fha loan limits Archives

Illinois FHA Loan Limits

By Spencer Llewellyn at 1:04 am on October 27, 2013

What are FHA Loan Limits in Illinois?

FHA loans are a low down payment mortgage program and Illinois FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Illinois are set at the floor amount of $275,665 across almost the entire state, except the Chicagoland Area.

Illinois FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADAMS	QUINCY, IL-MO	$331,760	$424,800	$513,450	$638,100
ALEXANDER	CAPE GIRARDEAU, MO-IL	$331,760	$424,800	$513,450	$638,100
BOND	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
BOONE	ROCKFORD, IL	$339,250	$434,300	$524,950	$652,400
BROWN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUREAU	OTTAWA, IL	$331,760	$424,800	$513,450	$638,100
CALHOUN	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
CARROLL	NON-METRO	$331,760	$424,800	$513,450	$638,100
CASS	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHAMPAIGN	CHAMPAIGN-URBANA, IL	$331,760	$424,800	$513,450	$638,100
CHRISTIAN	TAYLORVILLE, IL	$331,760	$424,800	$513,450	$638,100
CLARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLINTON	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
COLES	CHARLESTON-MATTOON, IL	$331,760	$424,800	$513,450	$638,100
COOK	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
CRAWFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
CUMBERLAND	CHARLESTON-MATTOON, IL	$331,760	$424,800	$513,450	$638,100
DE WITT	NON-METRO	$331,760	$424,800	$513,450	$638,100
DEKALB	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
DOUGLAS	NON-METRO	$331,760	$424,800	$513,450	$638,100
DUPAGE	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
EDGAR	NON-METRO	$331,760	$424,800	$513,450	$638,100
EDWARDS	NON-METRO	$331,760	$424,800	$513,450	$638,100
EFFINGHAM	EFFINGHAM, IL	$331,760	$424,800	$513,450	$638,100
FAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
FORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
FULTON	PEORIA, IL	$331,760	$424,800	$513,450	$638,100
GALLATIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENE	NON-METRO	$331,760	$424,800	$513,450	$638,100
GRUNDY	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
HAMILTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HANCOCK	FORT MADISON-KEOKUK, IA-IL-MO	$331,760	$424,800	$513,450	$638,100
HARDIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
HENDERSON	BURLINGTON, IA-IL	$331,760	$424,800	$513,450	$638,100
HENRY	DAVENPORT-MOLINE-ROCK ISLAND, IA-IL	$331,760	$424,800	$513,450	$638,100
IROQUOIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	CARBONDALE-MARION, IL	$331,760	$424,800	$513,450	$638,100
JASPER	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	MOUNT VERNON, IL	$331,760	$424,800	$513,450	$638,100
JERSEY	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
JO DAVIESS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOHNSON	CARBONDALE-MARION, IL	$331,760	$424,800	$513,450	$638,100
KANE	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
KANKAKEE	KANKAKEE, IL	$331,760	$424,800	$513,450	$638,100
KENDALL	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
KNOX	GALESBURG, IL	$331,760	$424,800	$513,450	$638,100
LAKE	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
LASALLE	OTTAWA, IL	$331,760	$424,800	$513,450	$638,100
LAWRENCE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEE	DIXON, IL	$331,760	$424,800	$513,450	$638,100
LIVINGSTON	PONTIAC, IL	$331,760	$424,800	$513,450	$638,100
LOGAN	LINCOLN, IL	$331,760	$424,800	$513,450	$638,100
MACON	DECATUR, IL	$331,760	$424,800	$513,450	$638,100
MACOUPIN	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
MADISON	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
MARION	CENTRALIA, IL	$331,760	$424,800	$513,450	$638,100
MARSHALL	PEORIA, IL	$331,760	$424,800	$513,450	$638,100
MASON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MASSAC	PADUCAH, KY-IL	$331,760	$424,800	$513,450	$638,100
MCDONOUGH	MACOMB, IL	$331,760	$424,800	$513,450	$638,100
MCHENRY	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
MCLEAN	BLOOMINGTON, IL	$331,760	$424,800	$513,450	$638,100
MENARD	SPRINGFIELD, IL	$331,760	$424,800	$513,450	$638,100
MERCER	DAVENPORT-MOLINE-ROCK ISLAND, IA-IL	$331,760	$424,800	$513,450	$638,100
MONROE	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	NON-METRO	$331,760	$424,800	$513,450	$638,100
MORGAN	JACKSONVILLE, IL	$331,760	$424,800	$513,450	$638,100
MOULTRIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
OGLE	ROCHELLE, IL	$331,760	$424,800	$513,450	$638,100
PEORIA	PEORIA, IL	$331,760	$424,800	$513,450	$638,100
PERRY	NON-METRO	$331,760	$424,800	$513,450	$638,100
PIATT	CHAMPAIGN-URBANA, IL	$331,760	$424,800	$513,450	$638,100
PIKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
POPE	NON-METRO	$331,760	$424,800	$513,450	$638,100
PULASKI	NON-METRO	$331,760	$424,800	$513,450	$638,100
PUTNAM	OTTAWA, IL	$331,760	$424,800	$513,450	$638,100
RANDOLPH	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICHLAND	NON-METRO	$331,760	$424,800	$513,450	$638,100
ROCK ISLAND	DAVENPORT-MOLINE-ROCK ISLAND, IA-IL	$331,760	$424,800	$513,450	$638,100
SALINE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SANGAMON	SPRINGFIELD, IL	$331,760	$424,800	$513,450	$638,100
SCHUYLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
SCOTT	JACKSONVILLE, IL	$331,760	$424,800	$513,450	$638,100
SHELBY	NON-METRO	$331,760	$424,800	$513,450	$638,100
ST. CLAIR	ST. LOUIS, MO-IL	$331,760	$424,800	$513,450	$638,100
STARK	PEORIA, IL	$331,760	$424,800	$513,450	$638,100
STEPHENSON	FREEPORT, IL	$331,760	$424,800	$513,450	$638,100
TAZEWELL	PEORIA, IL	$331,760	$424,800	$513,450	$638,100
UNION	NON-METRO	$331,760	$424,800	$513,450	$638,100
VERMILION	DANVILLE, IL	$331,760	$424,800	$513,450	$638,100
WABASH	NON-METRO	$331,760	$424,800	$513,450	$638,100
WARREN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAYNE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHITE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHITESIDE	STERLING, IL	$331,760	$424,800	$513,450	$638,100
WILL	CHICAGO-NAPERVILLE-ELGIN, IL-IN-WI	$368,000	$471,100	$569,450	$707,700
WILLIAMSON	CARBONDALE-MARION, IL	$331,760	$424,800	$513,450	$638,100
WINNEBAGO	ROCKFORD, IL	$339,250	$434,300	$524,950	$652,400
WOODFORD	PEORIA, IL	$331,760	$424,800	$513,450	$638,100

