What are FHA Loan Limits in Alaska?
FHA loans are a low down payment mortgage program and Alaska FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. Alaska FHA loan limits widely vary across the state with about half of it’s counties set at the floor amount of $275,665 while other, higher-cost areas have maximum FHA limits of up to $451,950.
Alaska FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ALEUTIANS EAST | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ALEUTIANS WEST | NON-METRO | $385,250 | $493,200 | $596,150 | $740,850 |
| ANCHORAGE MUNIC | ANCHORAGE, AK | $411,700 | $527,050 | $637,050 | $791,750 |
| BETHEL CENSUS A | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BRISTOL BAY BOR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DENALI BOROUGH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DILLINGHAM CENS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FAIRBANKS NORTH | FAIRBANKS, AK | $331,760 | $424,800 | $513,450 | $638,100 |
| HAINES BOROUGH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| HOONAH-ANGOON C | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JUNEAU CITY AND | JUNEAU, AK | $455,400 | $583,000 | $704,700 | $875,750 |
| KENAI PENINSULA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| KETCHIKAN GATEW | KETCHIKAN, AK | $369,150 | $472,550 | $571,250 | $709,900 |
| KODIAK ISLAND B | NON-METRO | $408,250 | $522,600 | $631,750 | $785,100 |
| KUSILVAK CENSUS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE AND PENINS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MATANUSKA-SUSIT | ANCHORAGE, AK | $411,700 | $527,050 | $637,050 | $791,750 |
| NOME CENSUS ARE | NON-METRO | $391,000 | $500,550 | $605,050 | $751,900 |
| NORTH SLOPE BOR | NON-METRO | $332,350 | $425,450 | $514,300 | $639,150 |
| NORTHWEST ARCTI | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PETERSBURG CENS | NON-METRO | $332,350 | $425,450 | $514,300 | $639,150 |
| PRINCE OF WALES | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SITKA CITY AND | NON-METRO | $486,450 | $622,750 | $752,750 | $935,500 |
| SKAGWAY MUNICIP | NON-METRO | $415,150 | $531,450 | $642,400 | $798,350 |
| SOUTHEAST FAIRB | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| VALDEZ-CORDOVA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WRANGELL CITY A | NON-METRO | $332,350 | $425,450 | $514,300 | $639,150 |
| YAKUTAT CITY AN | NON-METRO | $420,900 | $538,800 | $651,300 | $809,450 |
| YUKON-KOYUKUK C | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Alaska FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Alaska FHA Limits Set?
Mortgage limits for Alaska FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
AK FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in AK is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in AK is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Metro areas in Alaska above the floor FHA mortgage limit of $275,665 in the areas of Anchorage, Montgomery, Fairbanks, Juneau, Ketchikan and Kodiak.
Alaska FHA Loan Down Payment Limits:
In Alaska, the minimum FHA loan down payment amounts are based on credit score. Applicant’s with a credit score of 580 or higher are eligible for 3.5 percent down.
| Minimum Credit Score | Minimum Down Payment |
| 580 FICO or Above | 3.5% Down Payment |
| Below 580 FICO | 10% Down Payment |
FHA down payment assistance is also available in certain areas.
You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Arizona?
FHA loans are a low down payment mortgage program and Arizona FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Arizona vary across the state with less than half of it’s counties set at the floor amount of $275,665 while other, higher-cost areas have maximum FHA limits of up to $362,250.
Arizona FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| APACHE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COCHISE | SIERRA VISTA-DOUGLAS, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| COCONINO | FLAGSTAFF, AZ | $362,250 | $463,750 | $560,550 | $696,650 |
| GILA | PAYSON, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| GRAHAM | SAFFORD, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENLEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LA PAZ | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARICOPA | PHOENIX-MESA-CHANDLER, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| MOHAVE | LAKE HAVASU CITY-KINGMAN, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| NAVAJO | SHOW LOW, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| PIMA | TUCSON, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| PINAL | PHOENIX-MESA-CHANDLER, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| SANTA CRUZ | NOGALES, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| YAVAPAI | PRESCOTT VALLEY-PRESCOTT, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
| YUMA | YUMA, AZ | $331,760 | $424,800 | $513,450 | $638,100 |
Arizona FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Arizona FHA Limits Set?
Mortgage limits for Arizona FHA loans are based on median housing prices for the particular county and Metropolitan Statistical Area (MSA). More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low cost areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
AZ FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in AZ is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in AZ is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Arizona FHA loan limits set above the floor of $275,665 in Phoenix, Flagstaff, Mesa, Tucson, Prescott, Scottsdale, and Lake Havasu. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Alabama?
FHA loans are a low down payment mortgage program and Alabama FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Alabama are set at the floor amount of $275,665 across almost the entire state.
