Wyoming FHA Loan Limits

Wyoming FHA Loan Limits

What are FHA Loan Limits in Wyoming?

FHA loans are a low down payment mortgage program and Wyoming FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wyoming are set at the floor amount of $275,665 across almost the entire state.

Wyoming FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ALBANYLARAMIE, WY$331,760$424,800$513,450$638,100
BIG HORNNON-METRO$331,760$424,800$513,450$638,100
CAMPBELLGILLETTE, WY$331,760$424,800$513,450$638,100
CARBONNON-METRO$331,760$424,800$513,450$638,100
CONVERSENON-METRO$331,760$424,800$513,450$638,100
CROOKGILLETTE, WY$331,760$424,800$513,450$638,100
FREMONTRIVERTON, WY$331,760$424,800$513,450$638,100
GOSHENNON-METRO$331,760$424,800$513,450$638,100
HOT SPRINGSNON-METRO$331,760$424,800$513,450$638,100
JOHNSONNON-METRO$331,760$424,800$513,450$638,100
LARAMIECHEYENNE, WY$331,760$424,800$513,450$638,100
LINCOLNNON-METRO$331,760$424,800$513,450$638,100
NATRONACASPER, WY$331,760$424,800$513,450$638,100
NIOBRARANON-METRO$331,760$424,800$513,450$638,100
PARKNON-METRO$331,760$424,800$513,450$638,100
PLATTENON-METRO$331,760$424,800$513,450$638,100
SHERIDANSHERIDAN, WY$331,760$424,800$513,450$638,100
SUBLETTENON-METRO$331,760$424,800$513,450$638,100
SWEETWATERROCK SPRINGS, WY$331,760$424,800$513,450$638,100
TETONJACKSON, WY-ID$765,600$980,325$1,184,925$1,472,550
UINTAEVANSTON, WY$331,760$424,800$513,450$638,100
WASHAKIENON-METRO$331,760$424,800$513,450$638,100
WESTONGILLETTE, WY$331,760$424,800$513,450$638,100

Wyoming FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wyoming FHA Limits Set?

Wyoming FHA Loan LimitsMortgage limits for Wyoming FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wyoming FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wyoming is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wyoming is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wyoming FHA loan limits are set above the nationwide floor amount in the areas of Jackson and Sheridan. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Wisconsin FHA Loan Limits

Wisconsin FHA Loan Limits

What are FHA Loan Limits in Wisconsin?

FHA loans are a low down payment mortgage program and Wisconsin FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Wisconsin are set at the floor amount of $275,665 across almost the entire state.