Illinois FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Illinois FHA Limits Set?

Illinois FHA Loan Limits Mortgage limits for Illinois FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

IL FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in IL is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in IL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Illinois FHA loan limits are set at the floor amount across the entire state with the exception of the Chicago Metro Area. Cities in Illinois with limits above the floor FHA mortgage amount of $275,665 include Chicago, Aurora, Rockford, Joliet and Naperville. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

Idaho FHA Loan Limits

By Spencer Llewellyn at 1:04 am on October 27, 2013

What are FHA Loan Limits in Idaho?

FHA loans are a low down payment mortgage program and Idaho FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Idaho are set at the floor amount of $275,665 across almost the entire state, although certain areas allow much higher.

Idaho FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ADA	BOISE CITY, ID	$366,850	$469,600	$567,650	$705,500
ADAMS	NON-METRO	$331,760	$424,800	$513,450	$638,100
BANNOCK	POCATELLO, ID	$331,760	$424,800	$513,450	$638,100
BEAR LAKE	NON-METRO	$331,760	$424,800	$513,450	$638,100
BENEWAH	NON-METRO	$331,760	$424,800	$513,450	$638,100
BINGHAM	BLACKFOOT, ID	$331,760	$424,800	$513,450	$638,100
BLAINE	HAILEY, ID	$646,300	$827,400	$1,000,100	$1,242,900
BOISE	BOISE CITY, ID	$366,850	$469,600	$567,650	$705,500
BONNER	SANDPOINT, ID	$331,760	$424,800	$513,450	$638,100
BONNEVILLE	IDAHO FALLS, ID	$331,760	$424,800	$513,450	$638,100
BOUNDARY	NON-METRO	$331,760	$424,800	$513,450	$638,100
BUTTE	IDAHO FALLS, ID	$331,760	$424,800	$513,450	$638,100
CAMAS	HAILEY, ID	$646,300	$827,400	$1,000,100	$1,242,900
CANYON	BOISE CITY, ID	$366,850	$469,600	$567,650	$705,500
CARIBOU	NON-METRO	$331,760	$424,800	$513,450	$638,100
CASSIA	BURLEY, ID	$331,760	$424,800	$513,450	$638,100
CLARK	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLEARWATER	NON-METRO	$331,760	$424,800	$513,450	$638,100
CUSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
ELMORE	MOUNTAIN HOME, ID	$331,760	$424,800	$513,450	$638,100
FRANKLIN	LOGAN, UT-ID	$331,760	$424,800	$513,450	$638,100
FREMONT	REXBURG, ID	$331,760	$424,800	$513,450	$638,100
GEM	BOISE CITY, ID	$366,850	$469,600	$567,650	$705,500
GOODING	NON-METRO	$331,760	$424,800	$513,450	$638,100
IDAHO	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	IDAHO FALLS, ID	$331,760	$424,800	$513,450	$638,100
JEROME	TWIN FALLS, ID	$331,760	$424,800	$513,450	$638,100
KOOTENAI	COEUR D'ALENE, ID	$335,800	$429,850	$519,600	$645,750
LATAH	MOSCOW, ID	$331,760	$424,800	$513,450	$638,100
LEMHI	NON-METRO	$331,760	$424,800	$513,450	$638,100
LEWIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
LINCOLN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MADISON	REXBURG, ID	$331,760	$424,800	$513,450	$638,100
MINIDOKA	BURLEY, ID	$331,760	$424,800	$513,450	$638,100
NEZ PERCE	LEWISTON, ID-WA	$331,760	$424,800	$513,450	$638,100
ONEIDA	NON-METRO	$331,760	$424,800	$513,450	$638,100
OWYHEE	BOISE CITY, ID	$366,850	$469,600	$567,650	$705,500
PAYETTE	ONTARIO, OR-ID	$331,760	$424,800	$513,450	$638,100
POWER	POCATELLO, ID	$331,760	$424,800	$513,450	$638,100
SHOSHONE	NON-METRO	$331,760	$424,800	$513,450	$638,100
TETON	JACKSON, WY-ID	$765,600	$980,325	$1,184,925	$1,472,550
TWIN FALLS	TWIN FALLS, ID	$331,760	$424,800	$513,450	$638,100
VALLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100

Idaho FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Idaho FHA Limits Set?

Idaho FHA Loan Limits Mortgage limits for Idaho FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

ID FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in ID is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in ID is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Idaho FHA loan limits are set at the nationwide floor amount in Boise, Meridian, Idaho Falls, Nampa, Pocatello, Caldwell and Twin Falls. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans idaho

Hawaii FHA Loan Limits

By Spencer Llewellyn at 1:03 am on October 27, 2013

What are FHA Loan Limits in Hawaii?

FHA loans are a low down payment mortgage program and Hawaii FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Hawaii are set at an elevated amount across the whole state.

Hawaii FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
HAWAII	HILO, HI	$391,000	$500,550	$605,050	$751,900
HONOLULU	URBAN HONOLULU, HI	$721,050	$923,050	$1,115,800	$1,386,650
KALAWAO	NON-METRO	$690,000	$883,300	$1,067,750	$1,326,950
KAUAI	KAPAA, HI	$713,000	$912,750	$1,103,350	$1,371,150
MAUI	KAHULUI-WAILUKU-LAHAINA, HI	$690,000	$883,300	$1,067,750	$1,326,950

Hawaii FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Hawaii FHA Limits Set?

