What are FHA Loan Limits in South Carolina?
FHA loans are a low down payment mortgage program and South Carolina FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in South Carolina are set at the floor amount of $275,665 across half the state.
South Carolina FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ABBEVILLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| AIKEN | AUGUSTA-RICHMOND COUNTY, GA-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLENDALE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ANDERSON | GREENVILLE-ANDERSON, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| BAMBERG | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BARNWELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BEAUFORT | HILTON HEAD ISLAND-BLUFFTON, SC | $350,750 | $449,000 | $542,750 | $674,500 |
| BERKELEY | CHARLESTON-NORTH CHARLESTON, SC | $391,000 | $500,550 | $605,050 | $751,900 |
| CALHOUN | COLUMBIA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| CHARLESTON | CHARLESTON-NORTH CHARLESTON, SC | $391,000 | $500,550 | $605,050 | $751,900 |
| CHEROKEE | GAFFNEY, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| CHESTER | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| CHESTERFIELD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARENDON | SUMTER, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| COLLETON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DARLINGTON | FLORENCE, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| DILLON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DORCHESTER | CHARLESTON-NORTH CHARLESTON, SC | $391,000 | $500,550 | $605,050 | $751,900 |
| EDGEFIELD | AUGUSTA-RICHMOND COUNTY, GA-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| FAIRFIELD | COLUMBIA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| FLORENCE | FLORENCE, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| GEORGETOWN | GEORGETOWN, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENVILLE | GREENVILLE-ANDERSON, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENWOOD | GREENWOOD, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMPTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HORRY | MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | HILTON HEAD ISLAND-BLUFFTON, SC | $350,750 | $449,000 | $542,750 | $674,500 |
| KERSHAW | COLUMBIA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| LANCASTER | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
| LAURENS | GREENVILLE-ANDERSON, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEXINGTON | COLUMBIA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARLBORO | BENNETTSVILLE, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCORMICK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWBERRY | NEWBERRY, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| OCONEE | SENECA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGEBURG | ORANGEBURG, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| PICKENS | GREENVILLE-ANDERSON, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | COLUMBIA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| SALUDA | COLUMBIA, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| SPARTANBURG | SPARTANBURG, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| SUMTER | SUMTER, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | UNION, SC | $331,760 | $424,800 | $513,450 | $638,100 |
| WILLIAMSBURG | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YORK | CHARLOTTE-CONCORD-GASTONIA, NC-SC | $331,760 | $424,800 | $513,450 | $638,100 |
South Carolina FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are South Carolina FHA Limits Set?
Mortgage limits for South Carolina FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
South Carolina FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in South Carolina is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in South Carolina is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
South Carolina FHA loan limits are set above the nationwide floor amount in Charleston, Hilton Head, Greenville, Spartanburg and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Rhode Island?
FHA loans are a low down payment mortgage program and Rhode Island FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Rhode Island are set above the floor amount of $275,665 across the entire state.
Rhode Island FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BRISTOL | PROVIDENCE-WARWICK, RI-MA | $460,000 | $588,850 | $711,800 | $884,600 |
| KENT | PROVIDENCE-WARWICK, RI-MA | $460,000 | $588,850 | $711,800 | $884,600 |
| NEWPORT | PROVIDENCE-WARWICK, RI-MA | $460,000 | $588,850 | $711,800 | $884,600 |
| PROVIDENCE | PROVIDENCE-WARWICK, RI-MA | $460,000 | $588,850 | $711,800 | $884,600 |
| WASHINGTON | PROVIDENCE-WARWICK, RI-MA | $460,000 | $588,850 | $711,800 | $884,600 |
Rhode Island FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Rhode Island FHA Limits Set?
Mortgage limits for Rhode Island FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Rhode Island FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Rhode Island is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Rhode Island is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Rhode Island FHA loan limits are set above the nationwide floor amount in Providence, Warwick and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Pennsylvania?
FHA loans are a low down payment mortgage program and Pennsylvania FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Pennsylvania are set at the floor amount of $275,665 across almost the entire state.
Pennsylvania FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAMS | GETTYSBURG, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGHENY | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| ARMSTRONG | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| BEAVER | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| BEDFORD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BERKS | READING, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| BLAIR | ALTOONA, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| BRADFORD | SAYRE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| BUCKS | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| BUTLER | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMBRIA | JOHNSTOWN, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| CAMERON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CARBON | ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | $372,600 | $477,000 | $576,550 | $716,550 |
| CENTRE | STATE COLLEGE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| CHESTER | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| CLARION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEARFIELD | DUBOIS, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | LOCK HAVEN, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIA | BLOOMSBURG-BERWICK, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | MEADVILLE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| CUMBERLAND | HARRISBURG-CARLISLE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| DAUPHIN | HARRISBURG-CARLISLE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| ELK | ST. MARYS, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| ERIE | ERIE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| FOREST | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | CHAMBERSBURG-WAYNESBORO, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HUNTINGDON | HUNTINGDON, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| INDIANA | INDIANA, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JUNIATA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LACKAWANNA | SCRANTON--WILKES-BARRE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| LANCASTER | LANCASTER, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | NEW CASTLE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| LEBANON | LEBANON, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| LEHIGH | ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | $372,600 | $477,000 | $576,550 | $716,550 |
| LUZERNE | SCRANTON--WILKES-BARRE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| LYCOMING | WILLIAMSPORT, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| MCKEAN | BRADFORD, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | $331,760 | $424,800 | $513,450 | $638,100 |
| MIFFLIN | LEWISTOWN, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | EAST STROUDSBURG, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| MONTOUR | BLOOMSBURG-BERWICK, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| NORTHAMPTON | ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | $372,600 | $477,000 | $576,550 | $716,550 |
| NORTHUMBERLAND | SUNBURY, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | HARRISBURG-CARLISLE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| PHILADELPHIA | PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD | $408,250 | $522,600 | $631,750 | $785,100 |
| PIKE | NEW YORK-NEWARK-JERSEY CITY, NY-NJ-PA | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| POTTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLKILL | POTTSVILLE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| SNYDER | SELINSGROVE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| SOMERSET | SOMERSET, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| SULLIVAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SUSQUEHANNA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TIOGA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | LEWISBURG, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| VENANGO | OIL CITY, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | WARREN, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WESTMORELAND | PITTSBURGH, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| WYOMING | SCRANTON--WILKES-BARRE, PA | $331,760 | $424,800 | $513,450 | $638,100 |
| YORK | YORK-HANOVER, PA | $331,760 | $424,800 | $513,450 | $638,100 |
Pennsylvania FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Pennsylvania FHA Limits Set?