Wisconsin FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSNON-METRO$331,760$424,800$513,450$638,100
ASHLANDNON-METRO$331,760$424,800$513,450$638,100
BARRONNON-METRO$331,760$424,800$513,450$638,100
BAYFIELDNON-METRO$331,760$424,800$513,450$638,100
BROWNGREEN BAY, WI$331,760$424,800$513,450$638,100
BUFFALONON-METRO$331,760$424,800$513,450$638,100
BURNETTNON-METRO$331,760$424,800$513,450$638,100
CALUMETAPPLETON, WI$331,760$424,800$513,450$638,100
CHIPPEWAEAU CLAIRE, WI$331,760$424,800$513,450$638,100
CLARKNON-METRO$331,760$424,800$513,450$638,100
COLUMBIAMADISON, WI$333,500$426,950$516,050$641,350
CRAWFORDNON-METRO$331,760$424,800$513,450$638,100
DANEMADISON, WI$333,500$426,950$516,050$641,350
DODGEBEAVER DAM, WI$331,760$424,800$513,450$638,100
DOORNON-METRO$331,760$424,800$513,450$638,100
DOUGLASDULUTH, MN-WI$331,760$424,800$513,450$638,100
DUNNMENOMONIE, WI$331,760$424,800$513,450$638,100
EAU CLAIREEAU CLAIRE, WI$331,760$424,800$513,450$638,100
FLORENCEIRON MOUNTAIN, MI-WI$331,760$424,800$513,450$638,100
FOND DU LACFOND DU LAC, WI$331,760$424,800$513,450$638,100
FORESTNON-METRO$331,760$424,800$513,450$638,100
GRANTPLATTEVILLE, WI$331,760$424,800$513,450$638,100
GREENMADISON, WI$333,500$426,950$516,050$641,350
GREEN LAKENON-METRO$331,760$424,800$513,450$638,100
IOWAMADISON, WI$333,500$426,950$516,050$641,350
IRONNON-METRO$331,760$424,800$513,450$638,100
JACKSONNON-METRO$331,760$424,800$513,450$638,100
JEFFERSONWATERTOWN-FORT ATKINSON, WI$331,760$424,800$513,450$638,100
JUNEAUNON-METRO$331,760$424,800$513,450$638,100
KENOSHACHICAGO-NAPERVILLE-ELGIN, IL-IN-WI$368,000$471,100$569,450$707,700
KEWAUNEEGREEN BAY, WI$331,760$424,800$513,450$638,100
LA CROSSELA CROSSE-ONALASKA, WI-MN$331,760$424,800$513,450$638,100
LAFAYETTENON-METRO$331,760$424,800$513,450$638,100
LANGLADENON-METRO$331,760$424,800$513,450$638,100
LINCOLNWAUSAU-WESTON, WI$331,760$424,800$513,450$638,100
MANITOWOCMANITOWOC, WI$331,760$424,800$513,450$638,100
MARATHONWAUSAU-WESTON, WI$331,760$424,800$513,450$638,100
MARINETTEMARINETTE, WI-MI$331,760$424,800$513,450$638,100
MARQUETTENON-METRO$331,760$424,800$513,450$638,100
MENOMINEESHAWANO, WI$331,760$424,800$513,450$638,100
MILWAUKEEMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
MONROENON-METRO$331,760$424,800$513,450$638,100
OCONTOGREEN BAY, WI$331,760$424,800$513,450$638,100
ONEIDANON-METRO$331,760$424,800$513,450$638,100
OUTAGAMIEAPPLETON, WI$331,760$424,800$513,450$638,100
OZAUKEEMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
PEPINNON-METRO$331,760$424,800$513,450$638,100
PIERCEMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$382,950$490,250$592,600$736,450
POLKNON-METRO$331,760$424,800$513,450$638,100
PORTAGESTEVENS POINT, WI$331,760$424,800$513,450$638,100
PRICENON-METRO$331,760$424,800$513,450$638,100
RACINERACINE, WI$331,760$424,800$513,450$638,100
RICHLANDNON-METRO$331,760$424,800$513,450$638,100
ROCKJANESVILLE-BELOIT, WI$331,760$424,800$513,450$638,100
RUSKNON-METRO$331,760$424,800$513,450$638,100
SAUKBARABOO, WI$331,760$424,800$513,450$638,100
SAWYERNON-METRO$331,760$424,800$513,450$638,100
SHAWANOSHAWANO, WI$331,760$424,800$513,450$638,100
SHEBOYGANSHEBOYGAN, WI$331,760$424,800$513,450$638,100
ST. CROIXMINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI$382,950$490,250$592,600$736,450
TAYLORNON-METRO$331,760$424,800$513,450$638,100
TREMPEALEAUNON-METRO$331,760$424,800$513,450$638,100
VERNONNON-METRO$331,760$424,800$513,450$638,100
VILASNON-METRO$331,760$424,800$513,450$638,100
WALWORTHWHITEWATER, WI$331,760$424,800$513,450$638,100
WASHBURNNON-METRO$331,760$424,800$513,450$638,100
WASHINGTONMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
WAUKESHAMILWAUKEE-WAUKESHA, WI$339,250$434,300$524,950$652,400
WAUPACANON-METRO$331,760$424,800$513,450$638,100
WAUSHARANON-METRO$331,760$424,800$513,450$638,100
WINNEBAGOOSHKOSH-NEENAH, WI$331,760$424,800$513,450$638,100
WOODWISCONSIN RAPIDS-MARSHFIELD, WI$331,760$424,800$513,450$638,100

Wisconsin FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Wisconsin FHA Limits Set?