Hawaii FHA Loan Limits Mortgage limits for Hawaii FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

HI FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in HI is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in HI is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Hawaii FHA loan limits are set above the floor FHA mortgage amount in Honolulu, Hilo, Kahului, Kapaa, Kailua, Wailuku, Kaneohe, Pearl City and Waipahu. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

Georgia FHA Loan Limits

By Spencer Llewellyn at 1:58 pm on October 26, 2013

What are FHA Loan Limits in Georgia?

FHA loans are a low down payment mortgage program and Georgia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Georgia are set at the floor amount of $275,665 across most of the state.

Georgia FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
APPLING	NON-METRO	$331,760	$424,800	$513,450	$638,100
ATKINSON	DOUGLAS, GA	$331,760	$424,800	$513,450	$638,100
BACON	NON-METRO	$331,760	$424,800	$513,450	$638,100
BAKER	NON-METRO	$331,760	$424,800	$513,450	$638,100
BALDWIN	MILLEDGEVILLE, GA	$331,760	$424,800	$513,450	$638,100
BANKS	NON-METRO	$331,760	$424,800	$513,450	$638,100
BARROW	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
BARTOW	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
BEN HILL	FITZGERALD, GA	$331,760	$424,800	$513,450	$638,100
BERRIEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
BIBB	MACON-BIBB COUNTY, GA	$331,760	$424,800	$513,450	$638,100
BLECKLEY	NON-METRO	$331,760	$424,800	$513,450	$638,100
BRANTLEY	BRUNSWICK, GA	$331,760	$424,800	$513,450	$638,100
BROOKS	VALDOSTA, GA	$331,760	$424,800	$513,450	$638,100
BRYAN	SAVANNAH, GA	$331,760	$424,800	$513,450	$638,100
BULLOCH	STATESBORO, GA	$331,760	$424,800	$513,450	$638,100
BURKE	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
BUTTS	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
CALHOUN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CAMDEN	ST. MARYS, GA	$331,760	$424,800	$513,450	$638,100
CANDLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
CARROLL	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
CATOOSA	CHATTANOOGA, TN-GA	$331,760	$424,800	$513,450	$638,100
CHARLTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHATHAM	SAVANNAH, GA	$331,760	$424,800	$513,450	$638,100
CHATTAHOOCHEE	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
CHATTOOGA	SUMMERVILLE, GA	$331,760	$424,800	$513,450	$638,100
CHEROKEE	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
CLARKE	ATHENS-CLARKE COUNTY, GA	$379,500	$485,800	$587,250	$729,800
CLAY	NON-METRO	$331,760	$424,800	$513,450	$638,100
CLAYTON	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
CLINCH	NON-METRO	$331,760	$424,800	$513,450	$638,100
COBB	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
COFFEE	DOUGLAS, GA	$331,760	$424,800	$513,450	$638,100
COLQUITT	MOULTRIE, GA	$331,760	$424,800	$513,450	$638,100
COLUMBIA	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
COOK	NON-METRO	$331,760	$424,800	$513,450	$638,100
COWETA	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
CRAWFORD	MACON-BIBB COUNTY, GA	$331,760	$424,800	$513,450	$638,100
CRISP	CORDELE, GA	$331,760	$424,800	$513,450	$638,100
DADE	CHATTANOOGA, TN-GA	$331,760	$424,800	$513,450	$638,100
DAWSON	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