Mortgage limits for Pennsylvania FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Pennsylvania FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Pennsylvania is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Pennsylvania is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Pennsylvania FHA loan limits are set above the nationwide floor amount in Pittsburg, Philadelphia, Allentown and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Oregon?
FHA loans are a low down payment mortgage program and Oregon FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oregon are set at the floor amount of $275,665 across almost the entire state.
Oregon FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| BAKER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | CORVALLIS, OR | $402,500 | $515,250 | $622,850 | $774,050 |
| CLACKAMAS | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
| CLATSOP | ASTORIA, OR | $345,000 | $441,650 | $533,850 | $663,450 |
| COLUMBIA | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
| COOS | COOS BAY, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| CROOK | PRINEVILLE, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| CURRY | BROOKINGS, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| DESCHUTES | BEND, OR | $431,250 | $552,050 | $667,350 | $829,350 |
| DOUGLAS | ROSEBURG, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| GILLIAM | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARNEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOOD RIVER | HOOD RIVER, OR | $477,250 | $610,950 | $738,500 | $917,800 |
| JACKSON | MEDFORD, OR | $333,500 | $426,950 | $516,050 | $641,350 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JOSEPHINE | GRANTS PASS, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| KLAMATH | KLAMATH FALLS, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LANE | EUGENE-SPRINGFIELD, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | NEWPORT, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| LINN | ALBANY-LEBANON, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| MALHEUR | ONTARIO, OR-ID | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | SALEM, OR | $342,700 | $438,700 | $530,300 | $659,050 |
| MORROW | HERMISTON-PENDLETON, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| MULTNOMAH | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
| POLK | SALEM, OR | $342,700 | $438,700 | $530,300 | $659,050 |
| SHERMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TILLAMOOK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UMATILLA | HERMISTON-PENDLETON, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | LA GRANDE, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| WALLOWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASCO | THE DALLES, OR | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
| WHEELER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YAMHILL | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $491,050 | $628,600 | $759,850 | $944,350 |
Oregon FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Oregon FHA Limits Set?
Mortgage limits for Oregon FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Oregon FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Oregon is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Oregon is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Oregon FHA loan limits are set above the nationwide floor amount in Portland, Eugene, Salem and more. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Oklahoma?
FHA loans are a low down payment mortgage program and Oklahoma FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Oklahoma are set at the floor amount of $275,665 across almost the entire state.
Oklahoma FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ADAIR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALFALFA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ATOKA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BEAVER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BECKHAM | ELK CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| BLAINE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BRYAN | DURANT, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CADDO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CANADIAN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CARTER | ARDMORE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEROKEE | TAHLEQUAH, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOCTAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CIMARRON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEVELAND | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| COAL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COMANCHE | LAWTON, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| COTTON | LAWTON, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAIG | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CREEK | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CUSTER | WEATHERFORD, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DEWEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ELLIS | WOODWARD, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| GARFIELD | ENID, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| GARVIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GRADY | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GREER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARMON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HARPER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HASKELL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HUGHES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | ALTUS, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KAY | PONCA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| KINGFISHER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KIOWA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LATIMER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LE FLORE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| LOVE | ARDMORE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| MAJOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MAYES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCLAIN | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| MCCURTAIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MCINTOSH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MURRAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MUSKOGEE | MUSKOGEE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| NOBLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NOWATA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OKFUSKEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| OKLAHOMA | OKLAHOMA CITY, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| OKMULGEE | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| OSAGE | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| OTTAWA | MIAMI, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PAWNEE | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PAYNE | STILLWATER, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PITTSBURG | MCALESTER, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PONTOTOC | ADA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| POTTAWATOMIE | SHAWNEE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| PUSHMATAHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROGER MILLS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ROGERS | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| SEMINOLE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SEQUOYAH | FORT SMITH, AR-OK | $331,760 | $424,800 | $513,450 | $638,100 |
| STEPHENS | DUNCAN, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| TEXAS | GUYMON, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| TILLMAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TULSA | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| WAGONER | TULSA, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | BARTLESVILLE, OK | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHITA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODWARD | WOODWARD, OK | $331,760 | $424,800 | $513,450 | $638,100 |
Oklahoma FHA loan limits can change at any time. Check back often to ensure information is accurate.
How are Oklahoma FHA Limits Set?
Mortgage limits for Oklahoma FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
Oklahoma FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in Oklahoma is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in Oklahoma is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Oklahoma FHA loan limits are set at the nationwide floor amount in Oklahoma City, Tulsa, Norman, Lawton, Owasso, Enid, Stillwater, Edmond and surrounding areas. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