Mortgage limits for Wisconsin FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Wisconsin FHA Loan LimitsWisconsin FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Wisconsin is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Wisconsin is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Wisconsin FHA loan limits are set above the nationwide floor amount in the areas of Milwaukee and Madison. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

West Virginia FHA Loan Limits

West Virginia FHA Loan Limits

What are FHA Loan Limits in West Virginia?

FHA loans are a low down payment mortgage program and West Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in West Virginia are set at the floor amount of $275,665 across most of the state.

West Virginia FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
BARBOURNON-METRO$331,760$424,800$513,450$638,100
BERKELEYHAGERSTOWN-MARTINSBURG, MD-WV$331,760$424,800$513,450$638,100
BOONECHARLESTON, WV$331,760$424,800$513,450$638,100
BRAXTONNON-METRO$331,760$424,800$513,450$638,100
BROOKEWEIRTON-STEUBENVILLE, WV-OH$331,760$424,800$513,450$638,100
CABELLHUNTINGTON-ASHLAND, WV-KY-OH$331,760$424,800$513,450$638,100
CALHOUNNON-METRO$331,760$424,800$513,450$638,100
CLAYCHARLESTON, WV$331,760$424,800$513,450$638,100
DODDRIDGECLARKSBURG, WV$331,760$424,800$513,450$638,100
FAYETTEBECKLEY, WV$331,760$424,800$513,450$638,100
GILMERNON-METRO$331,760$424,800$513,450$638,100
GRANTNON-METRO$331,760$424,800$513,450$638,100
GREENBRIERNON-METRO$331,760$424,800$513,450$638,100
HAMPSHIREWINCHESTER, VA-WV$331,760$424,800$513,450$638,100
HANCOCKWEIRTON-STEUBENVILLE, WV-OH$331,760$424,800$513,450$638,100
HARDYNON-METRO$331,760$424,800$513,450$638,100
HARRISONCLARKSBURG, WV$331,760$424,800$513,450$638,100
JACKSONCHARLESTON, WV$331,760$424,800$513,450$638,100
JEFFERSONWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
KANAWHACHARLESTON, WV$331,760$424,800$513,450$638,100
LEWISNON-METRO$331,760$424,800$513,450$638,100
LINCOLNCHARLESTON, WV$331,760$424,800$513,450$638,100
LOGANMOUNT GAY-SHAMROCK, WV$331,760$424,800$513,450$638,100
MARIONFAIRMONT, WV$331,760$424,800$513,450$638,100
MARSHALLWHEELING, WV-OH$331,760$424,800$513,450$638,100
MASONPOINT PLEASANT, WV-OH$331,760$424,800$513,450$638,100
MCDOWELLNON-METRO$331,760$424,800$513,450$638,100
MERCERBLUEFIELD, WV-VA$331,760$424,800$513,450$638,100
MINERALCUMBERLAND, MD-WV$331,760$424,800$513,450$638,100
MINGONON-METRO$331,760$424,800$513,450$638,100
MONONGALIAMORGANTOWN, WV$331,760$424,800$513,450$638,100
MONROENON-METRO$331,760$424,800$513,450$638,100
MORGANHAGERSTOWN-MARTINSBURG, MD-WV$331,760$424,800$513,450$638,100
NICHOLASNON-METRO$331,760$424,800$513,450$638,100
OHIOWHEELING, WV-OH$331,760$424,800$513,450$638,100
PENDLETONNON-METRO$331,760$424,800$513,450$638,100
PLEASANTSNON-METRO$331,760$424,800$513,450$638,100
POCAHONTASNON-METRO$331,760$424,800$513,450$638,100
PRESTONMORGANTOWN, WV$331,760$424,800$513,450$638,100
PUTNAMHUNTINGTON-ASHLAND, WV-KY-OH$331,760$424,800$513,450$638,100
RALEIGHBECKLEY, WV$331,760$424,800$513,450$638,100
RANDOLPHELKINS, WV$331,760$424,800$513,450$638,100
RITCHIENON-METRO$331,760$424,800$513,450$638,100
ROANENON-METRO$331,760$424,800$513,450$638,100
SUMMERSNON-METRO$331,760$424,800$513,450$638,100
TAYLORCLARKSBURG, WV$331,760$424,800$513,450$638,100
TUCKERNON-METRO$331,760$424,800$513,450$638,100
TYLERNON-METRO$331,760$424,800$513,450$638,100
UPSHURNON-METRO$331,760$424,800$513,450$638,100
WAYNEHUNTINGTON-ASHLAND, WV-KY-OH$331,760$424,800$513,450$638,100
WEBSTERNON-METRO$331,760$424,800$513,450$638,100
WETZELNON-METRO$331,760$424,800$513,450$638,100
WIRTPARKERSBURG-VIENNA, WV$331,760$424,800$513,450$638,100
WOODPARKERSBURG-VIENNA, WV$331,760$424,800$513,450$638,100
WYOMINGNON-METRO$331,760$424,800$513,450$638,100

West Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are West Virginia FHA Limits Set?

West Virginia FHA Loan LimitsMortgage limits for West Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

West Virginia FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in West Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in West Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

West Virginia FHA loan limits are set above the nationwide floor amount include include locations near Washington D.C. and Hagerstown, MD. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Washington FHA Loan Limits

Washington FHA Loan Limits

What are FHA Loan Limits in Washington?

FHA loans are a low down payment mortgage program and Washington FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Washington are set at the floor amount of $275,665 across much of the state.

Washington FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ADAMSOTHELLO, WA$331,760$424,800$513,450$638,100
ASOTINLEWISTON, ID-WA$331,760$424,800$513,450$638,100
BENTONKENNEWICK-RICHLAND, WA$331,760$424,800$513,450$638,100
CHELANWENATCHEE, WA$345,000$441,650$533,850$663,450
CLALLAMPORT ANGELES, WA$384,100$491,700$594,350$738,650
CLARKPORTLAND-VANCOUVER-HILLSBORO, OR-WA$491,050$628,600$759,850$944,350
COLUMBIANON-METRO$331,760$424,800$513,450$638,100
COWLITZLONGVIEW, WA$331,760$424,800$513,450$638,100
DOUGLASWENATCHEE, WA$345,000$441,650$533,850$663,450
FERRYNON-METRO$331,760$424,800$513,450$638,100
FRANKLINKENNEWICK-RICHLAND, WA$331,760$424,800$513,450$638,100
GARFIELDNON-METRO$331,760$424,800$513,450$638,100
GRANTMOSES LAKE, WA$331,760$424,800$513,450$638,100
GRAYS HARBORABERDEEN, WA$331,760$424,800$513,450$638,100
ISLANDOAK HARBOR, WA$393,300$503,500$608,600$756,350
JEFFERSONNON-METRO$351,900$450,500$544,550$676,750
KINGSEATTLE-TACOMA-BELLEVUE, WA$741,750$949,600$1,147,800$1,426,450
KITSAPBREMERTON-SILVERDALE-PORT ORCHARD, WA$395,600$506,450$612,150$760,750
KITTITASELLENSBURG, WA$331,760$424,800$513,450$638,100
KLICKITATNON-METRO$331,760$424,800$513,450$638,100
LEWISCENTRALIA, WA$331,760$424,800$513,450$638,100
LINCOLNNON-METRO$331,760$424,800$513,450$638,100
MASONSHELTON, WA$331,760$424,800$513,450$638,100
OKANOGANNON-METRO$331,760$424,800$513,450$638,100
PACIFICNON-METRO$331,760$424,800$513,450$638,100
PEND OREILLENON-METRO$331,760$424,800$513,450$638,100
PIERCESEATTLE-TACOMA-BELLEVUE, WA$741,750$949,600$1,147,800$1,426,450
SAN JUANNON-METRO$497,950$637,450$770,550$957,600
SKAGITMOUNT VERNON-ANACORTES, WA$373,750$478,450$578,350$718,750
SKAMANIAPORTLAND-VANCOUVER-HILLSBORO, OR-WA$491,050$628,600$759,850$944,350
SNOHOMISHSEATTLE-TACOMA-BELLEVUE, WA$741,750$949,600$1,147,800$1,426,450
SPOKANESPOKANE-SPOKANE VALLEY, WA$331,760$424,800$513,450$638,100
STEVENSSPOKANE-SPOKANE VALLEY, WA$331,760$424,800$513,450$638,100
THURSTONOLYMPIA-LACEY-TUMWATER, WA$370,300$474,050$573,000$712,100
WAHKIAKUMNON-METRO$331,760$424,800$513,450$638,100
WALLA WALLAWALLA WALLA, WA$331,760$424,800$513,450$638,100
WHATCOMBELLINGHAM, WA$411,700$527,050$637,050$791,750
WHITMANPULLMAN, WA$331,760$424,800$513,450$638,100
YAKIMAYAKIMA, WA$331,760$424,800$513,450$638,100