DECATUR	BAINBRIDGE, GA	$331,760	$424,800	$513,450	$638,100
DEKALB	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
DODGE	NON-METRO	$331,760	$424,800	$513,450	$638,100
DOOLY	NON-METRO	$331,760	$424,800	$513,450	$638,100
DOUGHERTY	ALBANY, GA	$331,760	$424,800	$513,450	$638,100
DOUGLAS	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
EARLY	NON-METRO	$331,760	$424,800	$513,450	$638,100
ECHOLS	VALDOSTA, GA	$331,760	$424,800	$513,450	$638,100
EFFINGHAM	SAVANNAH, GA	$331,760	$424,800	$513,450	$638,100
ELBERT	NON-METRO	$331,760	$424,800	$513,450	$638,100
EMANUEL	NON-METRO	$331,760	$424,800	$513,450	$638,100
EVANS	NON-METRO	$331,760	$424,800	$513,450	$638,100
FANNIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
FAYETTE	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
FLOYD	ROME, GA	$331,760	$424,800	$513,450	$638,100
FORSYTH	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
FULTON	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
GILMER	NON-METRO	$331,760	$424,800	$513,450	$638,100
GLASCOCK	NON-METRO	$331,760	$424,800	$513,450	$638,100
GLYNN	BRUNSWICK, GA	$331,760	$424,800	$513,450	$638,100
GORDON	CALHOUN, GA	$331,760	$424,800	$513,450	$638,100
GRADY	NON-METRO	$331,760	$424,800	$513,450	$638,100
GREENE	NON-METRO	$515,200	$659,550	$797,250	$990,800
GWINNETT	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
HABERSHAM	CORNELIA, GA	$331,760	$424,800	$513,450	$638,100
HALL	GAINESVILLE, GA	$331,760	$424,800	$513,450	$638,100
HANCOCK	MILLEDGEVILLE, GA	$331,760	$424,800	$513,450	$638,100
HARALSON	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
HARRIS	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
HART	NON-METRO	$331,760	$424,800	$513,450	$638,100
HEARD	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
HENRY	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
HOUSTON	WARNER ROBINS, GA	$331,760	$424,800	$513,450	$638,100
IRWIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
JACKSON	JEFFERSON, GA	$331,760	$424,800	$513,450	$638,100
JASPER	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
JEFF DAVIS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JENKINS	NON-METRO	$331,760	$424,800	$513,450	$638,100
JOHNSON	DUBLIN, GA	$331,760	$424,800	$513,450	$638,100
JONES	MACON-BIBB COUNTY, GA	$331,760	$424,800	$513,450	$638,100
LAMAR	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
LANIER	VALDOSTA, GA	$331,760	$424,800	$513,450	$638,100
LAURENS	DUBLIN, GA	$331,760	$424,800	$513,450	$638,100
LEE	ALBANY, GA	$331,760	$424,800	$513,450	$638,100
LIBERTY	HINESVILLE, GA	$331,760	$424,800	$513,450	$638,100
LINCOLN	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
LONG	HINESVILLE, GA	$331,760	$424,800	$513,450	$638,100
LOWNDES	VALDOSTA, GA	$331,760	$424,800	$513,450	$638,100
LUMPKIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
MACON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MADISON	ATHENS-CLARKE COUNTY, GA	$379,500	$485,800	$587,250	$729,800
MARION	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
MCDUFFIE	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
MCINTOSH	BRUNSWICK, GA	$331,760	$424,800	$513,450	$638,100
MERIWETHER	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
MILLER	NON-METRO	$331,760	$424,800	$513,450	$638,100
MITCHELL	NON-METRO	$331,760	$424,800	$513,450	$638,100
MONROE	MACON-BIBB COUNTY, GA	$331,760	$424,800	$513,450	$638,100
MONTGOMERY	VIDALIA, GA	$331,760	$424,800	$513,450	$638,100
MORGAN	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
MURRAY	DALTON, GA	$331,760	$424,800	$513,450	$638,100
MUSCOGEE	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
NEWTON	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
OCONEE	ATHENS-CLARKE COUNTY, GA	$379,500	$485,800	$587,250	$729,800
OGLETHORPE	ATHENS-CLARKE COUNTY, GA	$379,500	$485,800	$587,250	$729,800
PAULDING	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
PEACH	WARNER ROBINS, GA	$331,760	$424,800	$513,450	$638,100
PICKENS	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
PIERCE	WAYCROSS, GA	$331,760	$424,800	$513,450	$638,100
PIKE	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
POLK	CEDARTOWN, GA	$331,760	$424,800	$513,450	$638,100
PULASKI	NON-METRO	$331,760	$424,800	$513,450	$638,100
PUTNAM	NON-METRO	$331,760	$424,800	$513,450	$638,100
QUITMAN	EUFAULA, AL-GA	$331,760	$424,800	$513,450	$638,100
RABUN	NON-METRO	$331,760	$424,800	$513,450	$638,100
RANDOLPH	NON-METRO	$331,760	$424,800	$513,450	$638,100
RICHMOND	AUGUSTA-RICHMOND COUNTY, GA-SC	$331,760	$424,800	$513,450	$638,100
ROCKDALE	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
SCHLEY	AMERICUS, GA	$331,760	$424,800	$513,450	$638,100
SCREVEN	NON-METRO	$331,760	$424,800	$513,450	$638,100
SEMINOLE	NON-METRO	$331,760	$424,800	$513,450	$638,100
SPALDING	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
STEPHENS	TOCCOA, GA	$331,760	$424,800	$513,450	$638,100
STEWART	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
SUMTER	AMERICUS, GA	$331,760	$424,800	$513,450	$638,100
TALBOT	COLUMBUS, GA-AL	$331,760	$424,800	$513,450	$638,100
TALIAFERRO	NON-METRO	$331,760	$424,800	$513,450	$638,100
TATTNALL	NON-METRO	$331,760	$424,800	$513,450	$638,100
TAYLOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
TELFAIR	NON-METRO	$331,760	$424,800	$513,450	$638,100
TERRELL	ALBANY, GA	$331,760	$424,800	$513,450	$638,100
THOMAS	THOMASVILLE, GA	$331,760	$424,800	$513,450	$638,100
TIFT	TIFTON, GA	$331,760	$424,800	$513,450	$638,100
TOOMBS	VIDALIA, GA	$331,760	$424,800	$513,450	$638,100
TOWNS	NON-METRO	$331,760	$424,800	$513,450	$638,100
TREUTLEN	DUBLIN, GA	$331,760	$424,800	$513,450	$638,100
TROUP	LAGRANGE, GA-AL	$331,760	$424,800	$513,450	$638,100
TURNER	NON-METRO	$331,760	$424,800	$513,450	$638,100
TWIGGS	MACON-BIBB COUNTY, GA	$331,760	$424,800	$513,450	$638,100
UNION	NON-METRO	$331,760	$424,800	$513,450	$638,100
UPSON	THOMASTON, GA	$331,760	$424,800	$513,450	$638,100
WALKER	CHATTANOOGA, TN-GA	$331,760	$424,800	$513,450	$638,100
WALTON	ATLANTA-SANDY SPRINGS-ALPHARETTA, GA	$401,350	$513,800	$621,050	$771,850
WARE	WAYCROSS, GA	$331,760	$424,800	$513,450	$638,100
WARREN	NON-METRO	$331,760	$424,800	$513,450	$638,100
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WAYNE	JESUP, GA	$331,760	$424,800	$513,450	$638,100
WEBSTER	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHEELER	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHITE	NON-METRO	$331,760	$424,800	$513,450	$638,100
WHITFIELD	DALTON, GA	$331,760	$424,800	$513,450	$638,100
WILCOX	NON-METRO	$331,760	$424,800	$513,450	$638,100
WILKES	NON-METRO	$331,760	$424,800	$513,450	$638,100
WILKINSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
WORTH	ALBANY, GA	$331,760	$424,800	$513,450	$638,100

Georgia FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Georgia FHA Limits Set?

Georgia FHA Loan Limits Mortgage limits for Georgia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

GA FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in GA is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in GA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Georgia FHA loan limits are set above the floor amount of $275,665 in Atlanta, Athens, Columbus, Brunswick and Sandy Springs. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

Florida FHA Loan Limits

By Spencer Llewellyn at 1:57 pm on October 26, 2013

What are FHA Loan Limits in Florida?

FHA loans are a low down payment mortgage program and Florida FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA Loan Florida limits are set above the floor amount of $275,665 across roughly half the state.

Florida FHA Loan Limits Search:

County Name	Area	1-Unit	2-Unit	3-Unit	4-Unit
ALACHUA	GAINESVILLE, FL	$331,760	$424,800	$513,450	$638,100
BAKER	JACKSONVILLE, FL	$373,750	$478,450	$578,350	$718,750
BAY	PANAMA CITY, FL	$331,760	$424,800	$513,450	$638,100
BRADFORD	NON-METRO	$331,760	$424,800	$513,450	$638,100
BREVARD	PALM BAY-MELBOURNE-TITUSVILLE, FL	$331,760	$424,800	$513,450	$638,100
BROWARD	MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL	$373,750	$478,450	$578,350	$718,750
CALHOUN	NON-METRO	$331,760	$424,800	$513,450	$638,100
CHARLOTTE	PUNTA GORDA, FL	$331,760	$424,800	$513,450	$638,100
CITRUS	HOMOSASSA SPRINGS, FL	$331,760	$424,800	$513,450	$638,100
CLAY	JACKSONVILLE, FL	$373,750	$478,450	$578,350	$718,750
COLLIER	NAPLES-MARCO ISLAND, FL	$450,800	$577,100	$697,600	$866,950
COLUMBIA	LAKE CITY, FL	$331,760	$424,800	$513,450	$638,100
DESOTO	ARCADIA, FL	$331,760	$424,800	$513,450	$638,100
DIXIE	NON-METRO	$331,760	$424,800	$513,450	$638,100
DUVAL	JACKSONVILLE, FL	$373,750	$478,450	$578,350	$718,750
ESCAMBIA	PENSACOLA-FERRY PASS-BRENT, FL	$331,760	$424,800	$513,450	$638,100
FLAGLER	DELTONA-DAYTONA BEACH-ORMOND BEACH, FL	$331,760	$424,800	$513,450	$638,100
FRANKLIN	NON-METRO	$331,760	$424,800	$513,450	$638,100
GADSDEN	TALLAHASSEE, FL	$331,760	$424,800	$513,450	$638,100
GILCHRIST	GAINESVILLE, FL	$331,760	$424,800	$513,450	$638,100
GLADES	NON-METRO	$331,760	$424,800	$513,450	$638,100
GULF	NON-METRO	$331,760	$424,800	$513,450	$638,100
HAMILTON	NON-METRO	$331,760	$424,800	$513,450	$638,100
HARDEE	WAUCHULA, FL	$331,760	$424,800	$513,450	$638,100
HENDRY	CLEWISTON, FL	$331,760	$424,800	$513,450	$638,100
HERNANDO	TAMPA-ST. PETERSBURG-CLEARWATER, FL	$331,760	$424,800	$513,450	$638,100
HIGHLANDS	SEBRING-AVON PARK, FL	$331,760	$424,800	$513,450	$638,100
