Julie Rains, Author at Loans101.com

Julie Rains

Julie Rains is a freelance writer specializing in personal finance, careers, personal development, and life hacks. She is a graduate of The University of North Carolina at Chapel Hill, where she majored in business with a concentration in finance. Julie loves using financial functions to create mortgage amortization schedules and applied this knowledge to paying off her mortgage a few years ago. You can find more of her work on her blog, Working To Live Differently, and popular personal finance and lifestyle blog, Wise Bread.

6 Key Facts You Should Know About Your Mortgage

By Julie Rains at 9:47 am on May 16, 2019

When you are buying a home and getting a mortgage for the first time, the entire process can be overwhelming. And your checklist for must-haves and must-dos is often very long. Read More

How (and Why) to Calculate Your Home Equity

By Julie Rains at 1:32 pm on August 7, 2018

Have you wondered how much financial value is embedded in your home? Calculating your home equity is a simple process in theory. Read More

How Adjustable-Rate Mortgages Work

By Julie Rains at 6:38 am on April 29, 2015

If you have an adjustable rate mortgage (ARM) or have thought about getting one, you may wonder how your loan balance is amortized. Designing an amortization schedule is an easy way to see how a mortgage payment is applied to paying down the balance over time. Read More

Types of Insurance Homeowners Should Have

By Julie Rains at 6:40 am on March 12, 2015

Being a homeowner means you have many responsibilities. You need to take care of your home, your family members (who rely on you to make mortgage payments), and those who visit your property. Read More

homeowners insurance

7 Traits to Look For in a Real Estate Agent

By Julie Rains at 7:03 am on February 19, 2015

When you are looking for a new home or hoping to sell your existing home, it’s likely that you’ll work with a real estate agent to locate a property or find a buyer. Read More

real estate