Washington FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Washington FHA Limits Set?

Washington FHA Loan LimitsMortgage limits for Washington FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Washington FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Washington is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Washington is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Washington FHA loan limits are set above the nationwide floor amount in Seattle, Tacoma, Everett, Bellevue and Port Angeles. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

Virginia FHA Loan Limits

Vermont FHA Loan Limits

What are FHA Loan Limits in Virginia?

FHA loans are a low down payment mortgage program and Virginia FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Virginia are set at the floor amount of $275,665 across most of the entire state.

Virginia FHA Loan Limits Search:

County Name
Area
1-Unit
2-Unit
3-Unit
4-Unit
ACCOMACKNON-METRO$331,760$424,800$513,450$638,100
ALBEMARLECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
ALEXANDRIA CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
ALLEGHANYNON-METRO$331,760$424,800$513,450$638,100
AMELIARICHMOND, VA$535,900$686,050$829,250$1,030,600
AMHERSTLYNCHBURG, VA$331,760$424,800$513,450$638,100
APPOMATTOXLYNCHBURG, VA$331,760$424,800$513,450$638,100
ARLINGTONWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
AUGUSTASTAUNTON, VA$331,760$424,800$513,450$638,100
BATHNON-METRO$331,760$424,800$513,450$638,100
BEDFORDLYNCHBURG, VA$331,760$424,800$513,450$638,100
BLANDBLUEFIELD, WV-VA$331,760$424,800$513,450$638,100
BOTETOURTROANOKE, VA$331,760$424,800$513,450$638,100
BRISTOL CITYKINGSPORT-BRISTOL, TN-VA$331,760$424,800$513,450$638,100
BRUNSWICKNON-METRO$331,760$424,800$513,450$638,100
BUCHANANNON-METRO$331,760$424,800$513,450$638,100
BUCKINGHAMNON-METRO$331,760$424,800$513,450$638,100
BUENA VISTA CITNON-METRO$331,760$424,800$513,450$638,100
CAMPBELLLYNCHBURG, VA$331,760$424,800$513,450$638,100
CAROLINENON-METRO$331,760$424,800$513,450$638,100
CARROLLNON-METRO$331,760$424,800$513,450$638,100
CHARLES CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
CHARLOTTENON-METRO$331,760$424,800$513,450$638,100
CHARLOTTESVILLECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
CHESAPEAKE CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
CHESTERFIELDRICHMOND, VA$535,900$686,050$829,250$1,030,600
CLARKEWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
COLONIAL HEIGHTRICHMOND, VA$535,900$686,050$829,250$1,030,600
COVINGTON CITYNON-METRO$331,760$424,800$513,450$638,100
CRAIGROANOKE, VA$331,760$424,800$513,450$638,100
CULPEPERWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
CUMBERLANDNON-METRO$331,760$424,800$513,450$638,100
DANVILLE CITYDANVILLE, VA$331,760$424,800$513,450$638,100
DICKENSONNON-METRO$331,760$424,800$513,450$638,100
DINWIDDIERICHMOND, VA$535,900$686,050$829,250$1,030,600
EMPORIA CITYNON-METRO$331,760$424,800$513,450$638,100
ESSEXNON-METRO$331,760$424,800$513,450$638,100
FAIRFAXWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FAIRFAX CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FALLS CHURCH CIWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FAUQUIERWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