HILLSBOROUGH	TAMPA-ST. PETERSBURG-CLEARWATER, FL	$331,760	$424,800	$513,450	$638,100
HOLMES	NON-METRO	$331,760	$424,800	$513,450	$638,100
INDIAN RIVER	SEBASTIAN-VERO BEACH, FL	$331,760	$424,800	$513,450	$638,100
JACKSON	NON-METRO	$331,760	$424,800	$513,450	$638,100
JEFFERSON	TALLAHASSEE, FL	$331,760	$424,800	$513,450	$638,100
LAFAYETTE	NON-METRO	$331,760	$424,800	$513,450	$638,100
LAKE	ORLANDO-KISSIMMEE-SANFORD, FL	$331,760	$424,800	$513,450	$638,100
LEE	CAPE CORAL-FORT MYERS, FL	$331,760	$424,800	$513,450	$638,100
LEON	TALLAHASSEE, FL	$331,760	$424,800	$513,450	$638,100
LEVY	GAINESVILLE, FL	$331,760	$424,800	$513,450	$638,100
LIBERTY	NON-METRO	$331,760	$424,800	$513,450	$638,100
MADISON	NON-METRO	$331,760	$424,800	$513,450	$638,100
MANATEE	NORTH PORT-SARASOTA-BRADENTON, FL	$331,760	$424,800	$513,450	$638,100
MARION	OCALA, FL	$331,760	$424,800	$513,450	$638,100
MARTIN	PORT ST. LUCIE, FL	$350,750	$449,000	$542,750	$674,500
MIAMI-DADE	MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL	$373,750	$478,450	$578,350	$718,750
MONROE	KEY WEST, FL	$552,000	$706,650	$854,200	$1,061,550
NASSAU	JACKSONVILLE, FL	$373,750	$478,450	$578,350	$718,750
OKALOOSA	CRESTVIEW-FORT WALTON BEACH-DESTIN, FL	$391,000	$500,550	$605,050	$751,900
OKEECHOBEE	OKEECHOBEE, FL	$331,760	$424,800	$513,450	$638,100
ORANGE	ORLANDO-KISSIMMEE-SANFORD, FL	$331,760	$424,800	$513,450	$638,100
OSCEOLA	ORLANDO-KISSIMMEE-SANFORD, FL	$331,760	$424,800	$513,450	$638,100
PALM BEACH	MIAMI-FORT LAUDERDALE-POMPANO BEACH, FL	$373,750	$478,450	$578,350	$718,750
PASCO	TAMPA-ST. PETERSBURG-CLEARWATER, FL	$331,760	$424,800	$513,450	$638,100
PINELLAS	TAMPA-ST. PETERSBURG-CLEARWATER, FL	$331,760	$424,800	$513,450	$638,100
POLK	LAKELAND-WINTER HAVEN, FL	$331,760	$424,800	$513,450	$638,100
PUTNAM	PALATKA, FL	$331,760	$424,800	$513,450	$638,100
SANTA ROSA	PENSACOLA-FERRY PASS-BRENT, FL	$331,760	$424,800	$513,450	$638,100
SARASOTA	NORTH PORT-SARASOTA-BRADENTON, FL	$331,760	$424,800	$513,450	$638,100
SEMINOLE	ORLANDO-KISSIMMEE-SANFORD, FL	$331,760	$424,800	$513,450	$638,100
ST. JOHNS	JACKSONVILLE, FL	$373,750	$478,450	$578,350	$718,750
ST. LUCIE	PORT ST. LUCIE, FL	$350,750	$449,000	$542,750	$674,500
SUMTER	THE VILLAGES, FL	$331,760	$424,800	$513,450	$638,100
SUWANNEE	NON-METRO	$331,760	$424,800	$513,450	$638,100
TAYLOR	NON-METRO	$331,760	$424,800	$513,450	$638,100
UNION	NON-METRO	$331,760	$424,800	$513,450	$638,100
VOLUSIA	DELTONA-DAYTONA BEACH-ORMOND BEACH, FL	$331,760	$424,800	$513,450	$638,100
WAKULLA	TALLAHASSEE, FL	$331,760	$424,800	$513,450	$638,100
WALTON	CRESTVIEW-FORT WALTON BEACH-DESTIN, FL	$391,000	$500,550	$605,050	$751,900
WASHINGTON	NON-METRO	$331,760	$424,800	$513,450	$638,100

