What are FHA Loan Limits in Mississippi?
FHA loans are a low down payment mortgage program and Mississippi FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Mississippi are set at the floor amount of $275,665 across nearly the entire state.
Mississippi FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | NATCHEZ, MS-LA | $331,760 | $424,800 | $513,450 | $638,100 |
| ALCORN | CORINTH, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| AMITE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ATTALA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BOLIVAR | CLEVELAND, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | GREENWOOD, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| CHICKASAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOCTAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAIBORNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARKE | MERIDIAN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | WEST POINT, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| COAHOMA | CLARKSDALE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| COPIAH | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| COVINGTON | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| DESOTO | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| FORREST | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GEORGE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRENADA | GRENADA, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HARRISON | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HINDS | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HOLMES | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| HUMPHREYS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ISSAQUENA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ITAWAMBA | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | LAUREL, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON DAVIS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JONES | LAUREL, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| KEMPER | MERIDIAN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAFAYETTE | OXFORD, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMAR | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAUDERDALE | MERIDIAN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LEFLORE | GREENWOOD, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | BROOKHAVEN, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| LOWNDES | COLUMBUS, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NESHOBA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NOXUBEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OKTIBBEHA | STARKVILLE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PANOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PEARL RIVER | PICAYUNE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | HATTIESBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | MCCOMB, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PONTOTOC | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| PRENTISS | TUPELO, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| QUITMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RANKIN | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHARKEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SIMPSON | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| SMITH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| STONE | GULFPORT-BILOXI, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| SUNFLOWER | INDIANOLA, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| TALLAHATCHIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TATE | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| TIPPAH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TISHOMINGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TUNICA | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WALTHALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | VICKSBURG, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | GREENVILLE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WEBSTER | STARKVILLE, MS | $331,760 | $424,800 | $513,450 | $638,100 |
| WILKINSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WINSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YALOBUSHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YAZOO | JACKSON, MS | $331,760 | $424,800 | $513,450 | $638,100 |
Mississippi FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Mississippi FHA Limits Set?
Mortgage limits for Mississippi FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Mississippi FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MS is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MS is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Mississippi FHA loan limits are set at the nationwide floor amount in Biloxi, Vicksburg, Gulfport, Hattiesburg, Southaven, Tupelo, Oxford, Starkville and Natchez. The Jackson area limit is slightly elevated. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Minnesota?
FHA loans are a low down payment mortgage program and Minnesota FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Minnesota are set at the floor amount of $275,665 across almost the entire state.
Minnesota FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| AITKIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ANOKA | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| BECKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BELTRAMI | BEMIDJI, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | ST. CLOUD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| BIG STONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BLUE EARTH | MANKATO, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| BROWN | NEW ULM, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CARLTON | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| CARVER | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| CASS | BRAINERD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHISAGO | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| CLAY | FARGO, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEARWATER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COOK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COTTONWOOD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CROW WING | BRAINERD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| DAKOTA | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| DODGE | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| DOUGLAS | ALEXANDRIA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| FARIBAULT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FILLMORE | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| FREEBORN | ALBERT LEA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| GOODHUE | RED WING, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HENNEPIN | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| HOUSTON | LA CROSSE-ONALASKA, WI-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| HUBBARD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ISANTI | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| ITASCA | GRAND RAPIDS, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KANABEC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KANDIYOHI | WILLMAR, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| KITTSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KOOCHICHING | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAC QUI PARLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE OF THE WOO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LE SUEUR | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| LINCOLN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LYON | MARSHALL, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MAHNOMEN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARTIN | FAIRMONT, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MCLEOD | HUTCHINSON, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MEEKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLE LACS | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| MORRISON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MOWER | AUSTIN, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| MURRAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NICOLLET | MANKATO, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| NOBLES | WORTHINGTON, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| NORMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OLMSTED | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTER TAIL | FERGUS FALLS, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| PENNINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PIPESTONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | GRAND FORKS, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| POPE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RAMSEY | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| RED LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| REDWOOD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RENVILLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RICE | FARIBAULT-NORTHFIELD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSEAU | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| SHERBURNE | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| SIBLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LOUIS | DULUTH, MN-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| STEARNS | ST. CLOUD, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| STEELE | OWATONNA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| STEVENS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SWIFT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TODD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TRAVERSE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WABASHA | ROCHESTER, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| WADENA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASECA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| WATONWAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WILKIN | WAHPETON, ND-MN | $331,760 | $424,800 | $513,450 | $638,100 |
| WINONA | WINONA, MN | $331,760 | $424,800 | $513,450 | $638,100 |
| WRIGHT | MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | $382,950 | $490,250 | $592,600 | $736,450 |
| YELLOW MEDICINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Minnesota FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Minnesota FHA Limits Set?
Mortgage limits for Minnesota FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Minnesota FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MN is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MN is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Minnesota FHA loan limits are set above the nationwide floor in areas surrounding Minneapolis, Saint Paul, and Bloomington. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Michigan?
FHA loans are a low down payment mortgage program and Michigan FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Michigan are set at the floor amount of $275,665 across almost the entire state.