FLOYDNON-METRO$331,760$424,800$513,450$638,100
FLUVANNACHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
FRANKLINROANOKE, VA$331,760$424,800$513,450$638,100
FRANKLIN CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
FREDERICKWINCHESTER, VA-WV$331,760$424,800$513,450$638,100
FREDERICKSBURGWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
GALAX CITYNON-METRO$331,760$424,800$513,450$638,100
GILESBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
GLOUCESTERVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
GOOCHLANDRICHMOND, VA$535,900$686,050$829,250$1,030,600
GRAYSONNON-METRO$331,760$424,800$513,450$638,100
GREENECHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
GREENSVILLENON-METRO$331,760$424,800$513,450$638,100
HALIFAXNON-METRO$331,760$424,800$513,450$638,100
HAMPTON CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
HANOVERRICHMOND, VA$535,900$686,050$829,250$1,030,600
HARRISONBURG CIHARRISONBURG, VA$331,760$424,800$513,450$638,100
HENRICORICHMOND, VA$535,900$686,050$829,250$1,030,600
HENRYMARTINSVILLE, VA$331,760$424,800$513,450$638,100
HIGHLANDNON-METRO$331,760$424,800$513,450$638,100
HOPEWELL CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
ISLE OF WIGHTVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
JAMES CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
KING AND QUEENRICHMOND, VA$535,900$686,050$829,250$1,030,600
KING GEORGENON-METRO$350,750$449,000$542,750$674,500
KING WILLIAMRICHMOND, VA$535,900$686,050$829,250$1,030,600
LANCASTERNON-METRO$442,750$566,800$685,100$851,450
LEENON-METRO$331,760$424,800$513,450$638,100
LEXINGTON CITYNON-METRO$354,200$453,450$548,100$681,150
LOUDOUNWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
LOUISANON-METRO$331,760$424,800$513,450$638,100
LUNENBURGNON-METRO$331,760$424,800$513,450$638,100
LYNCHBURG CITYLYNCHBURG, VA$331,760$424,800$513,450$638,100
MADISONWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
MANASSAS CITYWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
MANASSAS PARK CWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
MARTINSVILLE CIMARTINSVILLE, VA$331,760$424,800$513,450$638,100
MATHEWSVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
MECKLENBURGNON-METRO$331,760$424,800$513,450$638,100
MIDDLESEXNON-METRO$331,760$424,800$513,450$638,100
MONTGOMERYBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
NELSONCHARLOTTESVILLE, VA$437,000$559,450$676,200$840,400
NEW KENTRICHMOND, VA$535,900$686,050$829,250$1,030,600
NEWPORT NEWS CIVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
NORFOLK CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
NORTHAMPTONNON-METRO$331,760$424,800$513,450$638,100
NORTHUMBERLANDNON-METRO$331,760$424,800$513,450$638,100
NORTON CITYBIG STONE GAP, VA$331,760$424,800$513,450$638,100
NOTTOWAYNON-METRO$331,760$424,800$513,450$638,100
ORANGENON-METRO$331,760$424,800$513,450$638,100
PAGENON-METRO$331,760$424,800$513,450$638,100
PATRICKNON-METRO$331,760$424,800$513,450$638,100
PETERSBURG CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
PITTSYLVANIADANVILLE, VA$331,760$424,800$513,450$638,100
POQUOSON CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
PORTSMOUTH CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
POWHATANRICHMOND, VA$535,900$686,050$829,250$1,030,600
PRINCE EDWARDNON-METRO$331,760$424,800$513,450$638,100
PRINCE GEORGERICHMOND, VA$535,900$686,050$829,250$1,030,600
PRINCE WILLIAMWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
PULASKIBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
RADFORD CITYBLACKSBURG-CHRISTIANSBURG, VA$331,760$424,800$513,450$638,100
RAPPAHANNOCKWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
RICHMONDNON-METRO$331,760$424,800$513,450$638,100
RICHMOND CITYRICHMOND, VA$535,900$686,050$829,250$1,030,600
ROANOKEROANOKE, VA$331,760$424,800$513,450$638,100
ROANOKE CITYROANOKE, VA$331,760$424,800$513,450$638,100
ROCKBRIDGENON-METRO$331,760$424,800$513,450$638,100
ROCKINGHAMHARRISONBURG, VA$331,760$424,800$513,450$638,100
RUSSELLNON-METRO$331,760$424,800$513,450$638,100
SALEM CITYROANOKE, VA$331,760$424,800$513,450$638,100
SCOTTKINGSPORT-BRISTOL, TN-VA$331,760$424,800$513,450$638,100
SHENANDOAHNON-METRO$331,760$424,800$513,450$638,100
SMYTHNON-METRO$331,760$424,800$513,450$638,100
SOUTHAMPTONVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
SPOTSYLVANIAWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
STAFFORDWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
STAUNTON CITYSTAUNTON, VA$331,760$424,800$513,450$638,100
SUFFOLK CITYVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
SURRYNON-METRO$331,760$424,800$513,450$638,100
SUSSEXRICHMOND, VA$535,900$686,050$829,250$1,030,600
TAZEWELLBLUEFIELD, WV-VA$331,760$424,800$513,450$638,100
VIRGINIA BEACHVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
WARRENWASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV$765,600$980,325$1,184,925$1,472,550
WASHINGTONKINGSPORT-BRISTOL, TN-VA$331,760$424,800$513,450$638,100
WAYNESBORO CITYSTAUNTON, VA$331,760$424,800$513,450$638,100
WESTMORELANDNON-METRO$331,760$424,800$513,450$638,100
WILLIAMSBURG CIVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400
WINCHESTER CITYWINCHESTER, VA-WV$331,760$424,800$513,450$638,100
WISEBIG STONE GAP, VA$331,760$424,800$513,450$638,100
WYTHENON-METRO$331,760$424,800$513,450$638,100
YORKVIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC$458,850$587,400$710,050$882,400

Virginia FHA loan limits can change at any time. Check back often to ensure information is accurate.

How are Virginia FHA Limits Set?

Vermont FHA Loan LimitsMortgage limits for Virginia FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.

Virginia FHA Loan-to-Value Limits (LTV)

  • Purchase Loans –  The mortgage loan-to-value limit in Virginia is 96.5% of the lower of the purchase price or the appraised value of the home.
  • Refinance Loans – The refinance loan-to-value limit in Virginia is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.

Virginia FHA loan limits are set above the nationwide floor amount in Arlington, Alexandria, Richmond, Virginia Beach and Winchester. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:

More FHA Loan Resources

 

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