Alabama FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| AUTAUGA | MONTGOMERY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| BALDWIN | DAPHNE-FAIRHOPE-FOLEY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| BARBOUR | EUFAULA, AL-GA | $331,760 | $424,800 | $513,450 | $638,100 |
| BIBB | BIRMINGHAM-HOOVER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| BLOUNT | BIRMINGHAM-HOOVER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| BULLOCK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BUTLER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | ANNISTON-OXFORD, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAMBERS | LAGRANGE, GA-AL | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEROKEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHILTON | BIRMINGHAM-HOOVER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| CHOCTAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEBURNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COFFEE | ENTERPRISE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| COLBERT | FLORENCE-MUSCLE SHOALS, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| CONECUH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| COOSA | ALEXANDER CITY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| COVINGTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CRENSHAW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CULLMAN | CULLMAN, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| DALE | OZARK, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| DALLAS | SELMA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| DEKALB | FORT PAYNE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| ELMORE | MONTGOMERY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| ESCAMBIA | ATMORE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| ETOWAH | GADSDEN, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GENEVA | DOTHAN, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | TUSCALOOSA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| HALE | TUSCALOOSA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | DOTHAN, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| HOUSTON | DOTHAN, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | SCOTTSBORO, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | BIRMINGHAM-HOOVER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| LAMAR | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAUDERDALE | FLORENCE-MUSCLE SHOALS, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | DECATUR, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | AUBURN-OPELIKA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| LIMESTONE | HUNTSVILLE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| LOWNDES | MONTGOMERY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| MACON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | HUNTSVILLE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| MARENGO | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | ALBERTVILLE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| MOBILE | MOBILE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | MONTGOMERY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | DECATUR, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PICKENS | TUSCALOOSA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | TROY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| RUSSELL | COLUMBUS, GA-AL | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | BIRMINGHAM-HOOVER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | BIRMINGHAM-HOOVER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| SUMTER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| TALLADEGA | TALLADEGA-SYLACAUGA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| TALLAPOOSA | ALEXANDER CITY, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| TUSCALOOSA | TUSCALOOSA, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| WALKER | JASPER, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | MOBILE, AL | $331,760 | $424,800 | $513,450 | $638,100 |
| WILCOX | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WINSTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
Alabama FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Alabama FHA Limits Set?
Mortgage limits for Alabama FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
AL FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in AL is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in AL is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Alabama FHA loan limits are set at the nationwide floor amount in Birmingham, Montgomery, Mobile, Auburn, Tuscaloosa, Hoover, Dothan, Decatur, Madison City, Gulf Shores, Daphne, Fairhope and Orange Beach. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
What are FHA Loan Limits in Arkansas?
FHA loans are a low down payment mortgage program and Arkansas FHA loan limits are connected to local home values. Search the charts below to determine the maximum mortgage amount allowed for your county. FHA loan limits in Arkansas are set at the floor amount of $275,665 across almost the entire state.
Arkansas FHA Loan Limits Search:
County Name | Area | 1-Unit | 2-Unit | 3-Unit | 4-Unit |
| ARKANSAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| ASHLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| BAXTER | MOUNTAIN HOME, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| BENTON | FAYETTEVILLE-SPRINGDALE-ROGERS, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | HARRISON, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| BRADLEY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | CAMDEN, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CHICOT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | ARKADELPHIA, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEBURNE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLEVELAND | PINE BLUFF, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIA | MAGNOLIA, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| CONWAY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAIGHEAD | JONESBORO, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| CRAWFORD | FORT SMITH, AR-OK | $331,760 | $424,800 | $513,450 | $638,100 |
| CRITTENDEN | MEMPHIS, TN-MS-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| CROSS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DALLAS | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DESHA | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| DREW | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| FAULKNER | LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | FORT SMITH, AR-OK | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| GARLAND | HOT SPRINGS, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| GRANT | LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | PARAGOULD, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| HEMPSTEAD | HOPE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| HOT SPRING | MALVERN, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| HOWARD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| INDEPENDENCE | BATESVILLE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| IZARD | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | PINE BLUFF, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAFAYETTE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LINCOLN | PINE BLUFF, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| LITTLE RIVER | TEXARKANA, TX-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| LONOKE | LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | FAYETTEVILLE-SPRINGDALE-ROGERS, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MILLER | TEXARKANA, TX-AR | $331,760 | $424,800 | $513,450 | $638,100 |
| MISSISSIPPI | BLYTHEVILLE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| NEVADA | HOPE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| NEWTON | HARRISON, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| OUACHITA | CAMDEN, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| PHILLIPS | HELENA-WEST HELENA, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POINSETT | JONESBORO, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| POLK | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| POPE | RUSSELLVILLE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| PRAIRIE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| PULASKI | LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SALINE | LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SEARCY | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SEBASTIAN | FORT SMITH, AR-OK | $331,760 | $424,800 | $513,450 | $638,100 |
| SEVIER | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| SHARP | BATESVILLE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. FRANCIS | FORREST CITY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| STONE | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | EL DORADO, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| VAN BUREN | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | FAYETTEVILLE-SPRINGDALE-ROGERS, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITE | SEARCY, AR | $331,760 | $424,800 | $513,450 | $638,100 |
| WOODRUFF | NON-METRO | $331,760 | $424,800 | $513,450 | $638,100 |
| YELL | RUSSELLVILLE, AR | $331,760 | $424,800 | $513,450 | $638,100 |
Arkansas FHA loan limits can change at any time. Check back often to ensure accurate information.
How are Arkansas FHA Limits Set?
Mortgage limits for Arkansas FHA loans are based on median housing prices for the particular Metropolitan Statistical Area (MSA) and county. More specifically, “Median Sale Price” for area homes in each county or MSA is considered the determining factor. National FHA mortgage limits for low costs areas are set at 65 percent of the national conventional conforming loan limit. FHA loan limits are updated yearly.
AR FHA Loan-to-Value Limits (LTV)
- Purchase Loans – The mortgage loan-to-value limit in AR is 96.5% of the lower of the purchase price or the appraised value of the home.
- Refinance Loans – The refinance loan-to-value limit in AR is 97.75% of the lower of the appraised property value, or the mortgage amount plus closing costs. If you’re refinancing and taking cash out from equity, the loan limit will be limited to 85% of the appraised home value.
Arkansas FHA loan limits are set at the nationwide floor amount in Little Rock, Fayetteville, Pine Bluff, North Little Rock, Jonesboro, Hot Springs, Texarkana, El Dorado, Fort Smith, Springdale, Rogers, Bentonville and Conway. You may also want to view these additional FHA loan resources before deciding on a mortgage loan:
More FHA Loan Resources