Michigan FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALCONA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALGER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGAN | HOLLAND, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ALPENA | ALPENA, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ANTRIM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ARENAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARAGA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BAY | BAY CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| BENZIE | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| BERRIEN | NILES, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| BRANCH | COLDWATER, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | BATTLE CREEK, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | SOUTH BEND-MISHAWAKA, IN-MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CHARLEVOIX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEBOYGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHIPPEWA | SAULT STE. MARIE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DELTA | ESCANABA, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| DICKINSON | IRON MOUNTAIN, MI-WI | $331,760 | $424,800 | $513,450 | $638,100 |
| EATON | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| EMMET | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GENESEE | FLINT, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| GLADWIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GOGEBIC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAND TRAVERSE | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| GRATIOT | ALMA, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| HILLSDALE | HILLSDALE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| HOUGHTON | HOUGHTON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| HURON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| INGHAM | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| IONIA | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| IOSCO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| IRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ISABELLA | MOUNT PLEASANT, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | JACKSON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KALAMAZOO | KALAMAZOO-PORTAGE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KALKASKA | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KENT | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| KEWEENAW | HOUGHTON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAPEER | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LEELANAU | TRAVERSE CITY, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LENAWEE | ADRIAN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| LUCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MACKINAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MACOMB | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MANISTEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARQUETTE | MARQUETTE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | LUDINGTON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MECOSTA | BIG RAPIDS, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MENOMINEE | MARINETTE, WI-MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MIDLAND | MIDLAND, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MISSAUKEE | CADILLAC, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | MONROE, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTCALM | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTMORENCY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MUSKEGON | MUSKEGON, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWAYGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OAKLAND | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| OCEANA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OGEMAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ONTONAGON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCEOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OSCODA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTSEGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTAWA | GRAND RAPIDS-KENTWOOD, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| PRESQUE ISLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROSCOMMON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SAGINAW | SAGINAW, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| SANILAC | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHOOLCRAFT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHIAWASSEE | LANSING-EAST LANSING, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. JOSEPH | STURGIS, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| TUSCOLA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VAN BUREN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHTENAW | ANN ARBOR, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | DETROIT-WARREN-DEARBORN, MI | $331,760 | $424,800 | $513,450 | $638,100 |
| WEXFORD | CADILLAC, MI | $331,760 | $424,800 | $513,450 | $638,100 |
Michigan FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Michigan FHA Limits Set?
Mortgage limits for Michigan FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Michigan FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MI is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MI is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Michigan FHA loan limits are set above the nationwide floor amount in Detroit, Ann Arbor, Warren and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Massachusetts?
FHA loans are a low down payment mortgage program and Massachusetts FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Massachusetts are set higher than the floor amount of $275,665 across most of the state.
Massachusetts FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BARNSTABLE | BARNSTABLE TOWN, MA | $471,500 | $603,600 | $729,600 | $906,750 |
| BERKSHIRE | PITTSFIELD, MA | $331,760 | $424,800 | $513,450 | $638,100 |
| BRISTOL | PROVIDENCE-WARWICK, RI-MA | $460,000 | $588,850 | $711,800 | $884,600 |
| DUKES | VINEYARD HAVEN, MA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| ESSEX | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| FRANKLIN | SPRINGFIELD, MA | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMPDEN | SPRINGFIELD, MA | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMPSHIRE | SPRINGFIELD, MA | $331,760 | $424,800 | $513,450 | $638,100 |
| MIDDLESEX | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| NANTUCKET | NON-METRO | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NORFOLK | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| PLYMOUTH | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| SUFFOLK | BOSTON-CAMBRIDGE-NEWTON, MA-NH | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| WORCESTER | WORCESTER, MA-CT | $339,250 | $434,300 | $524,950 | $652,400 |
Massachusetts FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Massachusetts FHA Limits Set?
Mortgage limits for Massachusetts FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Massachusetts FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MA is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MA is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Massachusetts FHA loan limits are set above nationwide floor amount in Boston, Worcester, Springfield, Lowell, Cambridge, New Bedford, Brockton, Quincy, Lynn, Fall River, Newton, and Lawrence. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Maryland?
FHA loans are a low down payment mortgage program and Maryland FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Maryland are set at the floor amount of $275,665 across much of the state.
Maryland FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALLEGANY | CUMBERLAND, MD-WV | $331,760 | $424,800 | $513,450 | $638,100 |
| ANNE ARUNDEL | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| BALTIMORE | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| BALTIMORE CITY | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| CALVERT | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| CAROLINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| CECIL | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| CHARLES | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| DORCHESTER | CAMBRIDGE, MD | $331,760 | $424,800 | $513,450 | $638,100 |
| FREDERICK | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| GARRETT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARFORD | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| HOWARD | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| KENT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| PRINCE GEORGE'S | WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| QUEEN ANNE'S | BALTIMORE-COLUMBIA-TOWSON, MD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| SOMERSET | SALISBURY, MD-DE | $345,000 | $441,650 | $533,850 | $663,450 |
| ST. MARY'S | CALIFORNIA-LEXINGTON PARK, MD | $347,300 | $444,600 | $537,400 | $667,900 |
| TALBOT | EASTON, MD | $382,950 | $490,250 | $592,600 | $736,450 |
| WASHINGTON | HAGERSTOWN-MARTINSBURG, MD-WV | $331,760 | $424,800 | $513,450 | $638,100 |
| WICOMICO | SALISBURY, MD-DE | $345,000 | $441,650 | $533,850 | $663,450 |
| WORCESTER | SALISBURY, MD-DE | $345,000 | $441,650 | $533,850 | $663,450 |
Maryland FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Maryland FHA Limits Set?
Mortgage limits for Maryland FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
MD FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in MD is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in MD is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Maryland FHA mortgage limits set above $271,050 include areas surrounding Baltimore, Frederick, Rockville, Gaithersburg, Hagerstown, Bowie, College Park, Annapolis and more. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