Florida FHA loan limits can change at any time. Check back often to ensure accurate information.

How are Florida FHA Limits Set?

Florida FHA Loan Limits Mortgage limits for Florida FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

FL FHA Loan-to-Value Limits (LTV)

Purchase Loans – The mortgage loan-to-value limit in FL is 96.5% of the lower of the purchase price or the appraised value of the home.
Refinance Loans – The refinance loan-to-value limit in FL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Florida FHA loan limits are set above the floor FHA mortgage amount in Miami, Orlando, Tampa, St. Petersburg, Jacksonville, Sarasota, Fort Lauderdale, Naples, Daytona, Kissimmee, Tallahassee, Lakeland, Fort Walton Beach, Panama City, Destin, Gainesville, Key West, West Palm Beach and Port Charlotte. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

FHA Loan Limits for all 50 states
Conforming Loan Limits for all 50 states
Check Your FHA Loan Eligibility
Determine Your FHA Mortgage Payment Amount
Check Current FHA Mortgage Rates
FHA Loan Requirements
Understanding FHA Mortgage Insurance
FHA Payment Calculator
FHA Mortgage Insurance Calculator
FHA Upfront MIP Calculator
FHA Refinance Loans
FHA Streamline Refinance
FHA Cash-Out Refinance
Other Mortgage Options
Ask an FHA Mortgage Question
FHA Mortgage Rates

fha loan limits fha loans

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