
$331,760
$424,800
$513,450
$638,100
MINERAL
CUMBERLAND, MD-WV
$331,760
$424,800
$513,450
$638,100
MINGO
NON-METRO
$331,760
$424,800
$513,450
$638,100
MONONGALIA
MORGANTOWN, WV
$331,760
$424,800
$513,450
$638,100
MONROE
NON-METRO
$331,760
$424,800
$513,450
$638,100
MORGAN
HAGERSTOWN-MARTINSBURG, MD-WV
$331,760
$424,800
$513,450
$638,100
NICHOLAS
NON-METRO
$331,760
$424,800
$513,450
$638,100
OHIO
WHEELING, WV-OH
$331,760
$424,800
$513,450
$638,100
PENDLETON
NON-METRO
$331,760
$424,800
$513,450
$638,100
PLEASANTS
NON-METRO
$331,760
$424,800
$513,450
$638,100
POCAHONTAS
NON-METRO
$331,760
$424,800
$513,450
$638,100
PRESTON
MORGANTOWN, WV
$331,760
$424,800
$513,450
$638,100
PUTNAM
HUNTINGTON-ASHLAND, WV-KY-OH
$331,760
$424,800
$513,450
$638,100
RALEIGH
BECKLEY, WV
$331,760
$424,800
$513,450
$638,100
RANDOLPH
ELKINS, WV
$331,760
$424,800
$513,450
$638,100
RITCHIE
NON-METRO
$331,760
$424,800
$513,450
$638,100
ROANE
NON-METRO
$331,760
$424,800
$513,450
$638,100
SUMMERS
NON-METRO
$331,760
$424,800
$513,450
$638,100
TAYLOR
CLARKSBURG, WV
$331,760
$424,800
$513,450
$638,100
TUCKER
NON-METRO
$331,760
$424,800
$513,450
$638,100
TYLER
NON-METRO
$331,760
$424,800
$513,450
$638,100
UPSHUR
NON-METRO
$331,760
$424,800
$513,450
$638,100
WAYNE
HUNTINGTON-ASHLAND, WV-KY-OH
$331,760
$424,800
$513,450
$638,100
WEBSTER
NON-METRO
$331,760
$424,800
$513,450
$638,100
WETZEL
NON-METRO
$331,760
$424,800
$513,450
$638,100
WIRT
PARKERSBURG-VIENNA, WV
$331,760
$424,800
$513,450
$638,100
WOOD
PARKERSBURG-VIENNA, WV
$331,760
$424,800
$513,450
$638,100
WYOMING
NON-METRO
$331,760
$424,800
$513,450
$638,100
West Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are West Virginia FHA Limits Set?
Mortgage limits for West Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
West Virginia FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in West Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in West Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
West Virginia FHA loan limits are set above the nationwide floor amount include include locations near Washington D.C. and Hagerstown, MD. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
FHA loans are a low down payment mortgage program and Washington FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Washington are set at the floor amount of $275,665 across much of the state.
Washington FHA Loan Limits Search:
County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMS
OTHELLO, WA
$331,760
$424,800
$513,450
$638,100
ASOTIN
LEWISTON, ID-WA
$331,760
$424,800
$513,450
$638,100
BENTON
KENNEWICK-RICHLAND, WA
$331,760
$424,800
$513,450
$638,100
CHELAN
WENATCHEE, WA
$345,000
$441,650
$533,850
$663,450
CLALLAM
PORT ANGELES, WA
$384,100
$491,700
$594,350
$738,650
CLARK
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
COLUMBIA
NON-METRO
$331,760
$424,800
$513,450
$638,100
COWLITZ
LONGVIEW, WA
$331,760
$424,800
$513,450
$638,100
DOUGLAS
WENATCHEE, WA
$345,000
$441,650
$533,850
$663,450
FERRY
NON-METRO
$331,760
$424,800
$513,450
$638,100
FRANKLIN
KENNEWICK-RICHLAND, WA
$331,760
$424,800
$513,450
$638,100
GARFIELD
NON-METRO
$331,760
$424,800
$513,450
$638,100
GRANT
MOSES LAKE, WA
$331,760
$424,800
$513,450
$638,100
GRAYS HARBOR
ABERDEEN, WA
$331,760
$424,800
$513,450
$638,100
ISLAND
OAK HARBOR, WA
$393,300
$503,500
$608,600
$756,350
JEFFERSON
NON-METRO
$351,900
$450,500
$544,550
$676,750
KING
SEATTLE-TACOMA-BELLEVUE, WA
$741,750
$949,600
$1,147,800
$1,426,450
KITSAP
BREMERTON-SILVERDALE-PORT ORCHARD, WA
$395,600
$506,450
$612,150
$760,750
KITTITAS
ELLENSBURG, WA
$331,760
$424,800
$513,450
$638,100
KLICKITAT
NON-METRO
$331,760
$424,800
$513,450
$638,100
LEWIS
CENTRALIA, WA
$331,760
$424,800
$513,450
$638,100
LINCOLN
NON-METRO
$331,760
$424,800
$513,450
$638,100
MASON
SHELTON, WA
$331,760
$424,800
$513,450
$638,100
OKANOGAN
NON-METRO
$331,760
$424,800
$513,450
$638,100
PACIFIC
NON-METRO
$331,760
$424,800
$513,450
$638,100
PEND OREILLE
NON-METRO
$331,760
$424,800
$513,450
$638,100
PIERCE
SEATTLE-TACOMA-BELLEVUE, WA
$741,750
$949,600
$1,147,800
$1,426,450
SAN JUAN
NON-METRO
$497,950
$637,450
$770,550
$957,600
SKAGIT
MOUNT VERNON-ANACORTES, WA
$373,750
$478,450
$578,350
$718,750
SKAMANIA
PORTLAND-VANCOUVER-HILLSBORO, OR-WA
$491,050
$628,600
$759,850
$944,350
SNOHOMISH
SEATTLE-TACOMA-BELLEVUE, WA
$741,750
$949,600
$1,147,800
$1,426,450
SPOKANE
SPOKANE-SPOKANE VALLEY, WA
$331,760
$424,800
$513,450
$638,100
STEVENS
SPOKANE-SPOKANE VALLEY, WA
$331,760
$424,800
$513,450
$638,100
THURSTON
OLYMPIA-LACEY-TUMWATER, WA
$370,300
$474,050
$573,000
$712,100
WAHKIAKUM
NON-METRO
$331,760
$424,800
$513,450
$638,100
WALLA WALLA
WALLA WALLA, WA
$331,760
$424,800
$513,450
$638,100
WHATCOM
BELLINGHAM, WA
$411,700
$527,050
$637,050
$791,750
WHITMAN
PULLMAN, WA
$331,760
$424,800
$513,450
$638,100
YAKIMA
YAKIMA, WA
$331,760
$424,800
$513,450
$638,100
Washington FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Washington FHA Limits Set?
Mortgage limits for Washington FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Washington FHA Loan-to-Value Limits (LTV)
Purchase Loans – The mortgage loan-to-value limit in Washington is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in Washington is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Washington FHA loan limits are set above the nationwide floor amount in Seattle, Tacoma, Everett, Bellevue and Port Angeles. You may also want to view these additional FHA loan resources before deciding on a mortgage loan: